SOC 13-2031

Budget Analyst Salary in St. Louis, MO-IL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MO + Municipal
COL Index: 102.33 (+2.3% vs US)
Net Compensation Yield 70.4% Realized
$68,249 / net annual direct deposit
Gross Adjusted $96,930 $46.60/hr
Effective Tax Drag 23.59% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$22,866 $879.44/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $46.60 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,816/yr)
0% Tax Shield: ~$1,279/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$11,215
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,010
Medicare Hospital Insurance
Statutory 1.45%
-$1,405
Missouri Individual Income Tax
State Marginal Bracket
-$3,266
St. Louis earnings tax
1.00%
-$969
Net Take-Home Annual Realized
$68,249 ($2,624.95 / check)
Category 2 of 6

St. Louis, MO-IL Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $96,930
MIDDLE 50% (IQR RANGE) 10th $64.7k 25th $81.9k Median: $96,930 50th (Median) $96.9k 75th $112k 90th $135k You: $96,930
10th (Entry) $64,730 $31.12/hr
25th (Junior) $81,900 $39.38/hr
50th (Median) $96,930 $46.60/hr
75th (Senior) $112,070 $53.88/hr
90th (Lead/Master) $134,730 $64.77/hr
Career Progression & Licensing Milestones for Budget Analyst in St. Louis, MO-IL
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$59,233$28.48/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$88,849$42.72/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$116,350$55.94/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$150,197$72.21/hr · 8+ Years
Scaled to the St. Louis, MO-IL medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in St. Louis, MO-IL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
19% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,104/month Requires minimum annual gross of $44,160
HUD Fair Market Rent (2-Bedroom) $1,349/month Requires minimum annual gross of $53,960
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.63/hr
Per adult, 2 working adults + 1 child: $21.07/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in St. Louis, MO-IL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$96,930-$22,866$68,249$2,624.95
+5h Overtime/Wk45 hrs$115,104-$29,043$79,155$3,044.43
+10h Overtime/Wk50 hrs$133,279-$35,281$90,001$3,461.57
+15h Overtime/Wk55 hrs$151,453-$41,756$100,610$3,869.60
+20h Overtime/Wk60 hrs$169,628-$48,232$111,218$4,277.63
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in St. Louis, MO-IL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Missouri tax codes.

Market Baseline
$96,930/yr
$46.60/hr · SOC 13-2031
Statutory Tax Drag
23.59% Effective
-$22,866 in Total Taxes
HUD 1BR Shelter Ratio
19% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,583/mo
Post-$1,104/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in St. Louis, MO-IL: Market Snapshot

Budget Analyst roles in St. Louis, MO-IL report a median annual wage of $96,930, 5.8% above the national median of $91,640. The 10th to 90th percentile band runs from $64,730 to $134,730, and HUD’s $1,104 monthly one-bedroom fair market rent equals 13.7% of that median gross pay. The single-adult living wage benchmark for the area is $22.63 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+39.1%
San Jose-Sunnyvale-Santa Clara, CA$131,730+35.9%
Ann Arbor, MI$127,860+31.9%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+29.0%
San Francisco-Oakland-Fremont, CA$117,360+21.1%
Huntsville, AL$113,400+17.0%
Santa Maria-Santa Barbara, CA$110,470+14.0%
San Diego-Chula Vista-Carlsbad, CA$107,010+10.4%
Gainesville, GA$106,610+10.0%
Lexington Park, MD$106,280+9.6%

Top-paying occupations benchmarked in St. Louis, MO-IL

OccupationMedian annual wageMedian hourly
Chief Executives$202,840$97.52/hr
Computer and Information Systems Managers$167,130$80.35/hr
Architectural and Engineering Managers$162,660$78.20/hr
Natural Sciences Managers$158,820$76.36/hr
Financial Manager$158,780$76.34/hr
Marketing Managers$137,900$66.30/hr
Physician Assistant$136,120$65.44/hr
Purchasing Managers$135,400$65.10/hr
Human Resources Managers$133,880$64.37/hr
Nurse Practitioner$131,580$63.26/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in St. Louis, MO-IL (2026) Overview

Budget Analyst median pay in St. Louis, MO-IL is $96,930 a year ($46.60/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living wage.

Quick answers
What is the median salary for a Budget Analyst in St. Louis, MO-IL?

The median annual wage is $96,930 ($46.60 per hour). The middle 80% of earners make between $64,730 and $134,730. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in St. Louis, MO-IL after taxes?

On the median wage of $96,930, a single filer with no pre-tax deductions takes home about $72,521 a year ($6,043 a month) after $24,409 in federal, FICA, state and local taxes, an effective rate of 25.18%, using 2026 tax rules.