SOC 29-1292

Dental Hygienist Salary in Fort Collins-Loveland, CO (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CO
COL Index: 129.41 (+29.4% vs US)
Net Compensation Yield 70.5% Realized
$75,164 / net annual direct deposit
Gross Adjusted $106,650 $51.27/hr
Effective Tax Drag 23.52% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$25,087 $964.87/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $51.27 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,399/yr)
0% Tax Shield: ~$1,408/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$13,225
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,612
Medicare Hospital Insurance
Statutory 1.45%
-$1,546
Colorado Individual Income Tax
State Marginal Bracket
-$3,703
Net Take-Home Annual Realized
$75,164 ($2,890.94 / check)
Category 2 of 6

Fort Collins-Loveland, CO Dental Hygienist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $106,650
MIDDLE 50% (IQR RANGE) 10th $105k 25th $105k Median: $106,650 50th (Median) $107k 75th $115k 90th $122k You: $106,650
10th (Entry) $104,680 $50.33/hr
25th (Junior) $105,060 $50.51/hr
50th (Median) $106,650 $51.27/hr
75th (Senior) $115,480 $55.52/hr
90th (Lead/Master) $122,010 $58.66/hr
Career Progression & Licensing Milestones for Dental Hygienist in Fort Collins-Loveland, CO
1
New-Graduate Dental HygienistAssociate's degree (most common O*NET requirement); entry into the field
$81,428$39.15/hr · 0-2 Years
2
Dental HygienistDemonstrated results in role; works independently on core responsibilities; state RDH license
$90,886$43.70/hr · 2-5 Years
3
Experienced Dental HygienistFull professional competence; leads projects or a small team; state RDH license
$106,650$51.27/hr · 5-8 Years
4
Lead Hygienist / Clinical CoordinatorOwns budget, hiring and outcomes for a department or large program
$117,956$56.71/hr · 8-12 Years
5
Hygiene Program DirectorExecutive or principal scope; sets strategy across the organization or profession
$136,982$65.86/hr · 12+ Years
Scaled to the Fort Collins-Loveland, CO medianView National Dental Hygienist Salary Data
Adjacent Career Pivots & National Pay Differences
Dental Assistants-$50,030/yr
National median: $48,070
Skill overlap: 84%
Veterinary Technologists and Technicians-$50,720/yr
National median: $47,380
Skill overlap: 80%
Surgical Assistants-$31,300/yr
National median: $66,800
Skill overlap: 78%
Medical Assistants-$52,410/yr
National median: $45,690
Skill overlap: 72%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Fort Collins-Loveland, CO under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
25% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,589/month Requires minimum annual gross of $63,560
HUD Fair Market Rent (2-Bedroom) $1,759/month Requires minimum annual gross of $70,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $28.62/hr
Per adult, 2 working adults + 1 child: $26.01/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Fort Collins-Loveland, CO.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$106,650-$25,087$75,164$2,890.94
+5h Overtime/Wk45 hrs$126,647-$31,579$87,469$3,364.20
+10h Overtime/Wk50 hrs$146,644-$38,392$99,453$3,825.13
+15h Overtime/Wk55 hrs$166,641-$45,260$111,382$4,283.93
+20h Overtime/Wk60 hrs$186,638-$51,996$123,444$4,747.83
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Dental Hygienist in Fort Collins-Loveland, CO: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Colorado tax codes.

Market Baseline
$106,650/yr
$51.27/hr · SOC 29-1292
Statutory Tax Drag
23.52% Effective
-$25,087 in Total Taxes
HUD 1BR Shelter Ratio
25% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,675/mo
Post-$1,589/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1292
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Dental Hygienist in Fort Collins-Loveland, CO: Market Snapshot

Dental Hygienist roles in Fort Collins-Loveland, CO report a median annual wage of $106,650, 8.7% above the national median of $98,100. The 10th to 90th percentile band runs from $104,680 to $122,010, and HUD’s $1,589 monthly one-bedroom fair market rent equals 17.9% of that median gross pay. The single-adult living wage benchmark for the area is $28.62 per hour.

Highest-paying metropolitan areas for Dental Hygienist

Metropolitan areaMedian annual wageVs this market
San Francisco-Oakland-Fremont, CA$146,760+37.6%
San Jose-Sunnyvale-Santa Clara, CA$139,990+31.3%
Santa Rosa-Petaluma, CA$136,210+27.7%
Santa Maria-Santa Barbara, CA$135,990+27.5%
Seattle-Tacoma-Bellevue, WA$133,740+25.4%
Anchorage, AK$132,740+24.5%
Fairbanks-College, AK$131,860+23.6%
Napa, CA$131,370+23.2%
Bremerton-Silverdale-Port Orchard, WA$131,040+22.9%
Santa Cruz-Watsonville, CA$130,600+22.5%

Top-paying occupations benchmarked in Fort Collins-Loveland, CO

OccupationMedian annual wageMedian hourly
Sales Managers$198,550$95.46/hr
Computer and Information Systems Managers$195,190$93.84/hr
Marketing Managers$189,690$91.20/hr
Financial Manager$175,890$84.56/hr
Architectural and Engineering Managers$175,380$84.32/hr
Purchasing Managers$171,280$82.35/hr
Human Resources Managers$156,820$75.39/hr
Natural Sciences Managers$152,730$73.43/hr
Administrative Services Managers$146,600$70.48/hr
Transportation, Storage, and Distribution Managers$144,910$69.67/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 378 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Dental Hygienist Salary in Fort Collins-Loveland, CO (2026) Overview

Dental Hygienist median pay in Fort Collins-Loveland, CO is $106,650 a year ($51.27/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Dental Hygienist in Fort Collins-Loveland, CO compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Dental Hygienist in Fort Collins-Loveland, CO?

The median annual wage is $106,650 ($51.27 per hour). The middle 80% of earners make between $104,680 and $122,010. Source: BLS OEWS (May 2025).

What is the take-home pay for a Dental Hygienist in Fort Collins-Loveland, CO after taxes?

On the median wage of $106,650, a single filer with no pre-tax deductions takes home about $79,874 a year ($6,656 a month) after $26,776 in federal, FICA, state and local taxes, an effective rate of 25.11%, using 2026 tax rules.