SOC 15-2011

Actuary Salary in Virginia Beach-Chesapeake-Norfolk, VA-NC (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + VA
COL Index: 126.05 (+26.0% vs US)
Net Compensation Yield 69.8% Realized
$70,807 / net annual direct deposit
Gross Adjusted $101,490 $48.79/hr
Effective Tax Drag 24.23% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$24,594 $945.91/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.79 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,089/yr)
0% Tax Shield: ~$1,340/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,158
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,292
Medicare Hospital Insurance
Statutory 1.45%
-$1,472
Virginia Individual Income Tax
State Marginal Bracket
-$4,671
Net Take-Home Annual Realized
$70,807 ($2,723.35 / check)
Category 2 of 6

Virginia Beach-Chesapeake-Norfolk, VA-NC Actuary Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $101,490
MIDDLE 50% (IQR RANGE) 10th $82.0k 25th $85.2k Median: $101,490 50th (Median) $101k 75th $151k 90th $178k You: $101,490
10th (Entry) $82,020 $39.43/hr
25th (Junior) $85,200 $40.96/hr
50th (Median) $101,490 $48.79/hr
75th (Senior) $151,190 $72.69/hr
90th (Lead/Master) $177,700 $85.43/hr
Career Progression & Licensing Milestones for Actuary in Virginia Beach-Chesapeake-Norfolk, VA-NC
1
Actuarial Student / AnalystPassing SOA/CAS preliminary exams (P, FM), statistical modeling, Excel/R
$59,333$28.53/hr · 0-2 Years
2
Associate of Society of Actuaries (ASA)Pricing models, reserving analysis, actuarial valuation tables
$90,560$43.54/hr · 2-5 Years
3
Fellow of Society of Actuaries (FSA)Product development, statutory asset-liability management (ALM)
$123,349$59.30/hr · 5-8 Years
4
Chief Actuary / Risk OfficerInstitutional solvency governance, reinsurance negotiation, pricing oversight
$167,849$80.70/hr · 8+ Years
Scaled to the Virginia Beach-Chesapeake-Norfolk, VA-NC medianView National Actuary Salary Data
Adjacent Career Pivots & National Pay Differences
Economists-$5,280/yr
National median: $124,720
Skill overlap: 94%
Accountants and Auditors-$46,320/yr
National median: $83,680
Skill overlap: 93%View Salary
Personal Financial Advisors-$24,930/yr
National median: $105,070
Skill overlap: 89%
Compensation, Benefits, and Job Analysis Specialists-$51,790/yr
National median: $78,210
Skill overlap: 88%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Virginia Beach-Chesapeake-Norfolk, VA-NC under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
25% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,488/month Requires minimum annual gross of $59,520
HUD Fair Market Rent (2-Bedroom) $1,667/month Requires minimum annual gross of $66,680
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.88/hr
Per adult, 2 working adults + 1 child: $22.62/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Virginia Beach-Chesapeake-Norfolk, VA-NC.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$101,490-$24,594$70,807$2,723.35
+5h Overtime/Wk45 hrs$120,519-$31,013$82,275$3,164.43
+10h Overtime/Wk50 hrs$139,549-$37,620$93,556$3,598.29
+15h Overtime/Wk55 hrs$158,578-$44,398$104,666$4,025.61
+20h Overtime/Wk60 hrs$177,608-$51,175$115,776$4,452.93
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Actuary in Virginia Beach-Chesapeake-Norfolk, VA-NC: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Virginia tax codes.

Market Baseline
$101,490/yr
$48.79/hr · SOC 15-2011
Statutory Tax Drag
24.23% Effective
-$24,594 in Total Taxes
HUD 1BR Shelter Ratio
25% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,413/mo
Post-$1,488/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Actuary in Virginia Beach-Chesapeake-Norfolk, VA-NC: Market Snapshot

Actuary roles in Virginia Beach-Chesapeake-Norfolk, VA-NC report a median annual wage of $101,490, 21.9% below the national median of $130,000. The 10th to 90th percentile band runs from $82,020 to $177,700, and HUD’s $1,488 monthly one-bedroom fair market rent equals 17.6% of that median gross pay. The single-adult living wage benchmark for the area is $27.88 per hour.

Highest-paying metropolitan areas for Actuary

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$194,130+91.3%
San Francisco-Oakland-Fremont, CA$175,330+72.8%
Hartford-West Hartford-East Hartford, CT$166,800+64.4%
Las Vegas-Henderson-North Las Vegas, NV$163,350+61.0%
New York-Newark-Jersey City, NY-NJ$161,460+59.1%
Washington-Arlington-Alexandria, DC-VA-MD-WV$144,680+42.6%
Waterbury-Shelton, CT$143,430+41.3%
Raleigh-Cary, NC$142,180+40.1%
New Haven, CT$141,020+38.9%
Miami-Fort Lauderdale-West Palm Beach, FL$139,810+37.8%

Top-paying occupations benchmarked in Virginia Beach-Chesapeake-Norfolk, VA-NC

OccupationMedian annual wageMedian hourly
Chief Executives$297,350$142.96/hr
Computer and Information Systems Managers$170,560$82.00/hr
Financial Manager$163,940$78.82/hr
Architectural and Engineering Managers$161,340$77.57/hr
Sales Managers$158,750$76.32/hr
Marketing Managers$155,300$74.66/hr
Public Relations Managers$152,990$73.55/hr
Purchasing Managers$143,230$68.86/hr
Human Resources Managers$140,410$67.50/hr
Data Engineer$135,130$64.97/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 72 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Actuary Salary in Virginia Beach-Chesapeake-Norfolk, VA-NC (2026) Overview

Actuary median pay in Virginia Beach-Chesapeake-Norfolk, VA-NC is $101,490 a year ($48.79/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Actuary in Virginia Beach-Chesapeake-Norfolk, VA-NC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Actuary in Virginia Beach-Chesapeake-Norfolk, VA-NC?

The median annual wage is $101,490 ($48.79 per hour). The middle 80% of earners make between $82,020 and $177,700. Source: BLS OEWS (May 2025).

What is the take-home pay for an Actuary in Virginia Beach-Chesapeake-Norfolk, VA-NC after taxes?

On the median wage of $101,490, a single filer with no pre-tax deductions takes home about $75,207 a year ($6,267 a month) after $26,283 in federal, FICA, state and local taxes, an effective rate of 25.9%, using 2026 tax rules.