SOC 13-2031

Budget Analyst Salary in Cape Coral-Fort Myers, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 124.02 (+24.0% vs US)
Net Compensation Yield 76.9% Realized
$60,361 / net annual direct deposit
Gross Adjusted $78,470 $37.73/hr
Effective Tax Drag 17.08% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$13,401 $515.41/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $37.73 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,708/yr)
0% Tax Shield: ~$1,036/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,398
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,865
Medicare Hospital Insurance
Statutory 1.45%
-$1,138
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$60,361 ($2,321.59 / check)
Category 2 of 6

Cape Coral-Fort Myers, FL Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $78,470
MIDDLE 50% (IQR RANGE) 10th $50.8k 25th $63.6k Median: $78,470 50th (Median) $78.5k 75th $97.2k 90th $103k You: $78,470
10th (Entry) $50,760 $24.40/hr
25th (Junior) $63,640 $30.60/hr
50th (Median) $78,470 $37.73/hr
75th (Senior) $97,150 $46.71/hr
90th (Lead/Master) $102,850 $49.45/hr
Career Progression & Licensing Milestones for Budget Analyst in Cape Coral-Fort Myers, FL
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$47,952$23.05/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$71,928$34.58/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$94,191$45.28/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$121,593$58.46/hr · 8+ Years
Scaled to the Cape Coral-Fort Myers, FL medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Cape Coral-Fort Myers, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
31% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,564/month Requires minimum annual gross of $62,560
HUD Fair Market Rent (2-Bedroom) $1,835/month Requires minimum annual gross of $73,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.43/hr
Per adult, 2 working adults + 1 child: $23.20/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Cape Coral-Fort Myers, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$78,470-$13,401$60,361$2,321.59
+5h Overtime/Wk45 hrs$93,183-$17,569$70,023$2,693.21
+10h Overtime/Wk50 hrs$107,896-$21,737$79,685$3,064.83
+15h Overtime/Wk55 hrs$122,609-$25,905$89,348$3,436.45
+20h Overtime/Wk60 hrs$137,323-$30,219$98,864$3,802.46
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Cape Coral-Fort Myers, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$78,470/yr
$37.73/hr · SOC 13-2031
Statutory Tax Drag
17.08% Effective
-$13,401 in Total Taxes
HUD 1BR Shelter Ratio
31% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,466/mo
Post-$1,564/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Cape Coral-Fort Myers, FL: Market Snapshot

Budget Analyst roles in Cape Coral-Fort Myers, FL report a median annual wage of $78,470, 14.4% below the national median of $91,640. The 10th to 90th percentile band runs from $50,760 to $102,850, and HUD’s $1,564 monthly one-bedroom fair market rent equals 23.9% of that median gross pay. The single-adult living wage benchmark for the area is $27.43 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+71.8%
San Jose-Sunnyvale-Santa Clara, CA$131,730+67.9%
Ann Arbor, MI$127,860+62.9%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+59.4%
San Francisco-Oakland-Fremont, CA$117,360+49.6%
Huntsville, AL$113,400+44.5%
Santa Maria-Santa Barbara, CA$110,470+40.8%
San Diego-Chula Vista-Carlsbad, CA$107,010+36.4%
Gainesville, GA$106,610+35.9%
Lexington Park, MD$106,280+35.4%

Top-paying occupations benchmarked in Cape Coral-Fort Myers, FL

OccupationMedian annual wageMedian hourly
Chief Executives$202,190$97.21/hr
Architectural and Engineering Managers$163,590$78.65/hr
Computer and Information Systems Managers$159,820$76.84/hr
Financial Manager$143,830$69.15/hr
Physician Assistant$131,700$63.32/hr
Human Resources Managers$131,570$63.25/hr
Cybersecurity Analyst$131,500$63.22/hr
Nurse Practitioner$129,670$62.34/hr
Marketing Managers$128,980$62.01/hr
Purchasing Managers$127,460$61.28/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Cape Coral-Fort Myers, FL (2026) Overview

Budget Analyst median pay in Cape Coral-Fort Myers, FL is $78,470 a year ($37.73/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Budget Analyst in Cape Coral-Fort Myers, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Cape Coral-Fort Myers, FL?

The median annual wage is $78,470 ($37.73 per hour). The middle 80% of earners make between $50,760 and $102,850. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Cape Coral-Fort Myers, FL after taxes?

On the median wage of $78,470, a single filer with no pre-tax deductions takes home about $64,034 a year ($5,336 a month) after $14,436 in federal, FICA, state and local taxes, an effective rate of 18.4%, using 2026 tax rules.