SOC 13-2051

Financial Analyst Salary in Pinehurst-Southern Pines, NC (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NC
COL Index: 111.15 (+11.2% vs US)
Net Compensation Yield 75.3% Realized
$51,350 / net annual direct deposit
Gross Adjusted $68,230 $32.80/hr
Effective Tax Drag 18.74% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$12,786 $491.78/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $32.80 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,094/yr)
0% Tax Shield: ~$491/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$5,516
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,230
Medicare Hospital Insurance
Statutory 1.45%
-$989
North Carolina Individual Income Tax
State Marginal Bracket
-$2,050
Net Take-Home Annual Realized
$51,350 ($1,975.00 / check)
Category 2 of 6

Pinehurst-Southern Pines, NC Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $68,230
MIDDLE 50% (IQR RANGE) 10th $48.8k 25th $53.9k Median: $68,230 50th (Median) $68.2k 75th $98.8k 90th $164k You: $68,230
10th (Entry) $48,830 $23.48/hr
25th (Junior) $53,920 $25.92/hr
50th (Median) $68,230 $32.80/hr
75th (Senior) $98,850 $47.52/hr
90th (Lead/Master) $164,260 $78.97/hr
Career Progression & Licensing Milestones for Financial Analyst in Pinehurst-Southern Pines, NC
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$42,303$20.34/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$52,663$25.32/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$68,203$32.79/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$88,525$42.56/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$120,136$57.76/hr · 14+ Years
Scaled to the Pinehurst-Southern Pines, NC medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Pinehurst-Southern Pines, NC under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
26% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,116/month Requires minimum annual gross of $44,640
HUD Fair Market Rent (2-Bedroom) $1,223/month Requires minimum annual gross of $48,920
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.58/hr
Per adult, 2 working adults + 1 child: $21.30/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Pinehurst-Southern Pines, NC.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$68,230-$12,786$51,350$1,975.00
+5h Overtime/Wk45 hrs$81,023-$16,654$59,508$2,288.76
+10h Overtime/Wk50 hrs$93,816-$20,758$67,429$2,593.43
+15h Overtime/Wk55 hrs$106,609-$24,862$75,351$2,898.10
+20h Overtime/Wk60 hrs$119,403-$28,966$83,272$3,202.77
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Pinehurst-Southern Pines, NC: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and North Carolina tax codes.

Market Baseline
$68,230/yr
$32.80/hr · SOC 13-2051
Statutory Tax Drag
18.74% Effective
-$12,786 in Total Taxes
HUD 1BR Shelter Ratio
26% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,163/mo
Post-$1,116/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Pinehurst-Southern Pines, NC: Market Snapshot

Financial Analyst roles in Pinehurst-Southern Pines, NC report a median annual wage of $68,230, 33.6% below the national median of $102,740. The 10th to 90th percentile band runs from $48,830 to $164,260, and HUD’s $1,116 monthly one-bedroom fair market rent equals 19.6% of that median gross pay. The single-adult living wage benchmark for the area is $24.58 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+132.0%
San Jose-Sunnyvale-Santa Clara, CA$144,910+112.4%
Prescott Valley-Prescott, AZ$135,680+98.9%
San Francisco-Oakland-Fremont, CA$130,520+91.3%
New York-Newark-Jersey City, NY-NJ$128,930+89.0%
Seattle-Tacoma-Bellevue, WA$124,790+82.9%
Barnstable Town, MA$121,530+78.1%
Idaho Falls, ID$119,170+74.7%
Boston-Cambridge-Newton, MA-NH$117,520+72.2%
Portland-Vancouver-Hillsboro, OR-WA$117,280+71.9%

Top-paying occupations benchmarked in Pinehurst-Southern Pines, NC

OccupationMedian annual wageMedian hourly
Natural Sciences Managers$168,850$81.18/hr
Marketing Managers$148,630$71.46/hr
Financial Manager$146,830$70.59/hr
Computer and Information Systems Managers$137,460$66.09/hr
Physician Assistant$131,770$63.35/hr
Software Engineer$130,240$62.62/hr
Nurse Practitioner$124,520$59.87/hr
Human Resources Managers$124,300$59.76/hr
Construction Managers$109,230$52.51/hr
Sales Managers$107,810$51.83/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Pinehurst-Southern Pines, NC (2026) Overview

Financial Analyst median pay in Pinehurst-Southern Pines, NC is $68,230 a year ($32.80/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Analyst in Pinehurst-Southern Pines, NC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Pinehurst-Southern Pines, NC?

The median annual wage is $68,230 ($32.80 per hour). The middle 80% of earners make between $48,830 and $164,260. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Pinehurst-Southern Pines, NC after taxes?

On the median wage of $68,230, a single filer with no pre-tax deductions takes home about $54,616 a year ($4,551 a month) after $13,614 in federal, FICA, state and local taxes, an effective rate of 19.95%, using 2026 tax rules.