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Interstate Relocation: New Mexico → Texas

Moving from New Mexico to Texas: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from New Mexico to Texas.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -3.6 pts TX vs NM, $100k single
Annual Tax Savings +$3,569 Federal + FICA + state, $100k
1BR Rent Change -5.0% Avg 1BR $1,035 vs $1,089/mo
Net Annual Difference +$4,219 Tax savings + 1BR rent savings

What changes when you move from New Mexico to Texas

New Mexico has graduated income tax rates up to 5.9% and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $3,569 in state income tax in New Mexico and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $3,569 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,089 a month across New Mexico's metro areas and $1,035 across Texas's (-5.0%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $47,141 in New Mexico and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: New Mexico

New Mexico Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Texas

Texas Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Texas to New MexicoNational Relocation Hub

Metropolitan Corridors Between New Mexico & Texas

Albuquerque, NM → Houston-Pasadena-The Woodlands, TX On $100k: $3,569 less tax and $1,788 more 1BR rent a year
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Albuquerque, NM → Dallas-Fort Worth-Arlington, TX On $100k: $3,569 less tax and $5,088 more 1BR rent a year
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Las Cruces, NM → Houston-Pasadena-The Woodlands, TX On $100k: $3,569 less tax and $3,432 more 1BR rent a year
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Las Cruces, NM → Dallas-Fort Worth-Arlington, TX On $100k: $3,569 less tax and $6,732 more 1BR rent a year
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Moving from New Mexico to Texas: Cost & Tax Comparison Overview

Moving from New Mexico to Texas on a $100,000 salary: pay $3,569 less in total taxes per year; average one-bedroom rent is $1,035 vs $1,089 a month (HUD FMR).

Quick answers
How much money will I save moving from New Mexico to Texas?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $3,569 lower in Texas than in New Mexico (3.6 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $1,089 in New Mexico (-5.0%). Taxes and one-bedroom rent combined change by +$4,219 a year.

What are the key tax differences between New Mexico and Texas?

New Mexico: Graduated Brackets, top rate 5.9%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.