SOC 15-2011

Actuary Salary in Riverside-San Bernardino-Ontario, CA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CA
COL Index: 146.56 (+46.6% vs US)
Net Compensation Yield 66.3% Realized
$82,276 / net annual direct deposit
Gross Adjusted $124,140 $59.68/hr
Effective Tax Drag 27.72% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$34,416 $1,323.69/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $59.68 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,448/yr)
0% Tax Shield: ~$1,639/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$16,842
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,697
Medicare Hospital Insurance
Statutory 1.45%
-$1,800
California Individual Income Tax
State Marginal Bracket
-$6,463
State Disability Insurance (SDI)
Statutory Payroll Assessment
-$1,614
Net Take-Home Annual Realized
$82,276 ($3,164.45 / check)
Category 2 of 6

Riverside-San Bernardino-Ontario, CA Actuary Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $124,140
MIDDLE 50% (IQR RANGE) 10th $82.7k 25th $104k Median: $124,140 50th (Median) $124k 75th $142k 90th $193k You: $124,140
10th (Entry) $82,720 $39.77/hr
25th (Junior) $103,820 $49.91/hr
50th (Median) $124,140 $59.68/hr
75th (Senior) $141,510 $68.03/hr
90th (Lead/Master) $193,030 $92.80/hr
Career Progression & Licensing Milestones for Actuary in Riverside-San Bernardino-Ontario, CA
1
Actuarial Student / AnalystPassing SOA/CAS preliminary exams (P, FM), statistical modeling, Excel/R
$72,574$34.89/hr · 0-2 Years
2
Associate of Society of Actuaries (ASA)Pricing models, reserving analysis, actuarial valuation tables
$110,771$53.26/hr · 2-5 Years
3
Fellow of Society of Actuaries (FSA)Product development, statutory asset-liability management (ALM)
$150,878$72.54/hr · 5-8 Years
4
Chief Actuary / Risk OfficerInstitutional solvency governance, reinsurance negotiation, pricing oversight
$205,308$98.71/hr · 8+ Years
Scaled to the Riverside-San Bernardino-Ontario, CA medianView National Actuary Salary Data
Adjacent Career Pivots & National Pay Differences
Economists-$5,280/yr
National median: $124,720
Skill overlap: 94%
Accountants and Auditors-$46,320/yr
National median: $83,680
Skill overlap: 93%View Salary
Personal Financial Advisors-$24,930/yr
National median: $105,070
Skill overlap: 89%
Compensation, Benefits, and Job Analysis Specialists-$51,790/yr
National median: $78,210
Skill overlap: 88%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Riverside-San Bernardino-Ontario, CA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
25% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,705/month Requires minimum annual gross of $68,200
HUD Fair Market Rent (2-Bedroom) $2,103/month Requires minimum annual gross of $84,120
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $32.41/hr
Per adult, 2 working adults + 1 child: $26.20/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Riverside-San Bernardino-Ontario, CA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$124,140-$34,416$82,276$3,164.45
+5h Overtime/Wk45 hrs$147,416-$43,683$94,888$3,649.55
+10h Overtime/Wk50 hrs$170,693-$53,052$107,399$4,130.73
+15h Overtime/Wk55 hrs$193,969-$61,834$120,497$4,634.48
+20h Overtime/Wk60 hrs$217,245-$69,915$134,295$5,165.19
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Actuary in Riverside-San Bernardino-Ontario, CA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and California tax codes.

Market Baseline
$124,140/yr
$59.68/hr · SOC 15-2011
Statutory Tax Drag
27.72% Effective
-$34,416 in Total Taxes
HUD 1BR Shelter Ratio
25% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,151/mo
Post-$1,705/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Actuary in Riverside-San Bernardino-Ontario, CA: Market Snapshot

Actuary roles in Riverside-San Bernardino-Ontario, CA report a median annual wage of $124,140, 4.5% below the national median of $130,000. The 10th to 90th percentile band runs from $82,720 to $193,030, and HUD’s $1,705 monthly one-bedroom fair market rent equals 16.5% of that median gross pay. The single-adult living wage benchmark for the area is $32.41 per hour.

Highest-paying metropolitan areas for Actuary

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$194,130+56.4%
San Francisco-Oakland-Fremont, CA$175,330+41.2%
Hartford-West Hartford-East Hartford, CT$166,800+34.4%
Las Vegas-Henderson-North Las Vegas, NV$163,350+31.6%
New York-Newark-Jersey City, NY-NJ$161,460+30.1%
Washington-Arlington-Alexandria, DC-VA-MD-WV$144,680+16.5%
Waterbury-Shelton, CT$143,430+15.5%
Raleigh-Cary, NC$142,180+14.5%
New Haven, CT$141,020+13.6%
Miami-Fort Lauderdale-West Palm Beach, FL$139,810+12.6%

Top-paying occupations benchmarked in Riverside-San Bernardino-Ontario, CA

OccupationMedian annual wageMedian hourly
Chief Executives$176,700$84.95/hr
Computer and Information Systems Managers$176,320$84.77/hr
Architectural and Engineering Managers$172,600$82.98/hr
Nurse Practitioner$169,920$81.69/hr
Natural Sciences Managers$169,370$81.43/hr
Physician Assistant$165,490$79.56/hr
Education Administrators, Kindergarten through Secondary$161,380$77.59/hr
Financial Manager$160,230$77.03/hr
Marketing Managers$157,670$75.80/hr
Public Relations Managers$141,230$67.90/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 72 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Actuary Salary in Riverside-San Bernardino-Ontario, CA (2026) Overview

Actuary median pay in Riverside-San Bernardino-Ontario, CA is $124,140 a year ($59.68/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Actuary in Riverside-San Bernardino-Ontario, CA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Actuary in Riverside-San Bernardino-Ontario, CA?

The median annual wage is $124,140 ($59.68 per hour). The middle 80% of earners make between $82,720 and $193,030. Source: BLS OEWS (May 2025).

What is the take-home pay for an Actuary in Riverside-San Bernardino-Ontario, CA after taxes?

On the median wage of $124,140, a single filer with no pre-tax deductions takes home about $87,346 a year ($7,279 a month) after $36,794 in federal, FICA, state and local taxes, an effective rate of 29.64%, using 2026 tax rules.