SOC 15-1212

Cybersecurity Analyst Salary in Waterloo-Cedar Falls, IA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IA
COL Index: 90.14 (-9.9% vs US)
Net Compensation Yield 71.0% Realized
$75,523 / net annual direct deposit
Gross Adjusted $106,350 $51.13/hr
Effective Tax Drag 22.99% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$24,446 $940.23/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $51.13 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,381/yr)
0% Tax Shield: ~$1,404/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$13,163
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,594
Medicare Hospital Insurance
Statutory 1.45%
-$1,542
Iowa Individual Income Tax
State Marginal Bracket
-$3,147
Net Take-Home Annual Realized
$75,523 ($2,904.73 / check)
Category 2 of 6

Waterloo-Cedar Falls, IA Cybersecurity Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $106,350
MIDDLE 50% (IQR RANGE) 10th $65.2k 25th $81.1k Median: $106,350 50th (Median) $106k 75th $119k 90th $143k You: $106,350
10th (Entry) $65,210 $31.35/hr
25th (Junior) $81,130 $39.00/hr
50th (Median) $106,350 $51.13/hr
75th (Senior) $118,560 $57.00/hr
90th (Lead/Master) $143,160 $68.83/hr
Career Progression & Licensing Milestones for Cybersecurity Analyst in Waterloo-Cedar Falls, IA
1
SOC Analyst (Tier 1)CompTIA Security+, SIEM monitoring, alert triage, incident documentation
$60,922$29.29/hr · 0-2 Years
2
Security Analyst / Threat HunterEDR management, threat intelligence, vulnerability assessment, CEH cert
$97,146$46.70/hr · 2-5 Years
3
Senior Information Security EngineerCISSP, zero-trust network design, penetration testing, compliance
$126,784$60.95/hr · 5-8 Years
4
Security Architect / CISOEnterprise cyber defense strategy, risk governance, regulatory compliance
$160,538$77.18/hr · 8+ Years
Scaled to the Waterloo-Cedar Falls, IA medianView National Cybersecurity Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Computer Occupations, All Other-$12,600/yr
National median: $116,580
Skill overlap: 90%View Salary
Network and Computer Systems Administrators-$30,050/yr
National median: $99,130
Skill overlap: 88%
Computer Systems Analysts-$23,330/yr
National median: $105,850
Skill overlap: 87%
Computer Network Support Specialists-$52,960/yr
National median: $76,220
Skill overlap: 86%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Waterloo-Cedar Falls, IA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
13% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $838/month Requires minimum annual gross of $33,520
HUD Fair Market Rent (2-Bedroom) $1,096/month Requires minimum annual gross of $43,840
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $19.94/hr
Per adult, 2 working adults + 1 child: $18.73/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Waterloo-Cedar Falls, IA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$106,350-$24,446$75,523$2,904.73
+5h Overtime/Wk45 hrs$126,291-$30,807$87,906$3,380.99
+10h Overtime/Wk50 hrs$146,231-$37,482$99,975$3,845.21
+15h Overtime/Wk55 hrs$166,172-$44,218$111,983$4,307.05
+20h Overtime/Wk60 hrs$186,113-$50,855$124,091$4,772.73
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Cybersecurity Analyst in Waterloo-Cedar Falls, IA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Iowa tax codes.

Market Baseline
$106,350/yr
$51.13/hr · SOC 15-1212
Statutory Tax Drag
22.99% Effective
-$24,446 in Total Taxes
HUD 1BR Shelter Ratio
13% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,456/mo
Post-$838/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1212
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Cybersecurity Analyst in Waterloo-Cedar Falls, IA: Market Snapshot

Cybersecurity Analyst roles in Waterloo-Cedar Falls, IA report a median annual wage of $106,350, 17.7% below the national median of $129,180. The 10th to 90th percentile band runs from $65,210 to $143,160, and HUD’s $838 monthly one-bedroom fair market rent equals 9.5% of that median gross pay. The single-adult living wage benchmark for the area is $19.94 per hour.

Highest-paying metropolitan areas for Cybersecurity Analyst

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$176,120+65.6%
San Francisco-Oakland-Fremont, CA$162,310+52.6%
Seattle-Tacoma-Bellevue, WA$161,780+52.1%
Boulder, CO$154,990+45.7%
Asheville, NC$149,350+40.4%
Washington-Arlington-Alexandria, DC-VA-MD-WV$148,950+40.1%
Wilmington, NC$145,170+36.5%
Raleigh-Cary, NC$143,640+35.1%
New York-Newark-Jersey City, NY-NJ$140,470+32.1%
Baltimore-Columbia-Towson, MD$138,170+29.9%

Top-paying occupations benchmarked in Waterloo-Cedar Falls, IA

OccupationMedian annual wageMedian hourly
Chief Executives$199,010$95.68/hr
Architectural and Engineering Managers$140,340$67.47/hr
Physician Assistant$132,880$63.88/hr
Computer and Information Systems Managers$132,210$63.56/hr
Nurse Practitioner$126,330$60.74/hr
Human Resources Managers$125,970$60.56/hr
Financial Manager$125,690$60.43/hr
Sales Managers$125,050$60.12/hr
Marketing Managers$114,940$55.26/hr
Software Engineer$113,970$54.79/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 246 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Cybersecurity Analyst Salary in Waterloo-Cedar Falls, IA (2026) Overview

Cybersecurity Analyst median pay in Waterloo-Cedar Falls, IA is $106,350 a year ($51.13/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Cybersecurity Analyst in Waterloo-Cedar Falls, IA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Cybersecurity Analyst in Waterloo-Cedar Falls, IA?

The median annual wage is $106,350 ($51.13 per hour). The middle 80% of earners make between $65,210 and $143,160. Source: BLS OEWS (May 2025).

What is the take-home pay for a Cybersecurity Analyst in Waterloo-Cedar Falls, IA after taxes?

On the median wage of $106,350, a single filer with no pre-tax deductions takes home about $80,258 a year ($6,688 a month) after $26,092 in federal, FICA, state and local taxes, an effective rate of 24.53%, using 2026 tax rules.