SOC 29-1141

Registered Nurse (RN) Salary in Cape Coral-Fort Myers, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 124.02 (+24.0% vs US)
Net Compensation Yield 76.3% Realized
$63,244 / net annual direct deposit
Gross Adjusted $82,860 $39.84/hr
Effective Tax Drag 17.67% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$14,644 $563.24/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $39.84 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,972/yr)
0% Tax Shield: ~$1,094/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$8,305
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,137
Medicare Hospital Insurance
Statutory 1.45%
-$1,201
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$63,244 ($2,432.47 / check)
Category 2 of 6

Cape Coral-Fort Myers, FL Registered Nurse (RN) Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $82,860
MIDDLE 50% (IQR RANGE) 10th $78.5k 25th $79.7k Median: $82,860 50th (Median) $82.9k 75th $101k 90th $120k You: $82,860
10th (Entry) $78,510 $37.75/hr
25th (Junior) $79,650 $38.29/hr
50th (Median) $82,860 $39.84/hr
75th (Senior) $101,180 $48.64/hr
90th (Lead/Master) $119,640 $57.52/hr
Career Progression & Licensing Milestones for Registered Nurse (RN) in Cape Coral-Fort Myers, FL
1
Staff Nurse (Med-Surg RN)ADN or BSN, passing NCLEX-RN exam, state licensing
$59,034$28.38/hr · 0-2 Years
2
Specialty RN (ICU / ER / OR)BLS/ACLS certifications, critical care nursing experience
$75,598$36.35/hr · 2-5 Years
3
Charge Nurse / Nurse SupervisorClinical leadership, unit patient flow management, staffing oversight
$89,188$42.88/hr · 5-8 Years
4
Nurse Practitioner (MSN/DNP)Master''s/Doctorate in Nursing, advanced prescriptive authority
$109,149$52.48/hr · 7+ Years
Scaled to the Cape Coral-Fort Myers, FL medianView National Registered Nurse (RN) Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Cape Coral-Fort Myers, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
30% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,564/month Requires minimum annual gross of $62,560
HUD Fair Market Rent (2-Bedroom) $1,835/month Requires minimum annual gross of $73,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.43/hr
Per adult, 2 working adults + 1 child: $23.20/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Cape Coral-Fort Myers, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$82,860-$14,644$63,244$2,432.47
+5h Overtime/Wk45 hrs$98,396-$19,046$73,447$2,824.88
+10h Overtime/Wk50 hrs$113,933-$23,447$83,649$3,217.29
+15h Overtime/Wk55 hrs$129,469-$27,849$93,852$3,609.70
+20h Overtime/Wk60 hrs$145,005-$32,540$103,765$3,990.95
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Registered Nurse (RN) in Cape Coral-Fort Myers, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$82,860/yr
$39.84/hr · SOC 29-1141
Statutory Tax Drag
17.67% Effective
-$14,644 in Total Taxes
HUD 1BR Shelter Ratio
30% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,706/mo
Post-$1,564/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1141
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Registered Nurse (RN) in Cape Coral-Fort Myers, FL: Market Snapshot

Registered Nurse (RN) roles in Cape Coral-Fort Myers, FL report a median annual wage of $82,860, 15.1% below the national median of $97,550. The 10th to 90th percentile band runs from $78,510 to $119,640, and HUD’s $1,564 monthly one-bedroom fair market rent equals 22.7% of that median gross pay. The single-adult living wage benchmark for the area is $27.43 per hour.

Highest-paying metropolitan areas for Registered Nurse (RN)

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$216,740+161.6%
Vallejo, CA$203,290+145.3%
San Francisco-Oakland-Fremont, CA$186,610+125.2%
Santa Rosa-Petaluma, CA$174,550+110.7%
Sacramento-Roseville-Folsom, CA$171,460+106.9%
Santa Cruz-Watsonville, CA$170,960+106.3%
Yuba City, CA$149,320+80.2%
Kahului-Wailuku, HI$144,350+74.2%
San Diego-Chula Vista-Carlsbad, CA$139,520+68.4%
Urban Honolulu, HI$139,260+68.1%

Top-paying occupations benchmarked in Cape Coral-Fort Myers, FL

OccupationMedian annual wageMedian hourly
Chief Executives$202,190$97.21/hr
Architectural and Engineering Managers$163,590$78.65/hr
Computer and Information Systems Managers$159,820$76.84/hr
Financial Manager$143,830$69.15/hr
Physician Assistant$131,700$63.32/hr
Human Resources Managers$131,570$63.25/hr
Cybersecurity Analyst$131,500$63.22/hr
Nurse Practitioner$129,670$62.34/hr
Marketing Managers$128,980$62.01/hr
Purchasing Managers$127,460$61.28/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 380 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Registered Nurse (RN) Salary in Cape Coral-Fort Myers, FL (2026) Overview

Registered Nurse (RN) median pay in Cape Coral-Fort Myers, FL is $82,860 a year ($39.84/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Registered Nurse (RN) in Cape Coral-Fort Myers, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Registered Nurse (RN) in Cape Coral-Fort Myers, FL?

The median annual wage is $82,860 ($39.84 per hour). The middle 80% of earners make between $78,510 and $119,640. Source: BLS OEWS (May 2025).

What is the take-home pay for a Registered Nurse (RN) in Cape Coral-Fort Myers, FL after taxes?

On the median wage of $82,860, a single filer with no pre-tax deductions takes home about $67,122 a year ($5,594 a month) after $15,738 in federal, FICA, state and local taxes, an effective rate of 18.99%, using 2026 tax rules.