SOC 29-1141

Registered Nurse (RN) Salary in Champaign-Urbana, IL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IL
COL Index: 108.18 (+8.2% vs US)
Net Compensation Yield 71.0% Realized
$64,030 / net annual direct deposit
Gross Adjusted $90,230 $43.38/hr
Effective Tax Drag 23.04% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$20,786 $799.45/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $43.38 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,414/yr)
0% Tax Shield: ~$1,191/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$9,830
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,594
Medicare Hospital Insurance
Statutory 1.45%
-$1,308
Illinois Individual Income Tax
State Marginal Bracket
-$4,054
Net Take-Home Annual Realized
$64,030 ($2,462.71 / check)
Category 2 of 6

Champaign-Urbana, IL Registered Nurse (RN) Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $90,230
MIDDLE 50% (IQR RANGE) 10th $76.5k 25th $77.7k Median: $90,230 50th (Median) $90.2k 75th $98.8k 90th $122k You: $90,230
10th (Entry) $76,510 $36.78/hr
25th (Junior) $77,650 $37.33/hr
50th (Median) $90,230 $43.38/hr
75th (Senior) $98,850 $47.52/hr
90th (Lead/Master) $121,750 $58.53/hr
Career Progression & Licensing Milestones for Registered Nurse (RN) in Champaign-Urbana, IL
1
Staff Nurse (Med-Surg RN)ADN or BSN, passing NCLEX-RN exam, state licensing
$64,285$30.91/hr · 0-2 Years
2
Specialty RN (ICU / ER / OR)BLS/ACLS certifications, critical care nursing experience
$82,322$39.58/hr · 2-5 Years
3
Charge Nurse / Nurse SupervisorClinical leadership, unit patient flow management, staffing oversight
$97,121$46.69/hr · 5-8 Years
4
Nurse Practitioner (MSN/DNP)Master''s/Doctorate in Nursing, advanced prescriptive authority
$118,858$57.14/hr · 7+ Years
Scaled to the Champaign-Urbana, IL medianView National Registered Nurse (RN) Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Champaign-Urbana, IL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
19% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $996/month Requires minimum annual gross of $39,840
HUD Fair Market Rent (2-Bedroom) $1,173/month Requires minimum annual gross of $46,920
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.93/hr
Per adult, 2 working adults + 1 child: $23.59/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Champaign-Urbana, IL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$90,230-$20,786$64,030$2,462.71
+5h Overtime/Wk45 hrs$107,148-$26,366$74,353$2,859.74
+10h Overtime/Wk50 hrs$124,066-$31,946$84,676$3,256.78
+15h Overtime/Wk55 hrs$140,984-$37,741$94,785$3,645.57
+20h Overtime/Wk60 hrs$157,903-$43,639$104,790$4,030.37
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Registered Nurse (RN) in Champaign-Urbana, IL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Illinois tax codes.

Market Baseline
$90,230/yr
$43.38/hr · SOC 29-1141
Statutory Tax Drag
23.04% Effective
-$20,786 in Total Taxes
HUD 1BR Shelter Ratio
19% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,340/mo
Post-$996/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 29-1141
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Registered Nurse (RN) in Champaign-Urbana, IL: Market Snapshot

Registered Nurse (RN) roles in Champaign-Urbana, IL report a median annual wage of $90,230, 7.5% below the national median of $97,550. The 10th to 90th percentile band runs from $76,510 to $121,750, and HUD’s $996 monthly one-bedroom fair market rent equals 13.2% of that median gross pay. The single-adult living wage benchmark for the area is $23.93 per hour.

Highest-paying metropolitan areas for Registered Nurse (RN)

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$216,740+140.2%
Vallejo, CA$203,290+125.3%
San Francisco-Oakland-Fremont, CA$186,610+106.8%
Santa Rosa-Petaluma, CA$174,550+93.5%
Sacramento-Roseville-Folsom, CA$171,460+90.0%
Santa Cruz-Watsonville, CA$170,960+89.5%
Yuba City, CA$149,320+65.5%
Kahului-Wailuku, HI$144,350+60.0%
San Diego-Chula Vista-Carlsbad, CA$139,520+54.6%
Urban Honolulu, HI$139,260+54.3%

Top-paying occupations benchmarked in Champaign-Urbana, IL

OccupationMedian annual wageMedian hourly
Chief Executives$310,740$149.39/hr
Architectural and Engineering Managers$148,250$71.27/hr
Computer and Information Systems Managers$140,480$67.54/hr
Physician Assistant$139,950$67.28/hr
Nurse Practitioner$137,100$65.91/hr
Financial Manager$127,680$61.38/hr
Medical and Health Services Managers$124,830$60.01/hr
Industrial Production Managers$122,600$58.94/hr
Human Resources Managers$121,390$58.36/hr
Sales Managers$120,230$57.80/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 380 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Registered Nurse (RN) Salary in Champaign-Urbana, IL (2026) Overview

Registered Nurse (RN) median pay in Champaign-Urbana, IL is $90,230 a year ($43.38/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Registered Nurse (RN) in Champaign-Urbana, IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Registered Nurse (RN) in Champaign-Urbana, IL?

The median annual wage is $90,230 ($43.38 per hour). The middle 80% of earners make between $76,510 and $121,750. Source: BLS OEWS (May 2025).

What is the take-home pay for a Registered Nurse (RN) in Champaign-Urbana, IL after taxes?

On the median wage of $90,230, a single filer with no pre-tax deductions takes home about $67,985 a year ($5,665 a month) after $22,245 in federal, FICA, state and local taxes, an effective rate of 24.65%, using 2026 tax rules.