SOC 13-2051

Financial Analyst Salary in Winston-Salem, NC (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NC
COL Index: 102.58 (+2.6% vs US)
Net Compensation Yield 73.9% Realized
$57,754 / net annual direct deposit
Gross Adjusted $78,190 $37.59/hr
Effective Tax Drag 20.14% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$15,745 $605.58/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $37.59 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,691/yr)
0% Tax Shield: ~$1,032/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,340
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,848
Medicare Hospital Insurance
Statutory 1.45%
-$1,134
North Carolina Individual Income Tax
State Marginal Bracket
-$2,424
Net Take-Home Annual Realized
$57,754 ($2,221.29 / check)
Category 2 of 6

Winston-Salem, NC Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $78,190
MIDDLE 50% (IQR RANGE) 10th $61.0k 25th $74.1k Median: $78,190 50th (Median) $78.2k 75th $99.0k 90th $130k You: $78,190
10th (Entry) $61,040 $29.35/hr
25th (Junior) $74,110 $35.63/hr
50th (Median) $78,190 $37.59/hr
75th (Senior) $99,040 $47.62/hr
90th (Lead/Master) $130,320 $62.65/hr
Career Progression & Licensing Milestones for Financial Analyst in Winston-Salem, NC
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$48,479$23.31/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$60,351$29.01/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$78,160$37.58/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$101,448$48.77/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$137,673$66.19/hr · 14+ Years
Scaled to the Winston-Salem, NC medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Winston-Salem, NC under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
25% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,224/month Requires minimum annual gross of $48,960
HUD Fair Market Rent (2-Bedroom) $1,332/month Requires minimum annual gross of $53,280
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.69/hr
Per adult, 2 working adults + 1 child: $19.52/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Winston-Salem, NC.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$78,190-$15,745$57,754$2,221.29
+5h Overtime/Wk45 hrs$92,851-$20,448$66,831$2,570.43
+10h Overtime/Wk50 hrs$107,511-$25,152$75,909$2,919.58
+15h Overtime/Wk55 hrs$122,172-$29,855$84,987$3,268.72
+20h Overtime/Wk60 hrs$136,833-$34,694$93,928$3,612.62
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Winston-Salem, NC: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and North Carolina tax codes.

Market Baseline
$78,190/yr
$37.59/hr · SOC 13-2051
Statutory Tax Drag
20.14% Effective
-$15,745 in Total Taxes
HUD 1BR Shelter Ratio
25% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,589/mo
Post-$1,224/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Winston-Salem, NC: Market Snapshot

Financial Analyst roles in Winston-Salem, NC report a median annual wage of $78,190, 23.9% below the national median of $102,740. The 10th to 90th percentile band runs from $61,040 to $130,320, and HUD’s $1,224 monthly one-bedroom fair market rent equals 18.8% of that median gross pay. The single-adult living wage benchmark for the area is $22.69 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+102.5%
San Jose-Sunnyvale-Santa Clara, CA$144,910+85.3%
Prescott Valley-Prescott, AZ$135,680+73.5%
San Francisco-Oakland-Fremont, CA$130,520+66.9%
New York-Newark-Jersey City, NY-NJ$128,930+64.9%
Seattle-Tacoma-Bellevue, WA$124,790+59.6%
Barnstable Town, MA$121,530+55.4%
Idaho Falls, ID$119,170+52.4%
Boston-Cambridge-Newton, MA-NH$117,520+50.3%
Portland-Vancouver-Hillsboro, OR-WA$117,280+50.0%

Top-paying occupations benchmarked in Winston-Salem, NC

OccupationMedian annual wageMedian hourly
Chief Executives$273,710$131.59/hr
Computer and Information Systems Managers$160,900$77.36/hr
Marketing Managers$160,570$77.20/hr
Fundraising Managers$158,460$76.18/hr
Architectural and Engineering Managers$155,200$74.62/hr
Financial Manager$155,030$74.53/hr
Natural Sciences Managers$148,710$71.50/hr
Public Relations Managers$140,680$67.63/hr
Human Resources Managers$137,110$65.92/hr
Sales Managers$132,550$63.73/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Winston-Salem, NC (2026) Overview

Financial Analyst median pay in Winston-Salem, NC is $78,190 a year ($37.59/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Financial Analyst in Winston-Salem, NC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Winston-Salem, NC?

The median annual wage is $78,190 ($37.59 per hour). The middle 80% of earners make between $61,040 and $130,320. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Winston-Salem, NC after taxes?

On the median wage of $78,190, a single filer with no pre-tax deductions takes home about $61,226 a year ($5,102 a month) after $16,964 in federal, FICA, state and local taxes, an effective rate of 21.7%, using 2026 tax rules.