SOC 51-4121

Welder Salary in South Bend-Mishawaka, IN-MI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IN + Municipal
COL Index: 90.9 (-9.1% vs US)
Net Compensation Yield 75.3% Realized
$35,907 / net annual direct deposit
Gross Adjusted $47,670 $22.92/hr
Effective Tax Drag 18.68% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,903 $342.42/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $22.92 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$2,860/yr)
0% Tax Shield: ~$343/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,197
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$2,956
Medicare Hospital Insurance
Statutory 1.45%
-$691
Indiana Individual Income Tax
State Marginal Bracket
-$1,292
St. Joseph County income tax
1.75%
-$767
Net Take-Home Annual Realized
$35,907 ($1,381.03 / check)
Category 2 of 6

South Bend-Mishawaka, IN-MI Welder Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $47,670
MIDDLE 50% (IQR RANGE) 10th $38.4k 25th $45.2k Median: $47,670 50th (Median) $47.7k 75th $58.0k 90th $64.5k You: $47,670
10th (Entry) $38,440 $18.48/hr
25th (Junior) $45,250 $21.75/hr
50th (Median) $47,670 $22.92/hr
75th (Senior) $58,030 $27.90/hr
90th (Lead/Master) $64,520 $31.02/hr
Career Progression & Licensing Milestones for Welder in South Bend-Mishawaka, IN-MI
1
Welder ApprenticeHigh school diploma or equivalent (most common O*NET requirement); entry into the field
$34,766$16.71/hr · 0-2 Years
2
Certified WelderDemonstrated results in role; works independently on core responsibilities; AWS welding certification
$41,506$19.95/hr · 2-5 Years
3
Journeyman Welder (Structural / Pipe)Full professional competence; leads projects or a small team; AWS welding certification
$47,714$22.94/hr · 5-8 Years
4
Welding SupervisorOwns budget, hiring and outcomes for a department or large program
$55,874$26.86/hr · 8-12 Years
5
Welding Inspector (CWI) / Shop OwnerExecutive or principal scope; sets strategy across the organization or profession
$68,733$33.04/hr · 12+ Years
Scaled to the South Bend-Mishawaka, IN-MI medianView National Welder Salary Data
Adjacent Career Pivots & National Pay Differences
Engine and Other Machine Assemblers-$40/yr
National median: $53,710
Skill overlap: 91%
Welding, Soldering, and Brazing Machine Setters, Operators, and Tenders-$5,830/yr
National median: $47,920
Skill overlap: 89%
Structural Metal Fabricators and Fitters-$2,420/yr
National median: $51,330
Skill overlap: 89%
Aircraft Structure, Surfaces, Rigging, and Systems Assemblers+$11,630/yr
National median: $65,380
Skill overlap: 78%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in South Bend-Mishawaka, IN-MI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
37% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,093/month Requires minimum annual gross of $43,720
HUD Fair Market Rent (2-Bedroom) $1,276/month Requires minimum annual gross of $51,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.10/hr
Per adult, 2 working adults + 1 child: $19.47/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in South Bend-Mishawaka, IN-MI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$47,670-$8,903$35,907$1,381.03
+5h Overtime/Wk45 hrs$56,608-$10,990$42,222$1,623.91
+10h Overtime/Wk50 hrs$65,546-$13,077$48,537$1,866.80
+15h Overtime/Wk55 hrs$74,484-$15,515$54,500$2,096.16
+20h Overtime/Wk60 hrs$83,423-$18,442$59,975$2,306.73
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Welder in South Bend-Mishawaka, IN-MI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Indiana tax codes.

Market Baseline
$47,670/yr
$22.92/hr · SOC 51-4121
Statutory Tax Drag
18.68% Effective
-$8,903 in Total Taxes
HUD 1BR Shelter Ratio
37% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$1,899/mo
Post-$1,093/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 51-4121
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Welder in South Bend-Mishawaka, IN-MI: Market Snapshot

Welder roles in South Bend-Mishawaka, IN-MI report a median annual wage of $47,670, 11.3% below the national median of $53,750. The 10th to 90th percentile band runs from $38,440 to $64,520, and HUD’s $1,093 monthly one-bedroom fair market rent equals 27.5% of that median gross pay. The single-adult living wage benchmark for the area is $20.10 per hour.

Highest-paying metropolitan areas for Welder

Metropolitan areaMedian annual wageVs this market
Lima, OH$85,790+80.0%
Urban Honolulu, HI$81,120+70.2%
Fairbanks-College, AK$80,210+68.3%
Baton Rouge, LA$78,170+64.0%
Hartford-West Hartford-East Hartford, CT$75,040+57.4%
Anchorage, AK$74,000+55.2%
Lake Charles, LA$72,920+53.0%
Bremerton-Silverdale-Port Orchard, WA$71,720+50.5%
Kahului-Wailuku, HI$67,280+41.1%
Portland-South Portland, ME$66,420+39.3%

Top-paying occupations benchmarked in South Bend-Mishawaka, IN-MI

OccupationMedian annual wageMedian hourly
Chief Executives$261,280$125.62/hr
Architectural and Engineering Managers$144,900$69.66/hr
Physician Assistant$129,620$62.32/hr
Financial Manager$128,370$61.72/hr
Human Resources Managers$128,250$61.66/hr
Computer and Information Systems Managers$126,810$60.97/hr
Nurse Practitioner$126,220$60.68/hr
Marketing Managers$125,850$60.50/hr
Sales Managers$121,560$58.44/hr
Industrial Production Managers$106,280$51.10/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 382 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Welder Salary in South Bend-Mishawaka, IN-MI (2026) Overview

Welder median pay in South Bend-Mishawaka, IN-MI is $47,670 a year ($22.92/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Welder in South Bend-Mishawaka, IN-MI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Welder in South Bend-Mishawaka, IN-MI?

The median annual wage is $47,670 ($22.92 per hour). The middle 80% of earners make between $38,440 and $64,520. Source: BLS OEWS (May 2025).

What is the take-home pay for a Welder in South Bend-Mishawaka, IN-MI after taxes?

On the median wage of $47,670, a single filer with no pre-tax deductions takes home about $38,289 a year ($3,191 a month) after $9,381 in federal, FICA, state and local taxes, an effective rate of 19.68%, using 2026 tax rules.