SOC 13-2051

Financial Analyst Salary in Champaign-Urbana, IL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IL
COL Index: 108.18 (+8.2% vs US)
Net Compensation Yield 71.7% Realized
$60,430 / net annual direct deposit
Gross Adjusted $84,330 $40.54/hr
Effective Tax Drag 22.34% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$18,840 $724.61/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $40.54 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,060/yr)
0% Tax Shield: ~$1,113/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$8,609
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,228
Medicare Hospital Insurance
Statutory 1.45%
-$1,223
Illinois Individual Income Tax
State Marginal Bracket
-$3,779
Net Take-Home Annual Realized
$60,430 ($2,324.25 / check)
Category 2 of 6

Champaign-Urbana, IL Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $84,330
MIDDLE 50% (IQR RANGE) 10th $59.7k 25th $66.3k Median: $84,330 50th (Median) $84.3k 75th $96.3k 90th $118k You: $84,330
10th (Entry) $59,680 $28.69/hr
25th (Junior) $66,340 $31.89/hr
50th (Median) $84,330 $40.54/hr
75th (Senior) $96,270 $46.28/hr
90th (Lead/Master) $118,250 $56.85/hr
Career Progression & Licensing Milestones for Financial Analyst in Champaign-Urbana, IL
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$52,286$25.14/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$65,090$31.29/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$84,297$40.53/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$109,414$52.60/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$148,484$71.39/hr · 14+ Years
Scaled to the Champaign-Urbana, IL medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Champaign-Urbana, IL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
20% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $996/month Requires minimum annual gross of $39,840
HUD Fair Market Rent (2-Bedroom) $1,173/month Requires minimum annual gross of $46,920
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.93/hr
Per adult, 2 working adults + 1 child: $23.59/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Champaign-Urbana, IL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$84,330-$18,840$60,430$2,324.25
+5h Overtime/Wk45 hrs$100,142-$24,055$70,078$2,695.32
+10h Overtime/Wk50 hrs$115,954-$29,270$79,726$3,066.40
+15h Overtime/Wk55 hrs$131,766-$34,527$89,333$3,435.89
+20h Overtime/Wk60 hrs$147,578-$40,039$98,684$3,795.53
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Champaign-Urbana, IL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Illinois tax codes.

Market Baseline
$84,330/yr
$40.54/hr · SOC 13-2051
Statutory Tax Drag
22.34% Effective
-$18,840 in Total Taxes
HUD 1BR Shelter Ratio
20% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,040/mo
Post-$996/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Champaign-Urbana, IL: Market Snapshot

Financial Analyst roles in Champaign-Urbana, IL report a median annual wage of $84,330, 17.9% below the national median of $102,740. The 10th to 90th percentile band runs from $59,680 to $118,250, and HUD’s $996 monthly one-bedroom fair market rent equals 14.2% of that median gross pay. The single-adult living wage benchmark for the area is $23.93 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+87.7%
San Jose-Sunnyvale-Santa Clara, CA$144,910+71.8%
Prescott Valley-Prescott, AZ$135,680+60.9%
San Francisco-Oakland-Fremont, CA$130,520+54.8%
New York-Newark-Jersey City, NY-NJ$128,930+52.9%
Seattle-Tacoma-Bellevue, WA$124,790+48.0%
Barnstable Town, MA$121,530+44.1%
Idaho Falls, ID$119,170+41.3%
Boston-Cambridge-Newton, MA-NH$117,520+39.4%
Portland-Vancouver-Hillsboro, OR-WA$117,280+39.1%

Top-paying occupations benchmarked in Champaign-Urbana, IL

OccupationMedian annual wageMedian hourly
Chief Executives$310,740$149.39/hr
Architectural and Engineering Managers$148,250$71.27/hr
Computer and Information Systems Managers$140,480$67.54/hr
Physician Assistant$139,950$67.28/hr
Nurse Practitioner$137,100$65.91/hr
Financial Manager$127,680$61.38/hr
Medical and Health Services Managers$124,830$60.01/hr
Industrial Production Managers$122,600$58.94/hr
Human Resources Managers$121,390$58.36/hr
Sales Managers$120,230$57.80/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Champaign-Urbana, IL (2026) Overview

Financial Analyst median pay in Champaign-Urbana, IL is $84,330 a year ($40.54/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Analyst in Champaign-Urbana, IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Champaign-Urbana, IL?

The median annual wage is $84,330 ($40.54 per hour). The middle 80% of earners make between $59,680 and $118,250. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Champaign-Urbana, IL after taxes?

On the median wage of $84,330, a single filer with no pre-tax deductions takes home about $64,127 a year ($5,344 a month) after $20,203 in federal, FICA, state and local taxes, an effective rate of 23.96%, using 2026 tax rules.