SOC 13-2051

Financial Analyst Salary in Killeen-Temple, TX (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 96.06 (-3.9% vs US)
Net Compensation Yield 76.6% Realized
$61,747 / net annual direct deposit
Gross Adjusted $80,580 $38.74/hr
Effective Tax Drag 17.37% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$13,998 $538.40/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $38.74 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,835/yr)
0% Tax Shield: ~$1,064/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,834
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,996
Medicare Hospital Insurance
Statutory 1.45%
-$1,168
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$61,747 ($2,374.88 / check)
Category 2 of 6

Killeen-Temple, TX Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $80,580
MIDDLE 50% (IQR RANGE) 10th $57.5k 25th $65.2k Median: $80,580 50th (Median) $80.6k 75th $104k 90th $152k You: $80,580
10th (Entry) $57,460 $27.63/hr
25th (Junior) $65,170 $31.33/hr
50th (Median) $80,580 $38.74/hr
75th (Senior) $103,700 $49.86/hr
90th (Lead/Master) $151,650 $72.91/hr
Career Progression & Licensing Milestones for Financial Analyst in Killeen-Temple, TX
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$49,961$24.02/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$62,196$29.90/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$80,549$38.73/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$104,549$50.26/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$141,882$68.21/hr · 14+ Years
Scaled to the Killeen-Temple, TX medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Killeen-Temple, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
18% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $927/month Requires minimum annual gross of $37,080
HUD Fair Market Rent (2-Bedroom) $1,138/month Requires minimum annual gross of $45,520
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.24/hr
Per adult, 2 working adults + 1 child: $18.27/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Killeen-Temple, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$80,580-$13,998$61,747$2,374.88
+5h Overtime/Wk45 hrs$95,689-$18,279$71,669$2,756.49
+10h Overtime/Wk50 hrs$110,798-$22,559$81,591$3,138.10
+15h Overtime/Wk55 hrs$125,906-$26,839$91,513$3,519.72
+20h Overtime/Wk60 hrs$141,015-$31,335$101,219$3,893.06
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Killeen-Temple, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$80,580/yr
$38.74/hr · SOC 13-2051
Statutory Tax Drag
17.37% Effective
-$13,998 in Total Taxes
HUD 1BR Shelter Ratio
18% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,219/mo
Post-$927/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Killeen-Temple, TX: Market Snapshot

Financial Analyst roles in Killeen-Temple, TX report a median annual wage of $80,580, 21.6% below the national median of $102,740. The 10th to 90th percentile band runs from $57,460 to $151,650, and HUD’s $927 monthly one-bedroom fair market rent equals 13.8% of that median gross pay. The single-adult living wage benchmark for the area is $21.24 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+96.5%
San Jose-Sunnyvale-Santa Clara, CA$144,910+79.8%
Prescott Valley-Prescott, AZ$135,680+68.4%
San Francisco-Oakland-Fremont, CA$130,520+62.0%
New York-Newark-Jersey City, NY-NJ$128,930+60.0%
Seattle-Tacoma-Bellevue, WA$124,790+54.9%
Barnstable Town, MA$121,530+50.8%
Idaho Falls, ID$119,170+47.9%
Boston-Cambridge-Newton, MA-NH$117,520+45.8%
Portland-Vancouver-Hillsboro, OR-WA$117,280+45.5%

Top-paying occupations benchmarked in Killeen-Temple, TX

OccupationMedian annual wageMedian hourly
Chief Executives$220,940$106.22/hr
Architectural and Engineering Managers$158,560$76.23/hr
Computer and Information Systems Managers$154,180$74.12/hr
Financial Manager$140,310$67.46/hr
Physician Assistant$140,200$67.40/hr
Nurse Practitioner$138,670$66.67/hr
Human Resources Managers$135,580$65.18/hr
Sales Managers$123,890$59.56/hr
Purchasing Managers$123,590$59.42/hr
Software Engineer$123,320$59.29/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Killeen-Temple, TX (2026) Overview

Financial Analyst median pay in Killeen-Temple, TX is $80,580 a year ($38.74/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Financial Analyst in Killeen-Temple, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Killeen-Temple, TX?

The median annual wage is $80,580 ($38.74 per hour). The middle 80% of earners make between $57,460 and $151,650. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Killeen-Temple, TX after taxes?

On the median wage of $80,580, a single filer with no pre-tax deductions takes home about $65,518 a year ($5,460 a month) after $15,062 in federal, FICA, state and local taxes, an effective rate of 18.69%, using 2026 tax rules.