SOC 13-2031

Budget Analyst Salary in Cincinnati, OH-KY-IN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + OH + Municipal
COL Index: 96.68 (-3.3% vs US)
Net Compensation Yield 71.2% Realized
$69,162 / net annual direct deposit
Gross Adjusted $97,190 $46.73/hr
Effective Tax Drag 22.84% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$22,197 $853.73/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $46.73 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,831/yr)
0% Tax Shield: ~$1,283/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$11,269
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,026
Medicare Hospital Insurance
Statutory 1.45%
-$1,409
Ohio Individual Income Tax
State Marginal Bracket
-$1,744
Cincinnati city income tax
1.80%
-$1,749
Net Take-Home Annual Realized
$69,162 ($2,660.06 / check)
Category 2 of 6

Cincinnati, OH-KY-IN Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $97,190
MIDDLE 50% (IQR RANGE) 10th $60.6k 25th $72.1k Median: $97,190 50th (Median) $97.2k 75th $131k 90th $158k You: $97,190
10th (Entry) $60,600 $29.13/hr
25th (Junior) $72,130 $34.68/hr
50th (Median) $97,190 $46.73/hr
75th (Senior) $131,050 $63.00/hr
90th (Lead/Master) $157,850 $75.89/hr
Career Progression & Licensing Milestones for Budget Analyst in Cincinnati, OH-KY-IN
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$59,392$28.55/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$89,087$42.83/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$116,662$56.09/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$150,600$72.40/hr · 8+ Years
Scaled to the Cincinnati, OH-KY-IN medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Cincinnati, OH-KY-IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
20% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,128/month Requires minimum annual gross of $45,120
HUD Fair Market Rent (2-Bedroom) $1,442/month Requires minimum annual gross of $57,680
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.38/hr
Per adult, 2 working adults + 1 child: $21.46/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Cincinnati, OH-KY-IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$97,190-$22,197$69,162$2,660.06
+5h Overtime/Wk45 hrs$115,413-$28,159$80,330$3,089.60
+10h Overtime/Wk50 hrs$133,636-$34,197$91,421$3,516.20
+15h Overtime/Wk55 hrs$151,859-$40,501$102,247$3,932.56
+20h Overtime/Wk60 hrs$170,083-$46,805$113,072$4,348.93
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Cincinnati, OH-KY-IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Ohio tax codes.

Market Baseline
$97,190/yr
$46.73/hr · SOC 13-2031
Statutory Tax Drag
22.84% Effective
-$22,197 in Total Taxes
HUD 1BR Shelter Ratio
20% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,635/mo
Post-$1,128/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Cincinnati, OH-KY-IN: Market Snapshot

Budget Analyst roles in Cincinnati, OH-KY-IN report a median annual wage of $97,190, 6.1% above the national median of $91,640. The 10th to 90th percentile band runs from $60,600 to $157,850, and HUD’s $1,128 monthly one-bedroom fair market rent equals 13.9% of that median gross pay. The single-adult living wage benchmark for the area is $21.38 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+38.7%
San Jose-Sunnyvale-Santa Clara, CA$131,730+35.5%
Ann Arbor, MI$127,860+31.6%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+28.7%
San Francisco-Oakland-Fremont, CA$117,360+20.8%
Huntsville, AL$113,400+16.7%
Santa Maria-Santa Barbara, CA$110,470+13.7%
San Diego-Chula Vista-Carlsbad, CA$107,010+10.1%
Gainesville, GA$106,610+9.7%
Lexington Park, MD$106,280+9.4%

Top-paying occupations benchmarked in Cincinnati, OH-KY-IN

OccupationMedian annual wageMedian hourly
Chief Executives$207,170$99.60/hr
Architectural and Engineering Managers$177,160$85.17/hr
Computer and Information Systems Managers$169,530$81.50/hr
Natural Sciences Managers$164,300$78.99/hr
Financial Manager$152,700$73.41/hr
Purchasing Managers$150,190$72.21/hr
Marketing Managers$145,770$70.08/hr
Sales Managers$138,790$66.73/hr
Compensation and Benefits Managers$136,220$65.49/hr
Data Engineer$134,480$64.65/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Cincinnati, OH-KY-IN (2026) Overview

Budget Analyst median pay in Cincinnati, OH-KY-IN is $97,190 a year ($46.73/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Budget Analyst in Cincinnati, OH-KY-IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Cincinnati, OH-KY-IN?

The median annual wage is $97,190 ($46.73 per hour). The middle 80% of earners make between $60,600 and $157,850. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Cincinnati, OH-KY-IN after taxes?

On the median wage of $97,190, a single filer with no pre-tax deductions takes home about $73,550 a year ($6,129 a month) after $23,640 in federal, FICA, state and local taxes, an effective rate of 24.32%, using 2026 tax rules.