SOC 29-1141

Registered Nurse (RN) Salary in Fort Collins-Loveland, CO (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CO
COL Index: 129.41 (+29.4% vs US)
Net Compensation Yield 71.3% Realized
$69,596 / net annual direct deposit
Gross Adjusted $97,600 $46.92/hr
Effective Tax Drag 22.69% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$22,148 $851.86/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $46.92 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,856/yr)
0% Tax Shield: ~$1,288/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$11,354
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,051
Medicare Hospital Insurance
Statutory 1.45%
-$1,415
Colorado Individual Income Tax
State Marginal Bracket
-$3,328
Net Take-Home Annual Realized
$69,596 ($2,676.75 / check)
Category 2 of 6

Fort Collins-Loveland, CO Registered Nurse (RN) Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $97,600
MIDDLE 50% (IQR RANGE) 10th $72.4k 25th $84.4k Median: $97,600 50th (Median) $97.6k 75th $107k 90th $124k You: $97,600
10th (Entry) $72,410 $34.81/hr
25th (Junior) $84,370 $40.56/hr
50th (Median) $97,600 $46.92/hr
75th (Senior) $106,650 $51.27/hr
90th (Lead/Master) $123,590 $59.42/hr
Career Progression & Licensing Milestones for Registered Nurse (RN) in Fort Collins-Loveland, CO
1
Staff Nurse (Med-Surg RN)ADN or BSN, passing NCLEX-RN exam, state licensing
$69,536$33.43/hr · 0-2 Years
2
Specialty RN (ICU / ER / OR)BLS/ACLS certifications, critical care nursing experience
$89,046$42.81/hr · 2-5 Years
3
Charge Nurse / Nurse SupervisorClinical leadership, unit patient flow management, staffing oversight
$105,054$50.51/hr · 5-8 Years
4
Nurse Practitioner (MSN/DNP)Master''s/Doctorate in Nursing, advanced prescriptive authority
$128,566$61.81/hr · 7+ Years
Scaled to the Fort Collins-Loveland, CO medianView National Registered Nurse (RN) Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Fort Collins-Loveland, CO under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
27% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,589/month Requires minimum annual gross of $63,560
HUD Fair Market Rent (2-Bedroom) $1,759/month Requires minimum annual gross of $70,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $28.62/hr
Per adult, 2 working adults + 1 child: $26.01/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Fort Collins-Loveland, CO.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$97,600-$22,148$69,596$2,676.75
+5h Overtime/Wk45 hrs$115,900-$28,090$80,856$3,109.86
+10h Overtime/Wk50 hrs$134,200-$34,118$92,030$3,539.62
+15h Overtime/Wk55 hrs$152,500-$40,403$102,947$3,959.49
+20h Overtime/Wk60 hrs$170,800-$46,689$113,863$4,379.36
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Registered Nurse (RN) in Fort Collins-Loveland, CO: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Colorado tax codes.

Market Baseline
$97,600/yr
$46.92/hr · SOC 29-1141
Statutory Tax Drag
22.69% Effective
-$22,148 in Total Taxes
HUD 1BR Shelter Ratio
27% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,211/mo
Post-$1,589/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1141
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Registered Nurse (RN) in Fort Collins-Loveland, CO: Market Snapshot

Registered Nurse (RN) roles in Fort Collins-Loveland, CO report a median annual wage of $97,600, 0.1% above the national median of $97,550. The 10th to 90th percentile band runs from $72,410 to $123,590, and HUD’s $1,589 monthly one-bedroom fair market rent equals 19.5% of that median gross pay. The single-adult living wage benchmark for the area is $28.62 per hour.

Highest-paying metropolitan areas for Registered Nurse (RN)

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$216,740+122.1%
Vallejo, CA$203,290+108.3%
San Francisco-Oakland-Fremont, CA$186,610+91.2%
Santa Rosa-Petaluma, CA$174,550+78.8%
Sacramento-Roseville-Folsom, CA$171,460+75.7%
Santa Cruz-Watsonville, CA$170,960+75.2%
Yuba City, CA$149,320+53.0%
Kahului-Wailuku, HI$144,350+47.9%
San Diego-Chula Vista-Carlsbad, CA$139,520+43.0%
Urban Honolulu, HI$139,260+42.7%

Top-paying occupations benchmarked in Fort Collins-Loveland, CO

OccupationMedian annual wageMedian hourly
Sales Managers$198,550$95.46/hr
Computer and Information Systems Managers$195,190$93.84/hr
Marketing Managers$189,690$91.20/hr
Financial Manager$175,890$84.56/hr
Architectural and Engineering Managers$175,380$84.32/hr
Purchasing Managers$171,280$82.35/hr
Human Resources Managers$156,820$75.39/hr
Natural Sciences Managers$152,730$73.43/hr
Administrative Services Managers$146,600$70.48/hr
Transportation, Storage, and Distribution Managers$144,910$69.67/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 380 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Registered Nurse (RN) Salary in Fort Collins-Loveland, CO (2026) Overview

Registered Nurse (RN) median pay in Fort Collins-Loveland, CO is $97,600 a year ($46.92/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Registered Nurse (RN) in Fort Collins-Loveland, CO compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Registered Nurse (RN) in Fort Collins-Loveland, CO?

The median annual wage is $97,600 ($46.92 per hour). The middle 80% of earners make between $72,410 and $123,590. Source: BLS OEWS (May 2025).

What is the take-home pay for a Registered Nurse (RN) in Fort Collins-Loveland, CO after taxes?

On the median wage of $97,600, a single filer with no pre-tax deductions takes home about $73,906 a year ($6,159 a month) after $23,694 in federal, FICA, state and local taxes, an effective rate of 24.28%, using 2026 tax rules.