SOC 13-2051

Financial Analyst Salary in McAllen-Edinburg-Mission, TX (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 88.78 (-11.2% vs US)
Net Compensation Yield 77.7% Realized
$57,176 / net annual direct deposit
Gross Adjusted $73,620 $35.39/hr
Effective Tax Drag 16.34% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$12,027 $462.56/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $35.39 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,417/yr)
0% Tax Shield: ~$972/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$6,395
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,564
Medicare Hospital Insurance
Statutory 1.45%
-$1,067
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$57,176 ($2,199.09 / check)
Category 2 of 6

McAllen-Edinburg-Mission, TX Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $73,620
MIDDLE 50% (IQR RANGE) 10th $52.3k 25th $60.4k Median: $73,620 50th (Median) $73.6k 75th $100k 90th $110k You: $73,620
10th (Entry) $52,340 $25.16/hr
25th (Junior) $60,380 $29.03/hr
50th (Median) $73,620 $35.39/hr
75th (Senior) $100,170 $48.16/hr
90th (Lead/Master) $110,340 $53.05/hr
Career Progression & Licensing Milestones for Financial Analyst in McAllen-Edinburg-Mission, TX
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$45,645$21.94/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$56,824$27.32/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$73,591$35.38/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$95,518$45.92/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$129,627$62.32/hr · 14+ Years
Scaled to the McAllen-Edinburg-Mission, TX medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in McAllen-Edinburg-Mission, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
17% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $806/month Requires minimum annual gross of $32,240
HUD Fair Market Rent (2-Bedroom) $1,017/month Requires minimum annual gross of $40,680
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $19.63/hr
Per adult, 2 working adults + 1 child: $16.66/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in McAllen-Edinburg-Mission, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$73,620-$12,027$57,176$2,199.09
+5h Overtime/Wk45 hrs$87,424-$15,937$66,241$2,547.74
+10h Overtime/Wk50 hrs$101,228-$19,848$75,306$2,896.39
+15h Overtime/Wk55 hrs$115,031-$23,758$84,371$3,245.04
+20h Overtime/Wk60 hrs$128,835-$27,669$93,436$3,593.69
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in McAllen-Edinburg-Mission, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$73,620/yr
$35.39/hr · SOC 13-2051
Statutory Tax Drag
16.34% Effective
-$12,027 in Total Taxes
HUD 1BR Shelter Ratio
17% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,959/mo
Post-$806/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in McAllen-Edinburg-Mission, TX: Market Snapshot

Financial Analyst roles in McAllen-Edinburg-Mission, TX report a median annual wage of $73,620, 28.3% below the national median of $102,740. The 10th to 90th percentile band runs from $52,340 to $110,340, and HUD’s $806 monthly one-bedroom fair market rent equals 13.1% of that median gross pay. The single-adult living wage benchmark for the area is $19.63 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+115.0%
San Jose-Sunnyvale-Santa Clara, CA$144,910+96.8%
Prescott Valley-Prescott, AZ$135,680+84.3%
San Francisco-Oakland-Fremont, CA$130,520+77.3%
New York-Newark-Jersey City, NY-NJ$128,930+75.1%
Seattle-Tacoma-Bellevue, WA$124,790+69.5%
Barnstable Town, MA$121,530+65.1%
Idaho Falls, ID$119,170+61.9%
Boston-Cambridge-Newton, MA-NH$117,520+59.6%
Portland-Vancouver-Hillsboro, OR-WA$117,280+59.3%

Top-paying occupations benchmarked in McAllen-Edinburg-Mission, TX

OccupationMedian annual wageMedian hourly
Chief Executives$202,990$97.59/hr
Computer and Information Systems Managers$133,750$64.30/hr
Physician Assistant$131,870$63.40/hr
Financial Manager$129,290$62.16/hr
Nurse Practitioner$122,550$58.92/hr
Software Engineer$116,120$55.83/hr
Marketing Managers$113,360$54.50/hr
Natural Sciences Managers$105,370$50.66/hr
Human Resources Managers$103,010$49.52/hr
Purchasing Managers$101,670$48.88/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in McAllen-Edinburg-Mission, TX (2026) Overview

Financial Analyst median pay in McAllen-Edinburg-Mission, TX is $73,620 a year ($35.39/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Analyst in McAllen-Edinburg-Mission, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in McAllen-Edinburg-Mission, TX?

The median annual wage is $73,620 ($35.39 per hour). The middle 80% of earners make between $52,340 and $110,340. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in McAllen-Edinburg-Mission, TX after taxes?

On the median wage of $73,620, a single filer with no pre-tax deductions takes home about $60,622 a year ($5,052 a month) after $12,998 in federal, FICA, state and local taxes, an effective rate of 17.66%, using 2026 tax rules.