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Interstate Relocation: Texas → New Mexico

Moving from Texas to New Mexico: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to New Mexico.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +3.6 pts NM vs TX, $100k single
Annual Tax Savings -$3,569 Federal + FICA + state, $100k
1BR Rent Change +5.2% Avg 1BR $1,089 vs $1,035/mo
Net Annual Difference -$4,219 Tax savings + 1BR rent savings

What changes when you move from Texas to New Mexico

Texas has no state income tax on wages and New Mexico has graduated income tax rates up to 5.9%. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $3,569 in state income tax in New Mexico. With federal income tax and FICA unchanged, total tax rises by $3,569 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $1,089 across New Mexico's (+5.2%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $47,141 in New Mexico. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Texas

Texas Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: New Mexico

New Mexico Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from New Mexico to TexasNational Relocation Hub

Metropolitan Corridors Between Texas & New Mexico

Houston-Pasadena-The Woodlands, TX → Albuquerque, NM On $100k: $3,569 more tax and $1,788 less 1BR rent a year
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Houston-Pasadena-The Woodlands, TX → Las Cruces, NM On $100k: $3,569 more tax and $3,432 less 1BR rent a year
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Dallas-Fort Worth-Arlington, TX → Albuquerque, NM On $100k: $3,569 more tax and $5,088 less 1BR rent a year
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Dallas-Fort Worth-Arlington, TX → Las Cruces, NM On $100k: $3,569 more tax and $6,732 less 1BR rent a year
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Moving from Texas to New Mexico: Cost & Tax Comparison Overview

Moving from Texas to New Mexico on a $100,000 salary: pay $3,569 more in total taxes per year; average one-bedroom rent is $1,089 vs $1,035 a month (HUD FMR).

Quick answers
How much money will I save moving from Texas to New Mexico?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $3,569 higher in New Mexico than in Texas (3.6 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across New Mexico's metros is $1,089 a month, versus $1,035 in Texas (+5.2%). Taxes and one-bedroom rent combined change by -$4,219 a year.

What are the key tax differences between Texas and New Mexico?

Texas: No State Income Tax, top rate 0%. New Mexico: Graduated Brackets, top rate 5.9%. Federal income tax and FICA are the same in both states.