SOC 15-1254

Web Developer Salary in Waterloo-Cedar Falls, IA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IA
COL Index: 90.14 (-9.9% vs US)
Net Compensation Yield 74.2% Realized
$58,005 / net annual direct deposit
Gross Adjusted $78,140 $37.57/hr
Effective Tax Drag 19.77% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$15,446 $594.09/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $37.57 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,688/yr)
0% Tax Shield: ~$1,031/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,329
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,845
Medicare Hospital Insurance
Statutory 1.45%
-$1,133
Iowa Individual Income Tax
State Marginal Bracket
-$2,139
Net Take-Home Annual Realized
$58,005 ($2,230.97 / check)
Category 2 of 6

Waterloo-Cedar Falls, IA Web Developer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $78,140
MIDDLE 50% (IQR RANGE) 10th $46.8k 25th $61.4k Median: $78,140 50th (Median) $78.1k 75th $99.0k 90th $106k You: $78,140
10th (Entry) $46,800 $22.50/hr
25th (Junior) $61,370 $29.50/hr
50th (Median) $78,140 $37.57/hr
75th (Senior) $98,990 $47.59/hr
90th (Lead/Master) $106,170 $51.04/hr
Career Progression & Licensing Milestones for Web Developer in Waterloo-Cedar Falls, IA
1
Junior Web DeveloperBachelor's degree (most common O*NET requirement); entry into the field
$40,567$19.50/hr · 0-2 Years
2
Web DeveloperDemonstrated results in role; works independently on core responsibilities
$54,146$26.03/hr · 2-5 Years
3
Senior Web DeveloperFull professional competence; leads projects or a small team
$78,098$37.55/hr · 5-8 Years
4
Lead Web DeveloperOwns budget, hiring and outcomes for a department or large program
$106,436$51.17/hr · 8-12 Years
5
Principal Web Developer / Web Development ManagerExecutive or principal scope; sets strategy across the organization or profession
$136,882$65.81/hr · 12+ Years
Scaled to the Waterloo-Cedar Falls, IA medianView National Web Developer Salary Data
Adjacent Career Pivots & National Pay Differences
Computer Occupations, All Other+$23,930/yr
National median: $116,580
Skill overlap: 92%View Salary
Computer Occupations, All Other+$23,930/yr
National median: $116,580
Skill overlap: 92%View Salary
Web and Digital Interface Designers+$11,350/yr
National median: $104,000
Skill overlap: 91%
Computer Programmers+$7,740/yr
National median: $100,390
Skill overlap: 91%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Waterloo-Cedar Falls, IA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
17% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $838/month Requires minimum annual gross of $33,520
HUD Fair Market Rent (2-Bedroom) $1,096/month Requires minimum annual gross of $43,840
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $19.94/hr
Per adult, 2 working adults + 1 child: $18.73/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Waterloo-Cedar Falls, IA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$78,140-$15,446$58,005$2,230.97
+5h Overtime/Wk45 hrs$92,791-$20,120$67,103$2,580.90
+10h Overtime/Wk50 hrs$107,443-$24,795$76,201$2,930.82
+15h Overtime/Wk55 hrs$122,094-$29,469$85,300$3,280.75
+20h Overtime/Wk60 hrs$136,745-$34,277$94,263$3,625.50
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Web Developer in Waterloo-Cedar Falls, IA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Iowa tax codes.

Market Baseline
$78,140/yr
$37.57/hr · SOC 15-1254
Statutory Tax Drag
19.77% Effective
-$15,446 in Total Taxes
HUD 1BR Shelter Ratio
17% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,996/mo
Post-$838/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1254
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Web Developer in Waterloo-Cedar Falls, IA: Market Snapshot

Web Developer roles in Waterloo-Cedar Falls, IA report a median annual wage of $78,140, 15.7% below the national median of $92,650. The 10th to 90th percentile band runs from $46,800 to $106,170, and HUD’s $838 monthly one-bedroom fair market rent equals 12.9% of that median gross pay. The single-adult living wage benchmark for the area is $19.94 per hour.

Highest-paying metropolitan areas for Web Developer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$166,670+113.3%
San Francisco-Oakland-Fremont, CA$152,450+95.1%
Washington-Arlington-Alexandria, DC-VA-MD-WV$134,350+71.9%
Seattle-Tacoma-Bellevue, WA$130,440+66.9%
Richmond, VA$117,090+49.8%
Olympia-Lacey-Tumwater, WA$111,560+42.8%
Detroit-Warren-Dearborn, MI$108,550+38.9%
Boston-Cambridge-Newton, MA-NH$108,520+38.9%
Baltimore-Columbia-Towson, MD$107,590+37.7%
Los Angeles-Long Beach-Anaheim, CA$107,290+37.3%

Top-paying occupations benchmarked in Waterloo-Cedar Falls, IA

OccupationMedian annual wageMedian hourly
Chief Executives$199,010$95.68/hr
Architectural and Engineering Managers$140,340$67.47/hr
Physician Assistant$132,880$63.88/hr
Computer and Information Systems Managers$132,210$63.56/hr
Nurse Practitioner$126,330$60.74/hr
Human Resources Managers$125,970$60.56/hr
Financial Manager$125,690$60.43/hr
Sales Managers$125,050$60.12/hr
Marketing Managers$114,940$55.26/hr
Software Engineer$113,970$54.79/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 163 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Web Developer Salary in Waterloo-Cedar Falls, IA (2026) Overview

Web Developer median pay in Waterloo-Cedar Falls, IA is $78,140 a year ($37.57/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Web Developer in Waterloo-Cedar Falls, IA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Web Developer in Waterloo-Cedar Falls, IA?

The median annual wage is $78,140 ($37.57 per hour). The middle 80% of earners make between $46,800 and $106,170. Source: BLS OEWS (May 2025).

What is the take-home pay for a Web Developer in Waterloo-Cedar Falls, IA after taxes?

On the median wage of $78,140, a single filer with no pre-tax deductions takes home about $61,484 a year ($5,124 a month) after $16,656 in federal, FICA, state and local taxes, an effective rate of 21.32%, using 2026 tax rules.