SOC 15-2011

Actuary Salary in Tampa-St. Petersburg-Clearwater, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 124.55 (+24.5% vs US)
Net Compensation Yield 74.0% Realized
$78,762 / net annual direct deposit
Gross Adjusted $106,490 $51.20/hr
Effective Tax Drag 20.04% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$21,339 $820.72/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $51.20 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,389/yr)
0% Tax Shield: ~$1,406/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$13,192
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,602
Medicare Hospital Insurance
Statutory 1.45%
-$1,544
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$78,762 ($3,029.31 / check)
Category 2 of 6

Tampa-St. Petersburg-Clearwater, FL Actuary Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $106,490
MIDDLE 50% (IQR RANGE) 10th $66.2k 25th $82.7k Median: $106,490 50th (Median) $106k 75th $161k 90th $173k You: $106,490
10th (Entry) $66,190 $31.82/hr
25th (Junior) $82,740 $39.78/hr
50th (Median) $106,490 $51.20/hr
75th (Senior) $161,470 $77.63/hr
90th (Lead/Master) $173,490 $83.41/hr
Career Progression & Licensing Milestones for Actuary in Tampa-St. Petersburg-Clearwater, FL
1
Actuarial Student / AnalystPassing SOA/CAS preliminary exams (P, FM), statistical modeling, Excel/R
$62,256$29.93/hr · 0-2 Years
2
Associate of Society of Actuaries (ASA)Pricing models, reserving analysis, actuarial valuation tables
$95,022$45.68/hr · 2-5 Years
3
Fellow of Society of Actuaries (FSA)Product development, statutory asset-liability management (ALM)
$129,426$62.22/hr · 5-8 Years
4
Chief Actuary / Risk OfficerInstitutional solvency governance, reinsurance negotiation, pricing oversight
$176,118$84.67/hr · 8+ Years
Scaled to the Tampa-St. Petersburg-Clearwater, FL medianView National Actuary Salary Data
Adjacent Career Pivots & National Pay Differences
Economists-$5,280/yr
National median: $124,720
Skill overlap: 94%
Accountants and Auditors-$46,320/yr
National median: $83,680
Skill overlap: 93%View Salary
Personal Financial Advisors-$24,930/yr
National median: $105,070
Skill overlap: 89%
Compensation, Benefits, and Job Analysis Specialists-$51,790/yr
National median: $78,210
Skill overlap: 88%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Tampa-St. Petersburg-Clearwater, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
25% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,648/month Requires minimum annual gross of $65,920
HUD Fair Market Rent (2-Bedroom) $1,917/month Requires minimum annual gross of $76,680
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.54/hr
Per adult, 2 working adults + 1 child: $23.42/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Tampa-St. Petersburg-Clearwater, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$106,490-$21,339$78,762$3,029.31
+5h Overtime/Wk45 hrs$126,457-$26,995$91,874$3,533.62
+10h Overtime/Wk50 hrs$146,424-$32,969$104,670$4,025.76
+15h Overtime/Wk55 hrs$166,391-$39,001$117,407$4,515.64
+20h Overtime/Wk60 hrs$186,358-$44,917$130,259$5,009.95
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Actuary in Tampa-St. Petersburg-Clearwater, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$106,490/yr
$51.20/hr · SOC 15-2011
Statutory Tax Drag
20.04% Effective
-$21,339 in Total Taxes
HUD 1BR Shelter Ratio
25% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,915/mo
Post-$1,648/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Actuary in Tampa-St. Petersburg-Clearwater, FL: Market Snapshot

Actuary roles in Tampa-St. Petersburg-Clearwater, FL report a median annual wage of $106,490, 18.1% below the national median of $130,000. The 10th to 90th percentile band runs from $66,190 to $173,490, and HUD’s $1,648 monthly one-bedroom fair market rent equals 18.6% of that median gross pay. The single-adult living wage benchmark for the area is $27.54 per hour.

Highest-paying metropolitan areas for Actuary

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$194,130+82.3%
San Francisco-Oakland-Fremont, CA$175,330+64.6%
Hartford-West Hartford-East Hartford, CT$166,800+56.6%
Las Vegas-Henderson-North Las Vegas, NV$163,350+53.4%
New York-Newark-Jersey City, NY-NJ$161,460+51.6%
Washington-Arlington-Alexandria, DC-VA-MD-WV$144,680+35.9%
Waterbury-Shelton, CT$143,430+34.7%
Raleigh-Cary, NC$142,180+33.5%
New Haven, CT$141,020+32.4%
Miami-Fort Lauderdale-West Palm Beach, FL$139,810+31.3%

Top-paying occupations benchmarked in Tampa-St. Petersburg-Clearwater, FL

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$169,310$81.40/hr
Computer and Information Systems Managers$168,470$81.00/hr
Marketing Managers$159,990$76.92/hr
Financial Manager$157,480$75.71/hr
Human Resources Managers$140,400$67.50/hr
Purchasing Managers$139,430$67.03/hr
Data Engineer$133,290$64.08/hr
Public Relations Managers$132,340$63.62/hr
Sales Managers$132,010$63.47/hr
Software Engineer$130,450$62.72/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 72 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Actuary Salary in Tampa-St. Petersburg-Clearwater, FL (2026) Overview

Actuary median pay in Tampa-St. Petersburg-Clearwater, FL is $106,490 a year ($51.20/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Actuary in Tampa-St. Petersburg-Clearwater, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Actuary in Tampa-St. Petersburg-Clearwater, FL?

The median annual wage is $106,490 ($51.20 per hour). The middle 80% of earners make between $66,190 and $173,490. Source: BLS OEWS (May 2025).

What is the take-home pay for an Actuary in Tampa-St. Petersburg-Clearwater, FL after taxes?

On the median wage of $106,490, a single filer with no pre-tax deductions takes home about $83,746 a year ($6,979 a month) after $22,744 in federal, FICA, state and local taxes, an effective rate of 21.36%, using 2026 tax rules.