SOC 13-2051

Financial Analyst Salary in Miami Metro, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 131.66 (+31.7% vs US)
Net Compensation Yield 74.1% Realized
$77,889 / net annual direct deposit
Gross Adjusted $105,160 $50.56/hr
Effective Tax Drag 19.93% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$20,962 $806.22/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $50.56 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,310/yr)
0% Tax Shield: ~$1,388/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,917
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,520
Medicare Hospital Insurance
Statutory 1.45%
-$1,525
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$77,889 ($2,995.71 / check)
Category 2 of 6

Miami-Fort Lauderdale-West Palm Beach, FL Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $105,160
MIDDLE 50% (IQR RANGE) 10th $64.2k 25th $79.3k Median: $105,160 50th (Median) $105k 75th $129k 90th $169k You: $105,160
10th (Entry) $64,200 $30.87/hr
25th (Junior) $79,260 $38.11/hr
50th (Median) $105,160 $50.56/hr
75th (Senior) $128,640 $61.85/hr
90th (Lead/Master) $168,770 $81.14/hr
Career Progression & Licensing Milestones for Financial Analyst in Miami-Fort Lauderdale-West Palm Beach, FL
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$65,200$31.35/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$81,168$39.02/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$105,119$50.54/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$136,440$65.60/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$185,161$89.02/hr · 14+ Years
Scaled to the Miami-Fort Lauderdale-West Palm Beach, FL medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Miami-Fort Lauderdale-West Palm Beach, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
33% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $2,121/month Requires minimum annual gross of $84,840
HUD Fair Market Rent (2-Bedroom) $2,564/month Requires minimum annual gross of $102,560
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $29.12/hr
Per adult, 2 working adults + 1 child: $24.87/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Miami-Fort Lauderdale-West Palm Beach, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$105,160-$20,962$77,889$2,995.71
+5h Overtime/Wk45 hrs$124,878-$26,548$90,837$3,493.73
+10h Overtime/Wk50 hrs$144,595-$32,416$103,503$3,980.89
+15h Overtime/Wk55 hrs$164,313-$38,373$116,081$4,464.65
+20h Overtime/Wk60 hrs$184,030-$44,329$128,659$4,948.41
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Miami-Fort Lauderdale-West Palm Beach, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$105,160/yr
$50.56/hr · SOC 13-2051
Statutory Tax Drag
19.93% Effective
-$20,962 in Total Taxes
HUD 1BR Shelter Ratio
33% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$4,370/mo
Post-$2,121/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Miami-Fort Lauderdale-West Palm Beach, FL: Market Snapshot

Financial Analyst roles in Miami-Fort Lauderdale-West Palm Beach, FL report a median annual wage of $105,160, 2.4% above the national median of $102,740. The 10th to 90th percentile band runs from $64,200 to $168,770, and HUD’s $2,121 monthly one-bedroom fair market rent equals 24.2% of that median gross pay. The single-adult living wage benchmark for the area is $29.12 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+50.5%
San Jose-Sunnyvale-Santa Clara, CA$144,910+37.8%
Prescott Valley-Prescott, AZ$135,680+29.0%
San Francisco-Oakland-Fremont, CA$130,520+24.1%
New York-Newark-Jersey City, NY-NJ$128,930+22.6%
Seattle-Tacoma-Bellevue, WA$124,790+18.7%
Barnstable Town, MA$121,530+15.6%
Idaho Falls, ID$119,170+13.3%
Boston-Cambridge-Newton, MA-NH$117,520+11.8%
Portland-Vancouver-Hillsboro, OR-WA$117,280+11.5%

Top-paying occupations benchmarked in Miami-Fort Lauderdale-West Palm Beach, FL

OccupationMedian annual wageMedian hourly
Computer and Information Systems Managers$169,600$81.54/hr
Architectural and Engineering Managers$167,160$80.37/hr
Financial Manager$164,230$78.96/hr
Human Resources Managers$142,940$68.72/hr
Data Engineer$141,170$67.87/hr
Actuary$139,810$67.22/hr
Marketing Managers$135,870$65.32/hr
Software Engineer$132,650$63.77/hr
Physician Assistant$132,360$63.63/hr
Compensation and Benefits Managers$131,450$63.20/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Miami Metro, FL (2026) Overview

Financial Analyst median pay in Miami-Fort Lauderdale-West Palm Beach, FL is $105,160 a year ($50.56/hr). See take-home pay after 2026 taxes, BLS wage. Official 2026 economic data for Financial Analyst in Miami-Fort Lauderdale-West Palm Beach, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Miami-Fort Lauderdale-West Palm Beach, FL?

The median annual wage is $105,160 ($50.56 per hour). The middle 80% of earners make between $64,200 and $168,770. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Miami-Fort Lauderdale-West Palm Beach, FL after taxes?

On the median wage of $105,160, a single filer with no pre-tax deductions takes home about $82,810 a year ($6,901 a month) after $22,350 in federal, FICA, state and local taxes, an effective rate of 21.25%, using 2026 tax rules.