SOC 15-2011

Actuary Salary in Detroit-Warren-Dearborn, MI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MI + Municipal
COL Index: 97.93 (-2.1% vs US)
Net Compensation Yield 67.9% Realized
$71,713 / net annual direct deposit
Gross Adjusted $105,640 $50.79/hr
Effective Tax Drag 26.12% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$27,588 $1,061.09/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $50.79 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,338/yr)
0% Tax Shield: ~$1,394/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$13,016
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,550
Medicare Hospital Insurance
Statutory 1.45%
-$1,532
Michigan Individual Income Tax
State Marginal Bracket
-$3,970
Detroit city income tax
2.40%
-$2,521
Net Take-Home Annual Realized
$71,713 ($2,758.20 / check)
Category 2 of 6

Detroit-Warren-Dearborn, MI Actuary Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $105,640
MIDDLE 50% (IQR RANGE) 10th $67.6k 25th $82.0k Median: $105,640 50th (Median) $106k 75th $135k 90th $171k You: $105,640
10th (Entry) $67,580 $32.49/hr
25th (Junior) $82,010 $39.43/hr
50th (Median) $105,640 $50.79/hr
75th (Senior) $135,150 $64.98/hr
90th (Lead/Master) $170,540 $81.99/hr
Career Progression & Licensing Milestones for Actuary in Detroit-Warren-Dearborn, MI
1
Actuarial Student / AnalystPassing SOA/CAS preliminary exams (P, FM), statistical modeling, Excel/R
$61,759$29.69/hr · 0-2 Years
2
Associate of Society of Actuaries (ASA)Pricing models, reserving analysis, actuarial valuation tables
$94,263$45.32/hr · 2-5 Years
3
Fellow of Society of Actuaries (FSA)Product development, statutory asset-liability management (ALM)
$128,393$61.73/hr · 5-8 Years
4
Chief Actuary / Risk OfficerInstitutional solvency governance, reinsurance negotiation, pricing oversight
$174,712$84.00/hr · 8+ Years
Scaled to the Detroit-Warren-Dearborn, MI medianView National Actuary Salary Data
Adjacent Career Pivots & National Pay Differences
Economists-$5,280/yr
National median: $124,720
Skill overlap: 94%
Accountants and Auditors-$46,320/yr
National median: $83,680
Skill overlap: 93%View Salary
Personal Financial Advisors-$24,930/yr
National median: $105,070
Skill overlap: 89%
Compensation, Benefits, and Job Analysis Specialists-$51,790/yr
National median: $78,210
Skill overlap: 88%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Detroit-Warren-Dearborn, MI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
20% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,167/month Requires minimum annual gross of $46,680
HUD Fair Market Rent (2-Bedroom) $1,459/month Requires minimum annual gross of $58,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.66/hr
Per adult, 2 working adults + 1 child: $20.49/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Detroit-Warren-Dearborn, MI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$105,640-$27,588$71,713$2,758.20
+5h Overtime/Wk45 hrs$125,448-$34,466$83,454$3,209.78
+10h Overtime/Wk50 hrs$145,255-$41,639$94,900$3,650.01
+15h Overtime/Wk55 hrs$165,063-$48,890$106,269$4,087.26
+20h Overtime/Wk60 hrs$184,870-$56,118$117,660$4,525.39
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Actuary in Detroit-Warren-Dearborn, MI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Michigan tax codes.

Market Baseline
$105,640/yr
$50.79/hr · SOC 15-2011
Statutory Tax Drag
26.12% Effective
-$27,588 in Total Taxes
HUD 1BR Shelter Ratio
20% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,809/mo
Post-$1,167/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Actuary in Detroit-Warren-Dearborn, MI: Market Snapshot

Actuary roles in Detroit-Warren-Dearborn, MI report a median annual wage of $105,640, 18.7% below the national median of $130,000. The 10th to 90th percentile band runs from $67,580 to $170,540, and HUD’s $1,167 monthly one-bedroom fair market rent equals 13.3% of that median gross pay. The single-adult living wage benchmark for the area is $21.66 per hour.

Highest-paying metropolitan areas for Actuary

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$194,130+83.8%
San Francisco-Oakland-Fremont, CA$175,330+66.0%
Hartford-West Hartford-East Hartford, CT$166,800+57.9%
Las Vegas-Henderson-North Las Vegas, NV$163,350+54.6%
New York-Newark-Jersey City, NY-NJ$161,460+52.8%
Washington-Arlington-Alexandria, DC-VA-MD-WV$144,680+37.0%
Waterbury-Shelton, CT$143,430+35.8%
Raleigh-Cary, NC$142,180+34.6%
New Haven, CT$141,020+33.5%
Miami-Fort Lauderdale-West Palm Beach, FL$139,810+32.3%

Top-paying occupations benchmarked in Detroit-Warren-Dearborn, MI

OccupationMedian annual wageMedian hourly
Chief Executives$304,110$146.21/hr
Computer and Information Systems Managers$170,040$81.75/hr
Architectural and Engineering Managers$168,550$81.03/hr
Purchasing Managers$163,660$78.68/hr
Compensation and Benefits Managers$162,490$78.12/hr
Financial Manager$160,240$77.04/hr
Sales Managers$155,560$74.79/hr
Human Resources Managers$149,980$72.11/hr
Marketing Managers$149,310$71.78/hr
Nurse Practitioner$134,390$64.61/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 72 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Actuary Salary in Detroit-Warren-Dearborn, MI (2026) Overview

Actuary median pay in Detroit-Warren-Dearborn, MI is $105,640 a year ($50.79/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Actuary in Detroit-Warren-Dearborn, MI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Actuary in Detroit-Warren-Dearborn, MI?

The median annual wage is $105,640 ($50.79 per hour). The middle 80% of earners make between $67,580 and $170,540. Source: BLS OEWS (May 2025).

What is the take-home pay for an Actuary in Detroit-Warren-Dearborn, MI after taxes?

On the median wage of $105,640, a single filer with no pre-tax deductions takes home about $76,388 a year ($6,366 a month) after $29,252 in federal, FICA, state and local taxes, an effective rate of 27.69%, using 2026 tax rules.