SOC 13-2031

Budget Analyst Salary in Portland-South Portland, ME (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + ME
COL Index: 130.53 (+30.5% vs US)
Net Compensation Yield 70.8% Realized
$64,624 / net annual direct deposit
Gross Adjusted $91,220 $43.86/hr
Effective Tax Drag 23.16% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$21,123 $812.41/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $43.86 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,473/yr)
0% Tax Shield: ~$1,204/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$10,034
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,656
Medicare Hospital Insurance
Statutory 1.45%
-$1,323
Maine Individual Income Tax
State Marginal Bracket
-$4,110
Net Take-Home Annual Realized
$64,624 ($2,485.54 / check)
Category 2 of 6

Portland-South Portland, ME Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $91,220
MIDDLE 50% (IQR RANGE) 10th $68.9k 25th $78.6k Median: $91,220 50th (Median) $91.2k 75th $125k 90th $177k You: $91,220
10th (Entry) $68,880 $33.12/hr
25th (Junior) $78,610 $37.79/hr
50th (Median) $91,220 $43.86/hr
75th (Senior) $124,900 $60.05/hr
90th (Lead/Master) $176,720 $84.96/hr
Career Progression & Licensing Milestones for Budget Analyst in Portland-South Portland, ME
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$55,743$26.80/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$83,615$40.20/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$109,496$52.64/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$141,349$67.96/hr · 8+ Years
Scaled to the Portland-South Portland, ME medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Portland-South Portland, ME under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
35% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,864/month Requires minimum annual gross of $74,560
HUD Fair Market Rent (2-Bedroom) $2,353/month Requires minimum annual gross of $94,120
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $28.87/hr
Per adult, 2 working adults + 1 child: $27.95/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Portland-South Portland, ME.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$91,220-$21,123$64,624$2,485.54
+5h Overtime/Wk45 hrs$108,324-$27,117$74,707$2,873.34
+10h Overtime/Wk50 hrs$125,428-$33,347$84,555$3,252.12
+15h Overtime/Wk55 hrs$142,531-$39,826$94,153$3,621.28
+20h Overtime/Wk60 hrs$159,635-$46,383$103,674$3,987.45
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Portland-South Portland, ME: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Maine tax codes.

Market Baseline
$91,220/yr
$43.86/hr · SOC 13-2031
Statutory Tax Drag
23.16% Effective
-$21,123 in Total Taxes
HUD 1BR Shelter Ratio
35% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,521/mo
Post-$1,864/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Portland-South Portland, ME: Market Snapshot

Budget Analyst roles in Portland-South Portland, ME report a median annual wage of $91,220, 0.5% below the national median of $91,640. The 10th to 90th percentile band runs from $68,880 to $176,720, and HUD’s $1,864 monthly one-bedroom fair market rent equals 24.5% of that median gross pay. The single-adult living wage benchmark for the area is $28.87 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+47.8%
San Jose-Sunnyvale-Santa Clara, CA$131,730+44.4%
Ann Arbor, MI$127,860+40.2%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+37.1%
San Francisco-Oakland-Fremont, CA$117,360+28.7%
Huntsville, AL$113,400+24.3%
Santa Maria-Santa Barbara, CA$110,470+21.1%
San Diego-Chula Vista-Carlsbad, CA$107,010+17.3%
Gainesville, GA$106,610+16.9%
Lexington Park, MD$106,280+16.5%

Top-paying occupations benchmarked in Portland-South Portland, ME

OccupationMedian annual wageMedian hourly
Chief Executives$176,000$84.62/hr
Sales Managers$174,990$84.13/hr
Computer and Information Systems Managers$167,100$80.34/hr
Architectural and Engineering Managers$164,530$79.10/hr
Natural Sciences Managers$155,080$74.56/hr
Purchasing Managers$142,240$68.38/hr
Financial Manager$138,590$66.63/hr
Actuary$138,220$66.45/hr
Human Resources Managers$137,550$66.13/hr
Marketing Managers$135,380$65.09/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Portland-South Portland, ME (2026) Overview

Budget Analyst median pay in Portland-South Portland, ME is $91,220 a year ($43.86/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Budget Analyst in Portland-South Portland, ME compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Portland-South Portland, ME?

The median annual wage is $91,220 ($43.86 per hour). The middle 80% of earners make between $68,880 and $176,720. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Portland-South Portland, ME after taxes?

On the median wage of $91,220, a single filer with no pre-tax deductions takes home about $68,502 a year ($5,709 a month) after $22,718 in federal, FICA, state and local taxes, an effective rate of 24.9%, using 2026 tax rules.