SOC 15-2011

Actuary Salary in Raleigh-Cary, NC (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NC
COL Index: 136.24 (+36.2% vs US)
Net Compensation Yield 68.3% Realized
$97,139 / net annual direct deposit
Gross Adjusted $142,180 $68.36/hr
Effective Tax Drag 25.68% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$36,510 $1,404.25/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $68.36 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$8,531/yr)
0% Tax Shield: ~$2,047/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$20,810
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$8,815
Medicare Hospital Insurance
Statutory 1.45%
-$2,062
North Carolina Individual Income Tax
State Marginal Bracket
-$4,824
Net Take-Home Annual Realized
$97,139 ($3,736.11 / check)
Category 2 of 6

Raleigh-Cary, NC Actuary Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $142,180
MIDDLE 50% (IQR RANGE) 10th $72.4k 25th $84.1k Median: $142,180 50th (Median) $142k 75th $163k 90th $194k You: $142,180
10th (Entry) $72,420 $34.82/hr
25th (Junior) $84,060 $40.41/hr
50th (Median) $142,180 $68.36/hr
75th (Senior) $162,980 $78.36/hr
90th (Lead/Master) $193,830 $93.19/hr
Career Progression & Licensing Milestones for Actuary in Raleigh-Cary, NC
1
Actuarial Student / AnalystPassing SOA/CAS preliminary exams (P, FM), statistical modeling, Excel/R
$83,121$39.96/hr · 0-2 Years
2
Associate of Society of Actuaries (ASA)Pricing models, reserving analysis, actuarial valuation tables
$126,868$60.99/hr · 2-5 Years
3
Fellow of Society of Actuaries (FSA)Product development, statutory asset-liability management (ALM)
$172,803$83.08/hr · 5-8 Years
4
Chief Actuary / Risk OfficerInstitutional solvency governance, reinsurance negotiation, pricing oversight
$235,144$113.05/hr · 8+ Years
Scaled to the Raleigh-Cary, NC medianView National Actuary Salary Data
Adjacent Career Pivots & National Pay Differences
Economists-$5,280/yr
National median: $124,720
Skill overlap: 94%
Accountants and Auditors-$46,320/yr
National median: $83,680
Skill overlap: 93%View Salary
Personal Financial Advisors-$24,930/yr
National median: $105,070
Skill overlap: 89%
Compensation, Benefits, and Job Analysis Specialists-$51,790/yr
National median: $78,210
Skill overlap: 88%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Raleigh-Cary, NC under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
19% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,552/month Requires minimum annual gross of $62,080
HUD Fair Market Rent (2-Bedroom) $1,689/month Requires minimum annual gross of $67,560
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $30.13/hr
Per adult, 2 working adults + 1 child: $24.42/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Raleigh-Cary, NC.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$142,180-$36,510$97,139$3,736.11
+5h Overtime/Wk45 hrs$168,839-$45,564$113,145$4,351.71
+10h Overtime/Wk50 hrs$195,498-$53,936$129,832$4,993.54
+15h Overtime/Wk55 hrs$222,156-$61,536$147,291$5,665.05
+20h Overtime/Wk60 hrs$248,815-$70,457$163,429$6,285.73
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Actuary in Raleigh-Cary, NC: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and North Carolina tax codes.

Market Baseline
$142,180/yr
$68.36/hr · SOC 15-2011
Statutory Tax Drag
25.68% Effective
-$36,510 in Total Taxes
HUD 1BR Shelter Ratio
19% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,543/mo
Post-$1,552/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Actuary in Raleigh-Cary, NC: Market Snapshot

Actuary roles in Raleigh-Cary, NC report a median annual wage of $142,180, 9.4% above the national median of $130,000. The 10th to 90th percentile band runs from $72,420 to $193,830, and HUD’s $1,552 monthly one-bedroom fair market rent equals 13.1% of that median gross pay. The single-adult living wage benchmark for the area is $30.13 per hour.

Highest-paying metropolitan areas for Actuary

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$194,130+36.5%
San Francisco-Oakland-Fremont, CA$175,330+23.3%
Hartford-West Hartford-East Hartford, CT$166,800+17.3%
Las Vegas-Henderson-North Las Vegas, NV$163,350+14.9%
New York-Newark-Jersey City, NY-NJ$161,460+13.6%
Washington-Arlington-Alexandria, DC-VA-MD-WV$144,680+1.8%
Waterbury-Shelton, CT$143,430+0.9%
New Haven, CT$141,020-0.8%
Miami-Fort Lauderdale-West Palm Beach, FL$139,810-1.7%
Phoenix-Mesa-Chandler, AZ$138,570-2.5%

Top-paying occupations benchmarked in Raleigh-Cary, NC

OccupationMedian annual wageMedian hourly
Chief Executives$286,050$137.52/hr
Computer and Information Systems Managers$173,960$83.63/hr
Natural Sciences Managers$173,510$83.42/hr
Architectural and Engineering Managers$169,780$81.62/hr
Marketing Managers$167,640$80.60/hr
Sales Managers$163,520$78.62/hr
Financial Manager$163,130$78.43/hr
Human Resources Managers$144,190$69.32/hr
Cybersecurity Analyst$143,640$69.06/hr
Purchasing Managers$139,050$66.85/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 72 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Actuary Salary in Raleigh-Cary, NC (2026) Overview

Actuary median pay in Raleigh-Cary, NC is $142,180 a year ($68.36/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage. Official 2026 economic data for Actuary in Raleigh-Cary, NC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Actuary in Raleigh-Cary, NC?

The median annual wage is $142,180 ($68.36 per hour). The middle 80% of earners make between $72,420 and $193,830. Source: BLS OEWS (May 2025).

What is the take-home pay for an Actuary in Raleigh-Cary, NC after taxes?

On the median wage of $142,180, a single filer with no pre-tax deductions takes home about $103,282 a year ($8,607 a month) after $38,898 in federal, FICA, state and local taxes, an effective rate of 27.36%, using 2026 tax rules.