SOC 47-2111

Electrician Salary in South Bend-Mishawaka, IN-MI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IN + Municipal
COL Index: 90.9 (-9.1% vs US)
Net Compensation Yield 73.2% Realized
$54,295 / net annual direct deposit
Gross Adjusted $74,150 $35.65/hr
Effective Tax Drag 20.78% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$15,406 $592.52/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $35.65 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,449/yr)
0% Tax Shield: ~$979/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$6,504
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,597
Medicare Hospital Insurance
Statutory 1.45%
-$1,075
Indiana Individual Income Tax
State Marginal Bracket
-$2,027
St. Joseph County income tax
1.75%
-$1,202
Net Take-Home Annual Realized
$54,295 ($2,088.28 / check)
Category 2 of 6

South Bend-Mishawaka, IN-MI Electrician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $74,150
MIDDLE 50% (IQR RANGE) 10th $43.1k 25th $49.0k Median: $74,150 50th (Median) $74.2k 75th $95.8k 90th $101k You: $74,150
10th (Entry) $43,100 $20.72/hr
25th (Junior) $49,010 $23.56/hr
50th (Median) $74,150 $35.65/hr
75th (Senior) $95,750 $46.03/hr
90th (Lead/Master) $100,610 $48.37/hr
Career Progression & Licensing Milestones for Electrician in South Bend-Mishawaka, IN-MI
1
Apprentice (Yr 1-2)High school diploma, enrolled in IBEW/JATC or non-union program
$46,351$22.28/hr · 0-2 Years
2
Apprentice (Yr 3-4)4,000+ logged on-job training hours, passing state exam parts
$57,734$27.76/hr · 2-4 Years
3
Journeyman ElectricianState Journeyman License, 8,000 hours certified experience
$79,560$38.25/hr · 4-8 Years
4
Master ElectricianMaster Electrician exam, supervisor qualification, code mastery
$104,906$50.44/hr · 8+ Years
5
Electrical ContractorContractor license, business bonding, commercial bidding
$138,467$66.57/hr · 10+ Years
Scaled to the South Bend-Mishawaka, IN-MI medianView National Electrician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in South Bend-Mishawaka, IN-MI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
24% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,093/month Requires minimum annual gross of $43,720
HUD Fair Market Rent (2-Bedroom) $1,276/month Requires minimum annual gross of $51,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.10/hr
Per adult, 2 working adults + 1 child: $19.47/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in South Bend-Mishawaka, IN-MI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$74,150-$15,406$54,295$2,088.28
+5h Overtime/Wk45 hrs$88,053-$19,959$62,811$2,415.82
+10h Overtime/Wk50 hrs$101,956-$24,512$71,327$2,743.36
+15h Overtime/Wk55 hrs$115,859-$29,065$79,843$3,070.89
+20h Overtime/Wk60 hrs$129,763-$33,621$88,356$3,398.29
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Electrician in South Bend-Mishawaka, IN-MI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Indiana tax codes.

Market Baseline
$74,150/yr
$35.65/hr · SOC 47-2111
Statutory Tax Drag
20.78% Effective
-$15,406 in Total Taxes
HUD 1BR Shelter Ratio
24% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,432/mo
Post-$1,093/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 47-2111
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Electrician in South Bend-Mishawaka, IN-MI: Market Snapshot

Electrician roles in South Bend-Mishawaka, IN-MI report a median annual wage of $74,150, 17.3% above the national median of $63,190. The 10th to 90th percentile band runs from $43,100 to $100,610, and HUD’s $1,093 monthly one-bedroom fair market rent equals 17.7% of that median gross pay. The single-adult living wage benchmark for the area is $20.10 per hour.

Highest-paying metropolitan areas for Electrician

Metropolitan areaMedian annual wageVs this market
Kankakee, IL$105,500+42.3%
Portland-Vancouver-Hillsboro, OR-WA$105,090+41.7%
Mount Vernon-Anacortes, WA$104,510+40.9%
Chicago-Naperville-Elgin, IL-IN$102,350+38.0%
Seattle-Tacoma-Bellevue, WA$101,780+37.3%
Champaign-Urbana, IL$100,320+35.3%
Urban Honolulu, HI$100,270+35.2%
Albany, OR$100,230+35.2%
Corvallis, OR$99,880+34.7%
Kennewick-Richland, WA$99,850+34.7%

Top-paying occupations benchmarked in South Bend-Mishawaka, IN-MI

OccupationMedian annual wageMedian hourly
Chief Executives$261,280$125.62/hr
Architectural and Engineering Managers$144,900$69.66/hr
Physician Assistant$129,620$62.32/hr
Financial Manager$128,370$61.72/hr
Human Resources Managers$128,250$61.66/hr
Computer and Information Systems Managers$126,810$60.97/hr
Nurse Practitioner$126,220$60.68/hr
Marketing Managers$125,850$60.50/hr
Sales Managers$121,560$58.44/hr
Industrial Production Managers$106,280$51.10/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Electrician Salary in South Bend-Mishawaka, IN-MI (2026) Overview

Electrician median pay in South Bend-Mishawaka, IN-MI is $74,150 a year ($35.65/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Electrician in South Bend-Mishawaka, IN-MI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Electrician in South Bend-Mishawaka, IN-MI?

The median annual wage is $74,150 ($35.65 per hour). The middle 80% of earners make between $43,100 and $100,610. Source: BLS OEWS (May 2025).

What is the take-home pay for an Electrician in South Bend-Mishawaka, IN-MI after taxes?

On the median wage of $74,150, a single filer with no pre-tax deductions takes home about $57,556 a year ($4,796 a month) after $16,594 in federal, FICA, state and local taxes, an effective rate of 22.38%, using 2026 tax rules.