SOC 13-2051

Financial Analyst Salary in Durham-Chapel Hill, NC (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NC
COL Index: 135.43 (+35.4% vs US)
Net Compensation Yield 71.1% Realized
$72,583 / net annual direct deposit
Gross Adjusted $102,140 $49.11/hr
Effective Tax Drag 22.94% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$23,428 $901.09/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $49.11 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,128/yr)
0% Tax Shield: ~$1,348/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,293
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,333
Medicare Hospital Insurance
Statutory 1.45%
-$1,481
North Carolina Individual Income Tax
State Marginal Bracket
-$3,322
Net Take-Home Annual Realized
$72,583 ($2,791.66 / check)
Category 2 of 6

Durham-Chapel Hill, NC Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $102,140
MIDDLE 50% (IQR RANGE) 10th $70.8k 25th $82.0k Median: $102,140 50th (Median) $102k 75th $134k 90th $173k You: $102,140
10th (Entry) $70,780 $34.03/hr
25th (Junior) $81,960 $39.40/hr
50th (Median) $102,140 $49.11/hr
75th (Senior) $134,220 $64.53/hr
90th (Lead/Master) $172,880 $83.12/hr
Career Progression & Licensing Milestones for Financial Analyst in Durham-Chapel Hill, NC
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$63,328$30.45/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$78,837$37.90/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$102,100$49.09/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$132,522$63.71/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$179,844$86.46/hr · 14+ Years
Scaled to the Durham-Chapel Hill, NC medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Durham-Chapel Hill, NC under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
26% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,554/month Requires minimum annual gross of $62,160
HUD Fair Market Rent (2-Bedroom) $1,745/month Requires minimum annual gross of $69,800
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $29.95/hr
Per adult, 2 working adults + 1 child: $24.96/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Durham-Chapel Hill, NC.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$102,140-$23,428$72,583$2,791.66
+5h Overtime/Wk45 hrs$121,291-$29,572$84,442$3,247.75
+10h Overtime/Wk50 hrs$140,443-$35,920$96,096$3,695.98
+15h Overtime/Wk55 hrs$159,594-$42,424$107,594$4,138.23
+20h Overtime/Wk60 hrs$178,745-$48,928$119,092$4,580.47
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Durham-Chapel Hill, NC: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and North Carolina tax codes.

Market Baseline
$102,140/yr
$49.11/hr · SOC 13-2051
Statutory Tax Drag
22.94% Effective
-$23,428 in Total Taxes
HUD 1BR Shelter Ratio
26% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,495/mo
Post-$1,554/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Durham-Chapel Hill, NC: Market Snapshot

Financial Analyst roles in Durham-Chapel Hill, NC report a median annual wage of $102,140, 0.6% below the national median of $102,740. The 10th to 90th percentile band runs from $70,780 to $172,880, and HUD’s $1,554 monthly one-bedroom fair market rent equals 18.3% of that median gross pay. The single-adult living wage benchmark for the area is $29.95 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+55.0%
San Jose-Sunnyvale-Santa Clara, CA$144,910+41.9%
Prescott Valley-Prescott, AZ$135,680+32.8%
San Francisco-Oakland-Fremont, CA$130,520+27.8%
New York-Newark-Jersey City, NY-NJ$128,930+26.2%
Seattle-Tacoma-Bellevue, WA$124,790+22.2%
Barnstable Town, MA$121,530+19.0%
Idaho Falls, ID$119,170+16.7%
Boston-Cambridge-Newton, MA-NH$117,520+15.1%
Portland-Vancouver-Hillsboro, OR-WA$117,280+14.8%

Top-paying occupations benchmarked in Durham-Chapel Hill, NC

OccupationMedian annual wageMedian hourly
Chief Executives$381,330$183.33/hr
Sales Managers$190,370$91.52/hr
Natural Sciences Managers$183,540$88.24/hr
Computer and Information Systems Managers$176,190$84.71/hr
Marketing Managers$175,160$84.21/hr
Architectural and Engineering Managers$172,480$82.92/hr
Financial Manager$165,470$79.55/hr
Human Resources Managers$160,580$77.20/hr
Purchasing Managers$160,370$77.10/hr
Data Engineer$141,770$68.16/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Durham-Chapel Hill, NC (2026) Overview

Financial Analyst median pay in Durham-Chapel Hill, NC is $102,140 a year ($49.11/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Analyst in Durham-Chapel Hill, NC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Durham-Chapel Hill, NC?

The median annual wage is $102,140 ($49.11 per hour). The middle 80% of earners make between $70,780 and $172,880. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Durham-Chapel Hill, NC after taxes?

On the median wage of $102,140, a single filer with no pre-tax deductions takes home about $77,119 a year ($6,427 a month) after $25,021 in federal, FICA, state and local taxes, an effective rate of 24.5%, using 2026 tax rules.