SOC 13-2051

Financial Analyst Salary in Louisville/Jefferson County, KY-IN

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + KY + Municipal
COL Index: 105.93 (+5.9% vs US)
Net Compensation Yield 71.7% Realized
$55,707 / net annual direct deposit
Gross Adjusted $77,700 $37.36/hr
Effective Tax Drag 22.3% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$17,331 $666.56/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $37.36 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,662/yr)
0% Tax Shield: ~$1,026/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,238
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,817
Medicare Hospital Insurance
Statutory 1.45%
-$1,127
Kentucky Individual Income Tax
State Marginal Bracket
-$2,439
Louisville Metro occupational tax
2.20%
-$1,709
Net Take-Home Annual Realized
$55,707 ($2,142.59 / check)
Category 2 of 6

Louisville/Jefferson County, KY-IN Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $77,700
MIDDLE 50% (IQR RANGE) 10th $49.9k 25th $59.3k Median: $77,700 50th (Median) $77.7k 75th $106k 90th $136k You: $77,700
10th (Entry) $49,900 $23.99/hr
25th (Junior) $59,340 $28.53/hr
50th (Median) $77,700 $37.36/hr
75th (Senior) $105,710 $50.82/hr
90th (Lead/Master) $135,820 $65.30/hr
Career Progression & Licensing Milestones for Financial Analyst in Louisville/Jefferson County, KY-IN
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$48,175$23.16/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$59,973$28.83/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$77,670$37.34/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$100,812$48.47/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$136,811$65.77/hr · 14+ Years
Scaled to the Louisville/Jefferson County, KY-IN medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Louisville/Jefferson County, KY-IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
23% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,058/month Requires minimum annual gross of $42,320
HUD Fair Market Rent (2-Bedroom) $1,276/month Requires minimum annual gross of $51,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.43/hr
Per adult, 2 working adults + 1 child: $21.49/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Louisville/Jefferson County, KY-IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$77,700-$17,331$55,707$2,142.59
+5h Overtime/Wk45 hrs$92,269-$22,258$64,475$2,479.81
+10h Overtime/Wk50 hrs$106,838-$27,185$73,242$2,817.02
+15h Overtime/Wk55 hrs$121,406-$32,112$82,010$3,154.23
+20h Overtime/Wk60 hrs$135,975-$37,159$90,657$3,486.81
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Louisville/Jefferson County, KY-IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Kentucky tax codes.

Market Baseline
$77,700/yr
$37.36/hr · SOC 13-2051
Statutory Tax Drag
22.3% Effective
-$17,331 in Total Taxes
HUD 1BR Shelter Ratio
23% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,584/mo
Post-$1,058/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Louisville/Jefferson County, KY-IN: Market Snapshot

Financial Analyst roles in Louisville/Jefferson County, KY-IN report a median annual wage of $77,700, 24.4% below the national median of $102,740. The 10th to 90th percentile band runs from $49,900 to $135,820, and HUD’s $1,058 monthly one-bedroom fair market rent equals 16.3% of that median gross pay. The single-adult living wage benchmark for the area is $23.43 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+103.7%
San Jose-Sunnyvale-Santa Clara, CA$144,910+86.5%
Prescott Valley-Prescott, AZ$135,680+74.6%
San Francisco-Oakland-Fremont, CA$130,520+68.0%
New York-Newark-Jersey City, NY-NJ$128,930+65.9%
Seattle-Tacoma-Bellevue, WA$124,790+60.6%
Barnstable Town, MA$121,530+56.4%
Idaho Falls, ID$119,170+53.4%
Boston-Cambridge-Newton, MA-NH$117,520+51.2%
Portland-Vancouver-Hillsboro, OR-WA$117,280+50.9%

Top-paying occupations benchmarked in Louisville/Jefferson County, KY-IN

OccupationMedian annual wageMedian hourly
Chief Executives$213,920$102.85/hr
Computer and Information Systems Managers$150,710$72.46/hr
Architectural and Engineering Managers$149,430$71.84/hr
Education Administrators, Postsecondary$138,670$66.67/hr
Sales Managers$137,880$66.29/hr
Financial Manager$136,970$65.85/hr
Marketing Managers$136,350$65.55/hr
Physician Assistant$130,830$62.90/hr
Compensation and Benefits Managers$127,730$61.41/hr
Fundraising Managers$126,620$60.88/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Louisville/Jefferson County, KY-IN Overview

Financial Analyst median pay in Louisville/Jefferson County, KY-IN is $77,700 a year ($37.36/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Financial Analyst in Louisville/Jefferson County, KY-IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Louisville/Jefferson County, KY-IN?

The median annual wage is $77,700 ($37.36 per hour). The middle 80% of earners make between $49,900 and $135,820. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Louisville/Jefferson County, KY-IN after taxes?

On the median wage of $77,700, a single filer with no pre-tax deductions takes home about $59,181 a year ($4,932 a month) after $18,519 in federal, FICA, state and local taxes, an effective rate of 23.83%, using 2026 tax rules.