SOC 13-2031

Budget Analyst Salary in Trenton-Princeton, NJ (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NJ
COL Index: 124.25 (+24.2% vs US)
Net Compensation Yield 72.1% Realized
$63,857 / net annual direct deposit
Gross Adjusted $88,530 $42.56/hr
Effective Tax Drag 21.87% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$19,362 $744.68/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $42.56 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,312/yr)
0% Tax Shield: ~$1,169/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$9,478
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,489
Medicare Hospital Insurance
Statutory 1.45%
-$1,284
New Jersey Individual Income Tax
State Marginal Bracket
-$3,111
Net Take-Home Annual Realized
$63,857 ($2,456.02 / check)
Category 2 of 6

Trenton-Princeton, NJ Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $88,530
MIDDLE 50% (IQR RANGE) 10th $59.4k 25th $70.5k Median: $88,530 50th (Median) $88.5k 75th $107k 90th $128k You: $88,530
10th (Entry) $59,420 $28.57/hr
25th (Junior) $70,460 $33.88/hr
50th (Median) $88,530 $42.56/hr
75th (Senior) $106,860 $51.38/hr
90th (Lead/Master) $127,730 $61.41/hr
Career Progression & Licensing Milestones for Budget Analyst in Trenton-Princeton, NJ
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$54,100$26.01/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$81,149$39.01/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$106,267$51.09/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$137,181$65.95/hr · 8+ Years
Scaled to the Trenton-Princeton, NJ medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Trenton-Princeton, NJ under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
33% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,764/month Requires minimum annual gross of $70,560
HUD Fair Market Rent (2-Bedroom) $2,242/month Requires minimum annual gross of $89,680
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.48/hr
Per adult, 2 working adults + 1 child: $27.18/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Trenton-Princeton, NJ.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$88,530-$19,362$63,857$2,456.02
+5h Overtime/Wk45 hrs$105,129-$25,058$73,763$2,837.06
+10h Overtime/Wk50 hrs$121,729-$30,755$83,670$3,218.09
+15h Overtime/Wk55 hrs$138,328-$36,616$93,413$3,592.79
+20h Overtime/Wk60 hrs$154,928-$42,624$103,007$3,961.83
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Trenton-Princeton, NJ: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New Jersey tax codes.

Market Baseline
$88,530/yr
$42.56/hr · SOC 13-2031
Statutory Tax Drag
21.87% Effective
-$19,362 in Total Taxes
HUD 1BR Shelter Ratio
33% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,557/mo
Post-$1,764/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Trenton-Princeton, NJ: Market Snapshot

Budget Analyst roles in Trenton-Princeton, NJ report a median annual wage of $88,530, 3.4% below the national median of $91,640. The 10th to 90th percentile band runs from $59,420 to $127,730, and HUD’s $1,764 monthly one-bedroom fair market rent equals 23.9% of that median gross pay. The single-adult living wage benchmark for the area is $27.48 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+52.3%
San Jose-Sunnyvale-Santa Clara, CA$131,730+48.8%
Ann Arbor, MI$127,860+44.4%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+41.3%
San Francisco-Oakland-Fremont, CA$117,360+32.6%
Huntsville, AL$113,400+28.1%
Santa Maria-Santa Barbara, CA$110,470+24.8%
San Diego-Chula Vista-Carlsbad, CA$107,010+20.9%
Gainesville, GA$106,610+20.4%
Lexington Park, MD$106,280+20.0%

Top-paying occupations benchmarked in Trenton-Princeton, NJ

OccupationMedian annual wageMedian hourly
Marketing Managers$208,440$100.21/hr
Computer and Information Systems Managers$197,420$94.91/hr
Architectural and Engineering Managers$196,870$94.65/hr
Chief Executives$191,360$92.00/hr
Compensation and Benefits Managers$186,700$89.76/hr
Financial Manager$184,800$88.85/hr
Natural Sciences Managers$182,230$87.61/hr
General and Operations Managers$181,450$87.24/hr
Purchasing Managers$180,340$86.70/hr
Public Relations Managers$179,330$86.22/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Trenton-Princeton, NJ (2026) Overview

Budget Analyst median pay in Trenton-Princeton, NJ is $88,530 a year ($42.56/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Budget Analyst in Trenton-Princeton, NJ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Trenton-Princeton, NJ?

The median annual wage is $88,530 ($42.56 per hour). The middle 80% of earners make between $59,420 and $127,730. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Trenton-Princeton, NJ after taxes?

On the median wage of $88,530, a single filer with no pre-tax deductions takes home about $67,661 a year ($5,638 a month) after $20,869 in federal, FICA, state and local taxes, an effective rate of 23.57%, using 2026 tax rules.