SOC 15-2011

Actuary Salary in Denver-Aurora-Centennial, CO (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CO
COL Index: 137.11 (+37.1% vs US)
Net Compensation Yield 69.4% Realized
$83,581 / net annual direct deposit
Gross Adjusted $120,440 $57.90/hr
Effective Tax Drag 24.6% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$29,633 $1,139.72/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $57.90 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,226/yr)
0% Tax Shield: ~$1,590/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$16,077
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,467
Medicare Hospital Insurance
Statutory 1.45%
-$1,746
Colorado Individual Income Tax
State Marginal Bracket
-$4,273
Denver Occupational Privilege Tax
LOCAL
-$69
Net Take-Home Annual Realized
$83,581 ($3,214.65 / check)
Category 2 of 6

Denver-Aurora-Centennial, CO Actuary Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $120,440
MIDDLE 50% (IQR RANGE) 10th $78.6k 25th $96.9k Median: $120,440 50th (Median) $120k 75th $162k 90th $184k You: $120,440
10th (Entry) $78,610 $37.79/hr
25th (Junior) $96,940 $46.61/hr
50th (Median) $120,440 $57.90/hr
75th (Senior) $162,220 $77.99/hr
90th (Lead/Master) $183,540 $88.24/hr
Career Progression & Licensing Milestones for Actuary in Denver-Aurora-Centennial, CO
1
Actuarial Student / AnalystPassing SOA/CAS preliminary exams (P, FM), statistical modeling, Excel/R
$70,411$33.85/hr · 0-2 Years
2
Associate of Society of Actuaries (ASA)Pricing models, reserving analysis, actuarial valuation tables
$107,470$51.67/hr · 2-5 Years
3
Fellow of Society of Actuaries (FSA)Product development, statutory asset-liability management (ALM)
$146,381$70.38/hr · 5-8 Years
4
Chief Actuary / Risk OfficerInstitutional solvency governance, reinsurance negotiation, pricing oversight
$199,189$95.76/hr · 8+ Years
Scaled to the Denver-Aurora-Centennial, CO medianView National Actuary Salary Data
Adjacent Career Pivots & National Pay Differences
Economists-$5,280/yr
National median: $124,720
Skill overlap: 94%
Accountants and Auditors-$46,320/yr
National median: $83,680
Skill overlap: 93%View Salary
Personal Financial Advisors-$24,930/yr
National median: $105,070
Skill overlap: 89%
Compensation, Benefits, and Job Analysis Specialists-$51,790/yr
National median: $78,210
Skill overlap: 88%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Denver-Aurora-Centennial, CO under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
26% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,831/month Requires minimum annual gross of $73,240
HUD Fair Market Rent (2-Bedroom) $2,169/month Requires minimum annual gross of $86,760
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $30.32/hr
Per adult, 2 working adults + 1 child: $28.13/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Denver-Aurora-Centennial, CO.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$120,440-$29,633$83,581$3,214.65
+5h Overtime/Wk45 hrs$143,023-$37,217$97,224$3,739.39
+10h Overtime/Wk50 hrs$165,605-$44,973$110,695$4,257.52
+15h Overtime/Wk55 hrs$188,188-$52,501$124,395$4,784.44
+20h Overtime/Wk60 hrs$210,770-$58,954$139,170$5,352.69
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Actuary in Denver-Aurora-Centennial, CO: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Colorado tax codes.

Market Baseline
$120,440/yr
$57.90/hr · SOC 15-2011
Statutory Tax Drag
24.6% Effective
-$29,633 in Total Taxes
HUD 1BR Shelter Ratio
26% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,134/mo
Post-$1,831/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Actuary in Denver-Aurora-Centennial, CO: Market Snapshot

Actuary roles in Denver-Aurora-Centennial, CO report a median annual wage of $120,440, 7.4% below the national median of $130,000. The 10th to 90th percentile band runs from $78,610 to $183,540, and HUD’s $1,831 monthly one-bedroom fair market rent equals 18.2% of that median gross pay. The single-adult living wage benchmark for the area is $30.32 per hour.

Highest-paying metropolitan areas for Actuary

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$194,130+61.2%
San Francisco-Oakland-Fremont, CA$175,330+45.6%
Hartford-West Hartford-East Hartford, CT$166,800+38.5%
Las Vegas-Henderson-North Las Vegas, NV$163,350+35.6%
New York-Newark-Jersey City, NY-NJ$161,460+34.1%
Washington-Arlington-Alexandria, DC-VA-MD-WV$144,680+20.1%
Waterbury-Shelton, CT$143,430+19.1%
Raleigh-Cary, NC$142,180+18.1%
New Haven, CT$141,020+17.1%
Miami-Fort Lauderdale-West Palm Beach, FL$139,810+16.1%

Top-paying occupations benchmarked in Denver-Aurora-Centennial, CO

OccupationMedian annual wageMedian hourly
Computer and Information Systems Managers$203,340$97.76/hr
Financial Manager$193,400$92.98/hr
Architectural and Engineering Managers$191,440$92.04/hr
Marketing Managers$182,470$87.73/hr
Sales Managers$181,580$87.30/hr
Purchasing Managers$180,000$86.54/hr
Public Relations Managers$174,260$83.78/hr
Human Resources Managers$170,940$82.18/hr
Compensation and Benefits Managers$168,850$81.18/hr
Advertising and Promotions Managers$165,000$79.33/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 72 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Actuary Salary in Denver-Aurora-Centennial, CO (2026) Overview

Actuary median pay in Denver-Aurora-Centennial, CO is $120,440 a year ($57.90/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Actuary in Denver-Aurora-Centennial, CO compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Actuary in Denver-Aurora-Centennial, CO?

The median annual wage is $120,440 ($57.90 per hour). The middle 80% of earners make between $78,610 and $183,540. Source: BLS OEWS (May 2025).

What is the take-home pay for an Actuary in Denver-Aurora-Centennial, CO after taxes?

On the median wage of $120,440, a single filer with no pre-tax deductions takes home about $88,900 a year ($7,408 a month) after $31,540 in federal, FICA, state and local taxes, an effective rate of 26.19%, using 2026 tax rules.