SOC 51-4041

CNC Machinist Salary in South Bend-Mishawaka, IN-MI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IN + Municipal
COL Index: 90.9 (-9.1% vs US)
Net Compensation Yield 74.9% Realized
$38,959 / net annual direct deposit
Gross Adjusted $51,990 $25.00/hr
Effective Tax Drag 19.06% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$9,912 $381.22/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $25.00 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,119/yr)
0% Tax Shield: ~$374/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,684
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,223
Medicare Hospital Insurance
Statutory 1.45%
-$754
Indiana Individual Income Tax
State Marginal Bracket
-$1,412
St. Joseph County income tax
1.75%
-$838
Net Take-Home Annual Realized
$38,959 ($1,498.42 / check)
Category 2 of 6

South Bend-Mishawaka, IN-MI CNC Machinist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $51,990
MIDDLE 50% (IQR RANGE) 10th $39.2k 25th $46.2k Median: $51,990 50th (Median) $52.0k 75th $61.6k 90th $68.8k You: $51,990
10th (Entry) $39,170 $18.83/hr
25th (Junior) $46,190 $22.21/hr
50th (Median) $51,990 $25.00/hr
75th (Senior) $61,570 $29.60/hr
90th (Lead/Master) $68,810 $33.08/hr
Career Progression & Licensing Milestones for CNC Machinist in South Bend-Mishawaka, IN-MI
1
CNC Operator TraineeMachine loading, part deburring, basic micrometer inspection
$31,858$15.32/hr · 0-2 Years
2
CNC MachinistG-code/M-code setups, CNC milling/turning, tooling offset adjustments
$47,787$22.97/hr · 2-5 Years
3
Senior CNC ProgrammerMastercam, multi-axis (5-axis) programming, CAD/CAM surface modeling
$63,715$30.63/hr · 5-8 Years
4
Machine Shop SupervisorProduction scheduling, quality auditing, machine fleet maintenance
$81,414$39.14/hr · 8+ Years
Scaled to the South Bend-Mishawaka, IN-MI medianView National CNC Machinist Salary Data
Adjacent Career Pivots & National Pay Differences
Tool and Die Makers+$5,300/yr
National median: $64,050
Skill overlap: 94%
Computer Numerically Controlled Tool Operators-$8,060/yr
National median: $50,690
Skill overlap: 93%
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic-$5,950/yr
National median: $52,800
Skill overlap: 93%
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic-$8,130/yr
National median: $50,620
Skill overlap: 86%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in South Bend-Mishawaka, IN-MI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
34% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,093/month Requires minimum annual gross of $43,720
HUD Fair Market Rent (2-Bedroom) $1,276/month Requires minimum annual gross of $51,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.10/hr
Per adult, 2 working adults + 1 child: $19.47/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in South Bend-Mishawaka, IN-MI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$51,990-$9,912$38,959$1,498.42
+5h Overtime/Wk45 hrs$61,738-$12,188$45,846$1,763.32
+10h Overtime/Wk50 hrs$71,486-$14,533$52,664$2,025.53
+15h Overtime/Wk55 hrs$81,234-$17,726$58,635$2,255.18
+20h Overtime/Wk60 hrs$90,983-$20,918$64,606$2,484.83
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

CNC Machinist in South Bend-Mishawaka, IN-MI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Indiana tax codes.

Market Baseline
$51,990/yr
$25.00/hr · SOC 51-4041
Statutory Tax Drag
19.06% Effective
-$9,912 in Total Taxes
HUD 1BR Shelter Ratio
34% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,154/mo
Post-$1,093/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 51-4041
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

CNC Machinist in South Bend-Mishawaka, IN-MI: Market Snapshot

CNC Machinist roles in South Bend-Mishawaka, IN-MI report a median annual wage of $51,990, 11.5% below the national median of $58,750. The 10th to 90th percentile band runs from $39,170 to $68,810, and HUD’s $1,093 monthly one-bedroom fair market rent equals 25.2% of that median gross pay. The single-adult living wage benchmark for the area is $20.10 per hour.

Highest-paying metropolitan areas for CNC Machinist

Metropolitan areaMedian annual wageVs this market
Urban Honolulu, HI$84,410+62.4%
Florence-Muscle Shoals, AL$82,690+59.0%
Bremerton-Silverdale-Port Orchard, WA$80,620+55.1%
Barnstable Town, MA$77,650+49.4%
Lake Charles, LA$75,580+45.4%
Anchorage, AK$75,040+44.3%
Seattle-Tacoma-Bellevue, WA$74,560+43.4%
Bismarck, ND$74,090+42.5%
Boston-Cambridge-Newton, MA-NH$72,060+38.6%
Flagstaff, AZ$71,620+37.8%

Top-paying occupations benchmarked in South Bend-Mishawaka, IN-MI

OccupationMedian annual wageMedian hourly
Chief Executives$261,280$125.62/hr
Architectural and Engineering Managers$144,900$69.66/hr
Physician Assistant$129,620$62.32/hr
Financial Manager$128,370$61.72/hr
Human Resources Managers$128,250$61.66/hr
Computer and Information Systems Managers$126,810$60.97/hr
Nurse Practitioner$126,220$60.68/hr
Marketing Managers$125,850$60.50/hr
Sales Managers$121,560$58.44/hr
Industrial Production Managers$106,280$51.10/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 361 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

CNC Machinist Salary in South Bend-Mishawaka, IN-MI (2026) Overview

CNC Machinist median pay in South Bend-Mishawaka, IN-MI is $51,990 a year ($25.00/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for CNC Machinist in South Bend-Mishawaka, IN-MI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a CNC Machinist in South Bend-Mishawaka, IN-MI?

The median annual wage is $51,990 ($25.00 per hour). The middle 80% of earners make between $39,170 and $68,810. Source: BLS OEWS (May 2025).

What is the take-home pay for a CNC Machinist in South Bend-Mishawaka, IN-MI after taxes?

On the median wage of $51,990, a single filer with no pre-tax deductions takes home about $41,557 a year ($3,463 a month) after $10,433 in federal, FICA, state and local taxes, an effective rate of 20.07%, using 2026 tax rules.