SOC 15-2011

Actuary Salary in Nashville-Davidson--Murfreesboro--Franklin, TN

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TN
COL Index: 132.48 (+32.5% vs US)
Net Compensation Yield 73.1% Realized
$87,036 / net annual direct deposit
Gross Adjusted $119,090 $57.25/hr
Effective Tax Drag 20.92% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$24,908 $958.01/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $57.25 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,145/yr)
0% Tax Shield: ~$1,572/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$15,798
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,384
Medicare Hospital Insurance
Statutory 1.45%
-$1,727
Tennessee Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$87,036 ($3,347.55 / check)
Category 2 of 6

Nashville-Davidson--Murfreesboro--Franklin, TN Actuary Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $119,090
MIDDLE 50% (IQR RANGE) 10th $78.4k 25th $78.4k Median: $119,090 50th (Median) $119k 75th $162k 90th $440k You: $119,090
10th (Entry) $78,390 $37.69/hr
25th (Junior) $78,400 $37.69/hr
50th (Median) $119,090 $57.25/hr
75th (Senior) $162,370 $78.06/hr
90th (Lead/Master) $440,260 $211.66/hr
Career Progression & Licensing Milestones for Actuary in Nashville-Davidson--Murfreesboro--Franklin, TN
1
Actuarial Student / AnalystPassing SOA/CAS preliminary exams (P, FM), statistical modeling, Excel/R
$69,622$33.47/hr · 0-2 Years
2
Associate of Society of Actuaries (ASA)Pricing models, reserving analysis, actuarial valuation tables
$106,265$51.09/hr · 2-5 Years
3
Fellow of Society of Actuaries (FSA)Product development, statutory asset-liability management (ALM)
$144,740$69.59/hr · 5-8 Years
4
Chief Actuary / Risk OfficerInstitutional solvency governance, reinsurance negotiation, pricing oversight
$196,957$94.69/hr · 8+ Years
Scaled to the Nashville-Davidson--Murfreesboro--Franklin, TN medianView National Actuary Salary Data
Adjacent Career Pivots & National Pay Differences
Economists-$5,280/yr
National median: $124,720
Skill overlap: 94%
Accountants and Auditors-$46,320/yr
National median: $83,680
Skill overlap: 93%View Salary
Personal Financial Advisors-$24,930/yr
National median: $105,070
Skill overlap: 89%
Compensation, Benefits, and Job Analysis Specialists-$51,790/yr
National median: $78,210
Skill overlap: 88%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Nashville-Davidson--Murfreesboro--Franklin, TN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
23% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,650/month Requires minimum annual gross of $66,000
HUD Fair Market Rent (2-Bedroom) $1,798/month Requires minimum annual gross of $71,920
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $29.30/hr
Per adult, 2 working adults + 1 child: $23.51/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Nashville-Davidson--Murfreesboro--Franklin, TN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$119,090-$24,908$87,036$3,347.55
+5h Overtime/Wk45 hrs$141,419-$31,457$101,477$3,902.98
+10h Overtime/Wk50 hrs$163,749-$38,203$115,721$4,450.82
+15h Overtime/Wk55 hrs$186,078-$44,850$130,063$5,002.43
+20h Overtime/Wk60 hrs$208,408-$50,287$145,616$5,600.61
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Actuary in Nashville-Davidson--Murfreesboro--Franklin, TN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Tennessee tax codes.

Market Baseline
$119,090/yr
$57.25/hr · SOC 15-2011
Statutory Tax Drag
20.92% Effective
-$24,908 in Total Taxes
HUD 1BR Shelter Ratio
23% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,603/mo
Post-$1,650/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Actuary in Nashville-Davidson--Murfreesboro--Franklin, TN: Market Snapshot

Actuary roles in Nashville-Davidson--Murfreesboro--Franklin, TN report a median annual wage of $119,090, 8.4% below the national median of $130,000. The 10th to 90th percentile band runs from $78,390 to $440,260, and HUD’s $1,650 monthly one-bedroom fair market rent equals 16.6% of that median gross pay. The single-adult living wage benchmark for the area is $29.30 per hour.

Highest-paying metropolitan areas for Actuary

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$194,130+63.0%
San Francisco-Oakland-Fremont, CA$175,330+47.2%
Hartford-West Hartford-East Hartford, CT$166,800+40.1%
Las Vegas-Henderson-North Las Vegas, NV$163,350+37.2%
New York-Newark-Jersey City, NY-NJ$161,460+35.6%
Washington-Arlington-Alexandria, DC-VA-MD-WV$144,680+21.5%
Waterbury-Shelton, CT$143,430+20.4%
Raleigh-Cary, NC$142,180+19.4%
New Haven, CT$141,020+18.4%
Miami-Fort Lauderdale-West Palm Beach, FL$139,810+17.4%

Top-paying occupations benchmarked in Nashville-Davidson--Murfreesboro--Franklin, TN

OccupationMedian annual wageMedian hourly
Chief Executives$218,190$104.90/hr
Computer and Information Systems Managers$165,970$79.79/hr
Architectural and Engineering Managers$159,720$76.79/hr
Financial Manager$156,860$75.41/hr
Purchasing Managers$140,410$67.50/hr
Marketing Managers$135,370$65.08/hr
Human Resources Managers$135,230$65.01/hr
Administrative Services Managers$133,220$64.05/hr
Sales Managers$131,600$63.27/hr
Fundraising Managers$130,010$62.50/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 72 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Actuary Salary in Nashville-Davidson--Murfreesboro--Franklin, TN Overview

Actuary median pay in Nashville-Davidson--Murfreesboro--Franklin, TN is $119,090 a year ($57.25/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for Actuary in Nashville-Davidson--Murfreesboro--Franklin, TN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Actuary in Nashville-Davidson--Murfreesboro--Franklin, TN?

The median annual wage is $119,090 ($57.25 per hour). The middle 80% of earners make between $78,390 and $440,260. Source: BLS OEWS (May 2025).

What is the take-home pay for an Actuary in Nashville-Davidson--Murfreesboro--Franklin, TN after taxes?

On the median wage of $119,090, a single filer with no pre-tax deductions takes home about $92,610 a year ($7,717 a month) after $26,480 in federal, FICA, state and local taxes, an effective rate of 22.24%, using 2026 tax rules.