SOC 15-2011

Actuary Salary in Orlando-Kissimmee-Sanford, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 131.61 (+31.6% vs US)
Net Compensation Yield 72.9% Realized
$89,112 / net annual direct deposit
Gross Adjusted $122,250 $58.77/hr
Effective Tax Drag 21.11% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$25,803 $992.44/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $58.77 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,335/yr)
0% Tax Shield: ~$1,614/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$16,451
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,580
Medicare Hospital Insurance
Statutory 1.45%
-$1,773
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$89,112 ($3,427.37 / check)
Category 2 of 6

Orlando-Kissimmee-Sanford, FL Actuary Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $122,250
MIDDLE 50% (IQR RANGE) 10th $75.8k 25th $82.5k Median: $122,250 50th (Median) $122k 75th $160k 90th $202k You: $122,250
10th (Entry) $75,820 $36.45/hr
25th (Junior) $82,540 $39.68/hr
50th (Median) $122,250 $58.77/hr
75th (Senior) $160,360 $77.10/hr
90th (Lead/Master) $201,620 $96.93/hr
Career Progression & Licensing Milestones for Actuary in Orlando-Kissimmee-Sanford, FL
1
Actuarial Student / AnalystPassing SOA/CAS preliminary exams (P, FM), statistical modeling, Excel/R
$71,469$34.36/hr · 0-2 Years
2
Associate of Society of Actuaries (ASA)Pricing models, reserving analysis, actuarial valuation tables
$109,085$52.44/hr · 2-5 Years
3
Fellow of Society of Actuaries (FSA)Product development, statutory asset-liability management (ALM)
$148,581$71.43/hr · 5-8 Years
4
Chief Actuary / Risk OfficerInstitutional solvency governance, reinsurance negotiation, pricing oversight
$202,183$97.20/hr · 8+ Years
Scaled to the Orlando-Kissimmee-Sanford, FL medianView National Actuary Salary Data
Adjacent Career Pivots & National Pay Differences
Economists-$5,280/yr
National median: $124,720
Skill overlap: 94%
Accountants and Auditors-$46,320/yr
National median: $83,680
Skill overlap: 93%View Salary
Personal Financial Advisors-$24,930/yr
National median: $105,070
Skill overlap: 89%
Compensation, Benefits, and Job Analysis Specialists-$51,790/yr
National median: $78,210
Skill overlap: 88%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Orlando-Kissimmee-Sanford, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
23% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,726/month Requires minimum annual gross of $69,040
HUD Fair Market Rent (2-Bedroom) $1,959/month Requires minimum annual gross of $78,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $29.11/hr
Per adult, 2 working adults + 1 child: $23.78/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Orlando-Kissimmee-Sanford, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$122,250-$25,803$89,112$3,427.37
+5h Overtime/Wk45 hrs$145,172-$32,590$103,871$3,995.04
+10h Overtime/Wk50 hrs$168,094-$39,515$118,493$4,557.42
+15h Overtime/Wk55 hrs$191,016-$46,036$133,519$5,135.34
+20h Overtime/Wk60 hrs$213,938-$51,665$149,436$5,747.55
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Actuary in Orlando-Kissimmee-Sanford, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$122,250/yr
$58.77/hr · SOC 15-2011
Statutory Tax Drag
21.11% Effective
-$25,803 in Total Taxes
HUD 1BR Shelter Ratio
23% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,700/mo
Post-$1,726/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Actuary in Orlando-Kissimmee-Sanford, FL: Market Snapshot

Actuary roles in Orlando-Kissimmee-Sanford, FL report a median annual wage of $122,250, 6.0% below the national median of $130,000. The 10th to 90th percentile band runs from $75,820 to $201,620, and HUD’s $1,726 monthly one-bedroom fair market rent equals 16.9% of that median gross pay. The single-adult living wage benchmark for the area is $29.11 per hour.

Highest-paying metropolitan areas for Actuary

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$194,130+58.8%
San Francisco-Oakland-Fremont, CA$175,330+43.4%
Hartford-West Hartford-East Hartford, CT$166,800+36.4%
Las Vegas-Henderson-North Las Vegas, NV$163,350+33.6%
New York-Newark-Jersey City, NY-NJ$161,460+32.1%
Washington-Arlington-Alexandria, DC-VA-MD-WV$144,680+18.3%
Waterbury-Shelton, CT$143,430+17.3%
Raleigh-Cary, NC$142,180+16.3%
New Haven, CT$141,020+15.4%
Miami-Fort Lauderdale-West Palm Beach, FL$139,810+14.4%

Top-paying occupations benchmarked in Orlando-Kissimmee-Sanford, FL

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$177,990$85.57/hr
Computer and Information Systems Managers$171,210$82.31/hr
Data Engineer$143,540$69.01/hr
Marketing Managers$143,220$68.86/hr
Financial Manager$140,850$67.72/hr
Human Resources Managers$136,230$65.50/hr
Sales Managers$131,770$63.35/hr
Nurse Practitioner$130,640$62.81/hr
Software Engineer$129,620$62.32/hr
Purchasing Managers$129,470$62.25/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 72 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Actuary Salary in Orlando-Kissimmee-Sanford, FL (2026) Overview

Actuary median pay in Orlando-Kissimmee-Sanford, FL is $122,250 a year ($58.77/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Actuary in Orlando-Kissimmee-Sanford, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Actuary in Orlando-Kissimmee-Sanford, FL?

The median annual wage is $122,250 ($58.77 per hour). The middle 80% of earners make between $75,820 and $201,620. Source: BLS OEWS (May 2025).

What is the take-home pay for an Actuary in Orlando-Kissimmee-Sanford, FL after taxes?

On the median wage of $122,250, a single filer with no pre-tax deductions takes home about $94,824 a year ($7,902 a month) after $27,426 in federal, FICA, state and local taxes, an effective rate of 22.43%, using 2026 tax rules.