SOC 13-2051

Financial Analyst Salary in Phoenix-Mesa-Chandler, AZ (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + AZ
COL Index: 124.76 (+24.8% vs US)
Net Compensation Yield 73.1% Realized
$69,197 / net annual direct deposit
Gross Adjusted $94,700 $45.53/hr
Effective Tax Drag 20.93% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$19,821 $762.36/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $45.53 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,682/yr)
0% Tax Shield: ~$1,250/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$10,754
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,871
Medicare Hospital Insurance
Statutory 1.45%
-$1,373
Arizona Individual Income Tax
State Marginal Bracket
-$1,823
Net Take-Home Annual Realized
$69,197 ($2,661.41 / check)
Category 2 of 6

Phoenix-Mesa-Chandler, AZ Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $94,700
MIDDLE 50% (IQR RANGE) 10th $62.6k 25th $76.0k Median: $94,700 50th (Median) $94.7k 75th $123k 90th $162k You: $94,700
10th (Entry) $62,610 $30.10/hr
25th (Junior) $76,000 $36.54/hr
50th (Median) $94,700 $45.53/hr
75th (Senior) $122,650 $58.97/hr
90th (Lead/Master) $161,650 $77.72/hr
Career Progression & Licensing Milestones for Financial Analyst in Phoenix-Mesa-Chandler, AZ
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$58,715$28.23/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$73,094$35.14/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$94,663$45.51/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$122,869$59.07/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$166,744$80.17/hr · 14+ Years
Scaled to the Phoenix-Mesa-Chandler, AZ medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Phoenix-Mesa-Chandler, AZ under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
26% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,493/month Requires minimum annual gross of $59,720
HUD Fair Market Rent (2-Bedroom) $1,734/month Requires minimum annual gross of $69,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.59/hr
Per adult, 2 working adults + 1 child: $23.95/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Phoenix-Mesa-Chandler, AZ.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$94,700-$19,821$69,197$2,661.41
+5h Overtime/Wk45 hrs$112,456-$25,269$80,440$3,093.84
+10h Overtime/Wk50 hrs$130,213-$30,729$91,671$3,525.81
+15h Overtime/Wk55 hrs$147,969-$36,510$102,581$3,945.40
+20h Overtime/Wk60 hrs$165,725-$42,292$113,490$4,365.00
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Phoenix-Mesa-Chandler, AZ: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Arizona tax codes.

Market Baseline
$94,700/yr
$45.53/hr · SOC 13-2051
Statutory Tax Drag
20.93% Effective
-$19,821 in Total Taxes
HUD 1BR Shelter Ratio
26% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,273/mo
Post-$1,493/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Phoenix-Mesa-Chandler, AZ: Market Snapshot

Financial Analyst roles in Phoenix-Mesa-Chandler, AZ report a median annual wage of $94,700, 7.8% below the national median of $102,740. The 10th to 90th percentile band runs from $62,610 to $161,650, and HUD’s $1,493 monthly one-bedroom fair market rent equals 18.9% of that median gross pay. The single-adult living wage benchmark for the area is $27.59 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+67.2%
San Jose-Sunnyvale-Santa Clara, CA$144,910+53.0%
Prescott Valley-Prescott, AZ$135,680+43.3%
San Francisco-Oakland-Fremont, CA$130,520+37.8%
New York-Newark-Jersey City, NY-NJ$128,930+36.1%
Seattle-Tacoma-Bellevue, WA$124,790+31.8%
Barnstable Town, MA$121,530+28.3%
Idaho Falls, ID$119,170+25.8%
Boston-Cambridge-Newton, MA-NH$117,520+24.1%
Portland-Vancouver-Hillsboro, OR-WA$117,280+23.8%

Top-paying occupations benchmarked in Phoenix-Mesa-Chandler, AZ

OccupationMedian annual wageMedian hourly
Computer and Information Systems Managers$169,720$81.60/hr
Architectural and Engineering Managers$169,310$81.40/hr
Data Engineer$156,100$75.05/hr
Sales Managers$148,320$71.31/hr
Financial Manager$145,940$70.16/hr
Human Resources Managers$145,610$70.00/hr
Purchasing Managers$140,170$67.39/hr
Chief Executives$138,900$66.78/hr
Actuary$138,570$66.62/hr
Nurse Practitioner$136,270$65.51/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Phoenix-Mesa-Chandler, AZ (2026) Overview

Financial Analyst median pay in Phoenix-Mesa-Chandler, AZ is $94,700 a year ($45.53/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Analyst in Phoenix-Mesa-Chandler, AZ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Phoenix-Mesa-Chandler, AZ?

The median annual wage is $94,700 ($45.53 per hour). The middle 80% of earners make between $62,610 and $161,650. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Phoenix-Mesa-Chandler, AZ after taxes?

On the median wage of $94,700, a single filer with no pre-tax deductions takes home about $73,486 a year ($6,124 a month) after $21,214 in federal, FICA, state and local taxes, an effective rate of 22.4%, using 2026 tax rules.