SOC 11-3031

Financial Manager Salary in Phoenix-Mesa-Chandler, AZ (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + AZ
COL Index: 124.76 (+24.8% vs US)
Net Compensation Yield 69.4% Realized
$101,334 / net annual direct deposit
Gross Adjusted $145,940 $70.16/hr
Effective Tax Drag 24.56% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$35,850 $1,378.83/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $70.16 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$8,756/yr)
0% Tax Shield: ~$2,102/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$21,658
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$9,048
Medicare Hospital Insurance
Statutory 1.45%
-$2,116
Arizona Individual Income Tax
State Marginal Bracket
-$3,027
Net Take-Home Annual Realized
$101,334 ($3,897.46 / check)
Category 2 of 6

Phoenix-Mesa-Chandler, AZ Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $145,940
MIDDLE 50% (IQR RANGE) 10th $84.1k 25th $110k Median: $145,940 50th (Median) $146k 75th $193k 90th $270k You: $145,940
10th (Entry) $84,060 $40.41/hr
25th (Junior) $109,930 $52.85/hr
50th (Median) $145,940 $70.16/hr
75th (Senior) $193,020 $92.80/hr
90th (Lead/Master) $269,990 $129.80/hr
Career Progression & Licensing Milestones for Financial Manager in Phoenix-Mesa-Chandler, AZ
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$82,621$39.72/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$109,957$52.86/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$145,966$70.18/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$192,753$92.67/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$283,259$136.18/hr · 14+ Years
Scaled to the Phoenix-Mesa-Chandler, AZ medianView National Financial Manager Salary Data
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Phoenix-Mesa-Chandler, AZ under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
18% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,493/month Requires minimum annual gross of $59,720
HUD Fair Market Rent (2-Bedroom) $1,734/month Requires minimum annual gross of $69,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.59/hr
Per adult, 2 working adults + 1 child: $23.95/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Phoenix-Mesa-Chandler, AZ.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$145,940-$35,850$101,334$3,897.46
+5h Overtime/Wk45 hrs$173,304-$44,759$118,146$4,544.09
+10h Overtime/Wk50 hrs$200,668-$52,672$135,955$5,229.04
+15h Overtime/Wk55 hrs$228,031-$60,132$154,218$5,931.44
+20h Overtime/Wk60 hrs$255,395-$69,367$170,704$6,565.55
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Phoenix-Mesa-Chandler, AZ: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Arizona tax codes.

Market Baseline
$145,940/yr
$70.16/hr · SOC 11-3031
Statutory Tax Drag
24.56% Effective
-$35,850 in Total Taxes
HUD 1BR Shelter Ratio
18% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,952/mo
Post-$1,493/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Phoenix-Mesa-Chandler, AZ: Market Snapshot

Financial Manager roles in Phoenix-Mesa-Chandler, AZ report a median annual wage of $145,940, 12.4% below the national median of $166,570. The 10th to 90th percentile band runs from $84,060 to $269,990, and HUD’s $1,493 monthly one-bedroom fair market rent equals 12.3% of that median gross pay. The single-adult living wage benchmark for the area is $27.59 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+54.4%
New York-Newark-Jersey City, NY-NJ$221,010+51.4%
San Francisco-Oakland-Fremont, CA$216,150+48.1%
Bridgeport-Stamford-Danbury, CT$211,000+44.6%
Boston-Cambridge-Newton, MA-NH$209,780+43.7%
Denver-Aurora-Centennial, CO$193,400+32.5%
Boulder, CO$192,970+32.2%
Seattle-Tacoma-Bellevue, WA$185,550+27.1%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+26.9%
Trenton-Princeton, NJ$184,800+26.6%

Top-paying occupations benchmarked in Phoenix-Mesa-Chandler, AZ

OccupationMedian annual wageMedian hourly
Computer and Information Systems Managers$169,720$81.60/hr
Architectural and Engineering Managers$169,310$81.40/hr
Data Engineer$156,100$75.05/hr
Sales Managers$148,320$71.31/hr
Human Resources Managers$145,610$70.00/hr
Purchasing Managers$140,170$67.39/hr
Chief Executives$138,900$66.78/hr
Actuary$138,570$66.62/hr
Nurse Practitioner$136,270$65.51/hr
Physician Assistant$134,650$64.74/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Phoenix-Mesa-Chandler, AZ (2026) Overview

Financial Manager median pay in Phoenix-Mesa-Chandler, AZ is $145,940 a year ($70.16/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Manager in Phoenix-Mesa-Chandler, AZ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in Phoenix-Mesa-Chandler, AZ?

The median annual wage is $145,940 ($70.16 per hour). The middle 80% of earners make between $84,060 and $269,990. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Phoenix-Mesa-Chandler, AZ after taxes?

On the median wage of $145,940, a single filer with no pre-tax deductions takes home about $107,770 a year ($8,981 a month) after $38,170 in federal, FICA, state and local taxes, an effective rate of 26.15%, using 2026 tax rules.