SOC 13-2051

Financial Analyst Salary in Fargo, ND-MN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + ND
COL Index: 86.25 (-13.8% vs US)
Net Compensation Yield 76.5% Realized
$61,136 / net annual direct deposit
Gross Adjusted $79,930 $38.43/hr
Effective Tax Drag 17.51% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$13,999 $538.41/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $38.43 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,796/yr)
0% Tax Shield: ~$1,055/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,700
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,956
Medicare Hospital Insurance
Statutory 1.45%
-$1,159
North Dakota Individual Income Tax
State Marginal Bracket
-$184
Net Take-Home Annual Realized
$61,136 ($2,351.37 / check)
Category 2 of 6

Fargo, ND-MN Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $79,930
MIDDLE 50% (IQR RANGE) 10th $51.8k 25th $60.0k Median: $79,930 50th (Median) $79.9k 75th $97.5k 90th $141k You: $79,930
10th (Entry) $51,750 $24.88/hr
25th (Junior) $60,040 $28.87/hr
50th (Median) $79,930 $38.43/hr
75th (Senior) $97,550 $46.90/hr
90th (Lead/Master) $141,240 $67.90/hr
Career Progression & Licensing Milestones for Financial Analyst in Fargo, ND-MN
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$49,558$23.83/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$61,694$29.66/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$79,899$38.41/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$103,705$49.86/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$140,737$67.66/hr · 14+ Years
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Fargo, ND-MN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
18% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $903/month Requires minimum annual gross of $36,120
HUD Fair Market Rent (2-Bedroom) $1,104/month Requires minimum annual gross of $44,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $19.07/hr
Per adult, 2 working adults + 1 child: $18.48/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Fargo, ND-MN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$79,930-$13,999$61,136$2,351.37
+5h Overtime/Wk45 hrs$94,917-$18,519$70,703$2,719.34
+10h Overtime/Wk50 hrs$109,904-$23,040$80,270$3,087.30
+15h Overtime/Wk55 hrs$124,891-$27,560$89,837$3,455.27
+20h Overtime/Wk60 hrs$139,878-$32,274$99,211$3,815.79
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Fargo, ND-MN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and North Dakota tax codes.

Market Baseline
$79,930/yr
$38.43/hr · SOC 13-2051
Statutory Tax Drag
17.51% Effective
-$13,999 in Total Taxes
HUD 1BR Shelter Ratio
18% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,192/mo
Post-$903/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Fargo, ND-MN: Market Snapshot

Financial Analyst roles in Fargo, ND-MN report a median annual wage of $79,930, 22.2% below the national median of $102,740. The 10th to 90th percentile band runs from $51,750 to $141,240, and HUD’s $903 monthly one-bedroom fair market rent equals 13.6% of that median gross pay. The single-adult living wage benchmark for the area is $19.07 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+98.1%
San Jose-Sunnyvale-Santa Clara, CA$144,910+81.3%
Prescott Valley-Prescott, AZ$135,680+69.7%
San Francisco-Oakland-Fremont, CA$130,520+63.3%
New York-Newark-Jersey City, NY-NJ$128,930+61.3%
Seattle-Tacoma-Bellevue, WA$124,790+56.1%
Barnstable Town, MA$121,530+52.0%
Idaho Falls, ID$119,170+49.1%
Boston-Cambridge-Newton, MA-NH$117,520+47.0%
Portland-Vancouver-Hillsboro, OR-WA$117,280+46.7%

Top-paying occupations benchmarked in Fargo, ND-MN

OccupationMedian annual wageMedian hourly
Chief Executives$188,510$90.63/hr
Computer and Information Systems Managers$152,990$73.55/hr
Human Resources Managers$144,450$69.45/hr
Architectural and Engineering Managers$141,990$68.26/hr
Financial Manager$136,970$65.85/hr
Physician Assistant$136,610$65.68/hr
Nurse Practitioner$130,070$62.53/hr
Marketing Managers$126,790$60.96/hr
Public Relations Managers$121,370$58.35/hr
Sales Managers$119,990$57.69/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Fargo, ND-MN (2026) Overview

Financial Analyst median pay in Fargo, ND-MN is $79,930 a year ($38.43/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a Financial Analyst in Fargo, ND-MN?

The median annual wage is $79,930 ($38.43 per hour). The middle 80% of earners make between $51,750 and $141,240. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Fargo, ND-MN after taxes?

On the median wage of $79,930, a single filer with no pre-tax deductions takes home about $64,783 a year ($5,399 a month) after $15,147 in federal, FICA, state and local taxes, an effective rate of 18.95%, using 2026 tax rules.