SOC 13-2051

Financial Analyst Salary in Texarkana, TX-AR (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 94.93 (-5.1% vs US)
Net Compensation Yield 78.3% Realized
$53,460 / net annual direct deposit
Gross Adjusted $68,310 $32.84/hr
Effective Tax Drag 15.74% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$10,751 $413.50/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $32.84 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,099/yr)
0% Tax Shield: ~$492/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$5,525
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,235
Medicare Hospital Insurance
Statutory 1.45%
-$991
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$53,460 ($2,056.17 / check)
Category 2 of 6

Texarkana, TX-AR Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $68,310
MIDDLE 50% (IQR RANGE) 10th $47.8k 25th $57.8k Median: $68,310 50th (Median) $68.3k 75th $88.1k 90th $107k You: $68,310
10th (Entry) $47,830 $23.00/hr
25th (Junior) $57,820 $27.80/hr
50th (Median) $68,310 $32.84/hr
75th (Senior) $88,060 $42.34/hr
90th (Lead/Master) $106,840 $51.37/hr
Career Progression & Licensing Milestones for Financial Analyst in Texarkana, TX-AR
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$42,353$20.36/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$52,725$25.35/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$68,283$32.83/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$88,629$42.61/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$120,277$57.83/hr · 14+ Years
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Texarkana, TX-AR under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
20% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $874/month Requires minimum annual gross of $34,960
HUD Fair Market Rent (2-Bedroom) $1,118/month Requires minimum annual gross of $44,720
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.99/hr
Per adult, 2 working adults + 1 child: $18.07/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Texarkana, TX-AR.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$68,310-$10,751$53,460$2,056.17
+5h Overtime/Wk45 hrs$81,118-$14,151$62,100$2,388.47
+10h Overtime/Wk50 hrs$93,926-$17,779$70,511$2,711.98
+15h Overtime/Wk55 hrs$106,734-$21,408$78,922$3,035.48
+20h Overtime/Wk60 hrs$119,543-$25,036$87,334$3,358.98
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Texarkana, TX-AR: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$68,310/yr
$32.84/hr · SOC 13-2051
Statutory Tax Drag
15.74% Effective
-$10,751 in Total Taxes
HUD 1BR Shelter Ratio
20% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,581/mo
Post-$874/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Texarkana, TX-AR: Market Snapshot

Financial Analyst roles in Texarkana, TX-AR report a median annual wage of $68,310, 33.5% below the national median of $102,740. The 10th to 90th percentile band runs from $47,830 to $106,840, and HUD’s $874 monthly one-bedroom fair market rent equals 15.4% of that median gross pay. The single-adult living wage benchmark for the area is $20.99 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+131.8%
San Jose-Sunnyvale-Santa Clara, CA$144,910+112.1%
Prescott Valley-Prescott, AZ$135,680+98.6%
San Francisco-Oakland-Fremont, CA$130,520+91.1%
New York-Newark-Jersey City, NY-NJ$128,930+88.7%
Seattle-Tacoma-Bellevue, WA$124,790+82.7%
Barnstable Town, MA$121,530+77.9%
Idaho Falls, ID$119,170+74.5%
Boston-Cambridge-Newton, MA-NH$117,520+72.0%
Portland-Vancouver-Hillsboro, OR-WA$117,280+71.7%

Top-paying occupations benchmarked in Texarkana, TX-AR

OccupationMedian annual wageMedian hourly
Chief Executives$161,180$77.49/hr
Computer and Information Systems Managers$128,650$61.85/hr
Nurse Practitioner$127,920$61.50/hr
Physician Assistant$124,870$60.03/hr
Financial Manager$121,770$58.54/hr
Industrial Production Managers$118,450$56.95/hr
Software Engineer$116,490$56.00/hr
Human Resources Managers$106,610$51.25/hr
Sales Managers$102,780$49.41/hr
Marketing Managers$99,790$47.98/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Texarkana, TX-AR (2026) Overview

Financial Analyst median pay in Texarkana, TX-AR is $68,310 a year ($32.84/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Financial Analyst in Texarkana, TX-AR compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Texarkana, TX-AR?

The median annual wage is $68,310 ($32.84 per hour). The middle 80% of earners make between $47,830 and $106,840. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Texarkana, TX-AR after taxes?

On the median wage of $68,310, a single filer with no pre-tax deductions takes home about $56,886 a year ($4,741 a month) after $11,424 in federal, FICA, state and local taxes, an effective rate of 16.72%, using 2026 tax rules.