SOC 13-2051

Financial Analyst Salary in Palm Bay-Melbourne-Titusville, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 109.55 (+9.5% vs US)
Net Compensation Yield 74.4% Realized
$74,874 / net annual direct deposit
Gross Adjusted $100,570 $48.35/hr
Effective Tax Drag 19.55% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$19,661 $756.21/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.35 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,034/yr)
0% Tax Shield: ~$1,328/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$11,968
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,235
Medicare Hospital Insurance
Statutory 1.45%
-$1,458
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$74,874 ($2,879.78 / check)
Category 2 of 6

Palm Bay-Melbourne-Titusville, FL Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $100,570
MIDDLE 50% (IQR RANGE) 10th $62.7k 25th $78.5k Median: $100,570 50th (Median) $101k 75th $123k 90th $135k You: $100,570
10th (Entry) $62,680 $30.13/hr
25th (Junior) $78,500 $37.74/hr
50th (Median) $100,570 $48.35/hr
75th (Senior) $122,940 $59.11/hr
90th (Lead/Master) $134,970 $64.89/hr
Career Progression & Licensing Milestones for Financial Analyst in Palm Bay-Melbourne-Titusville, FL
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$62,355$29.98/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$77,625$37.32/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$100,531$48.33/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$130,485$62.73/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$177,079$85.13/hr · 14+ Years
Scaled to the Palm Bay-Melbourne-Titusville, FL medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Palm Bay-Melbourne-Titusville, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
24% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,525/month Requires minimum annual gross of $61,000
HUD Fair Market Rent (2-Bedroom) $1,779/month Requires minimum annual gross of $71,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.23/hr
Per adult, 2 working adults + 1 child: $21.64/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Palm Bay-Melbourne-Titusville, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$100,570-$19,661$74,874$2,879.78
+5h Overtime/Wk45 hrs$119,427-$25,004$87,258$3,356.06
+10h Overtime/Wk50 hrs$138,284-$30,510$99,477$3,826.05
+15h Overtime/Wk55 hrs$157,141-$36,206$111,506$4,288.69
+20h Overtime/Wk60 hrs$175,998-$41,903$123,535$4,751.34
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Palm Bay-Melbourne-Titusville, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$100,570/yr
$48.35/hr · SOC 13-2051
Statutory Tax Drag
19.55% Effective
-$19,661 in Total Taxes
HUD 1BR Shelter Ratio
24% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,715/mo
Post-$1,525/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Palm Bay-Melbourne-Titusville, FL: Market Snapshot

Financial Analyst roles in Palm Bay-Melbourne-Titusville, FL report a median annual wage of $100,570, 2.1% below the national median of $102,740. The 10th to 90th percentile band runs from $62,680 to $134,970, and HUD’s $1,525 monthly one-bedroom fair market rent equals 18.2% of that median gross pay. The single-adult living wage benchmark for the area is $24.23 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+57.4%
San Jose-Sunnyvale-Santa Clara, CA$144,910+44.1%
Prescott Valley-Prescott, AZ$135,680+34.9%
San Francisco-Oakland-Fremont, CA$130,520+29.8%
New York-Newark-Jersey City, NY-NJ$128,930+28.2%
Seattle-Tacoma-Bellevue, WA$124,790+24.1%
Barnstable Town, MA$121,530+20.8%
Idaho Falls, ID$119,170+18.5%
Boston-Cambridge-Newton, MA-NH$117,520+16.9%
Portland-Vancouver-Hillsboro, OR-WA$117,280+16.6%

Top-paying occupations benchmarked in Palm Bay-Melbourne-Titusville, FL

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$175,490$84.37/hr
Chief Executives$175,070$84.17/hr
Computer and Information Systems Managers$172,020$82.70/hr
Marketing Managers$161,630$77.71/hr
Financial Manager$160,910$77.36/hr
Human Resources Managers$156,300$75.14/hr
Purchasing Managers$150,530$72.37/hr
Data Engineer$150,330$72.27/hr
Natural Sciences Managers$133,620$64.24/hr
Sales Managers$132,950$63.92/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Palm Bay-Melbourne-Titusville, FL (2026) Overview

Financial Analyst median pay in Palm Bay-Melbourne-Titusville, FL is $100,570 a year ($48.35/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Financial Analyst in Palm Bay-Melbourne-Titusville, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Palm Bay-Melbourne-Titusville, FL?

The median annual wage is $100,570 ($48.35 per hour). The middle 80% of earners make between $62,680 and $134,970. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Palm Bay-Melbourne-Titusville, FL after taxes?

On the median wage of $100,570, a single filer with no pre-tax deductions takes home about $79,581 a year ($6,632 a month) after $20,989 in federal, FICA, state and local taxes, an effective rate of 20.87%, using 2026 tax rules.