SOC 11-3031

Financial Manager Salary in Fargo, ND-MN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + ND
COL Index: 86.25 (-13.8% vs US)
Net Compensation Yield 71.1% Realized
$97,409 / net annual direct deposit
Gross Adjusted $136,970 $65.85/hr
Effective Tax Drag 22.88% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$31,343 $1,205.49/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $65.85 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$8,218/yr)
0% Tax Shield: ~$1,972/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$19,634
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$8,492
Medicare Hospital Insurance
Statutory 1.45%
-$1,986
North Dakota Individual Income Tax
State Marginal Bracket
-$1,230
Net Take-Home Annual Realized
$97,409 ($3,746.51 / check)
Category 2 of 6

Fargo, ND-MN Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $136,970
MIDDLE 50% (IQR RANGE) 10th $92.9k 25th $109k Median: $136,970 50th (Median) $137k 75th $178k 90th $237k You: $136,970
10th (Entry) $92,870 $44.65/hr
25th (Junior) $108,620 $52.22/hr
50th (Median) $136,970 $65.85/hr
75th (Senior) $177,730 $85.45/hr
90th (Lead/Master) $236,930 $113.91/hr
Career Progression & Licensing Milestones for Financial Manager in Fargo, ND-MN
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$77,543$37.28/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$103,198$49.61/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$136,995$65.86/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$180,905$86.97/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$265,849$127.81/hr · 14+ Years
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Fargo, ND-MN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
11% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $903/month Requires minimum annual gross of $36,120
HUD Fair Market Rent (2-Bedroom) $1,104/month Requires minimum annual gross of $44,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $19.07/hr
Per adult, 2 working adults + 1 child: $18.48/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Fargo, ND-MN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$136,970-$31,343$97,409$3,746.51
+5h Overtime/Wk45 hrs$162,652-$39,572$113,321$4,358.50
+10h Overtime/Wk50 hrs$188,334-$47,563$129,470$4,979.63
+15h Overtime/Wk55 hrs$214,016-$54,327$146,848$5,648.01
+20h Overtime/Wk60 hrs$239,698-$61,790$163,526$6,289.45
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Fargo, ND-MN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and North Dakota tax codes.

Market Baseline
$136,970/yr
$65.85/hr · SOC 11-3031
Statutory Tax Drag
22.88% Effective
-$31,343 in Total Taxes
HUD 1BR Shelter Ratio
11% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$7,214/mo
Post-$903/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Fargo, ND-MN: Market Snapshot

Financial Manager roles in Fargo, ND-MN report a median annual wage of $136,970, 17.8% below the national median of $166,570. The 10th to 90th percentile band runs from $92,870 to $236,930, and HUD’s $903 monthly one-bedroom fair market rent equals 7.9% of that median gross pay. The single-adult living wage benchmark for the area is $19.07 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+64.5%
New York-Newark-Jersey City, NY-NJ$221,010+61.4%
San Francisco-Oakland-Fremont, CA$216,150+57.8%
Bridgeport-Stamford-Danbury, CT$211,000+54.0%
Boston-Cambridge-Newton, MA-NH$209,780+53.2%
Denver-Aurora-Centennial, CO$193,400+41.2%
Boulder, CO$192,970+40.9%
Seattle-Tacoma-Bellevue, WA$185,550+35.5%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+35.3%
Trenton-Princeton, NJ$184,800+34.9%

Top-paying occupations benchmarked in Fargo, ND-MN

OccupationMedian annual wageMedian hourly
Chief Executives$188,510$90.63/hr
Computer and Information Systems Managers$152,990$73.55/hr
Human Resources Managers$144,450$69.45/hr
Architectural and Engineering Managers$141,990$68.26/hr
Physician Assistant$136,610$65.68/hr
Nurse Practitioner$130,070$62.53/hr
Marketing Managers$126,790$60.96/hr
Public Relations Managers$121,370$58.35/hr
Sales Managers$119,990$57.69/hr
Industrial Production Managers$115,120$55.35/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Fargo, ND-MN (2026) Overview

Financial Manager median pay in Fargo, ND-MN is $136,970 a year ($65.85/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living wage.

Quick answers
What is the median salary for a Financial Manager in Fargo, ND-MN?

The median annual wage is $136,970 ($65.85 per hour). The middle 80% of earners make between $92,870 and $236,930. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Fargo, ND-MN after taxes?

On the median wage of $136,970, a single filer with no pre-tax deductions takes home about $103,495 a year ($8,625 a month) after $33,475 in federal, FICA, state and local taxes, an effective rate of 24.44%, using 2026 tax rules.