SOC 11-3031

Financial Manager Salary in Charlotte-Concord-Gastonia, NC-SC (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NC
COL Index: 137.19 (+37.2% vs US)
Net Compensation Yield 66.9% Realized
$115,499 / net annual direct deposit
Gross Adjusted $172,760 $83.06/hr
Effective Tax Drag 27.14% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$46,896 $1,803.68/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $83.06 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$10,366/yr)
0% Tax Shield: ~$2,488/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$27,709
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$10,711
Medicare Hospital Insurance
Statutory 1.45%
-$2,505
North Carolina Individual Income Tax
State Marginal Bracket
-$5,971
Net Take-Home Annual Realized
$115,499 ($4,442.26 / check)
Category 2 of 6

Charlotte-Concord-Gastonia, NC-SC Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $172,760
MIDDLE 50% (IQR RANGE) 10th $111k 25th $138k Median: $172,760 50th (Median) $173k 75th $233k 90th $329k You: $172,760
10th (Entry) $111,000 $53.37/hr
25th (Junior) $137,700 $66.20/hr
50th (Median) $172,760 $83.06/hr
75th (Senior) $233,210 $112.12/hr
90th (Lead/Master) $329,110 $158.23/hr
Career Progression & Licensing Milestones for Financial Manager in Charlotte-Concord-Gastonia, NC-SC
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$97,804$47.02/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$130,164$62.58/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$172,791$83.07/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$228,176$109.70/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$335,314$161.21/hr · 14+ Years
Scaled to the Charlotte-Concord-Gastonia, NC-SC medianView National Financial Manager Salary Data
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Charlotte-Concord-Gastonia, NC-SC under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
17% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,640/month Requires minimum annual gross of $65,600
HUD Fair Market Rent (2-Bedroom) $1,785/month Requires minimum annual gross of $71,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $30.34/hr
Per adult, 2 working adults + 1 child: $23.97/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Charlotte-Concord-Gastonia, NC-SC.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$172,760-$46,896$115,499$4,442.26
+5h Overtime/Wk45 hrs$205,153-$56,662$136,181$5,237.74
+10h Overtime/Wk50 hrs$237,545-$66,379$156,913$6,035.11
+15h Overtime/Wk55 hrs$269,938-$78,099$175,642$6,755.46
+20h Overtime/Wk60 hrs$302,330-$90,175$194,015$7,462.12
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Charlotte-Concord-Gastonia, NC-SC: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and North Carolina tax codes.

Market Baseline
$172,760/yr
$83.06/hr · SOC 11-3031
Statutory Tax Drag
27.14% Effective
-$46,896 in Total Taxes
HUD 1BR Shelter Ratio
17% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$7,985/mo
Post-$1,640/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Charlotte-Concord-Gastonia, NC-SC: Market Snapshot

Financial Manager roles in Charlotte-Concord-Gastonia, NC-SC report a median annual wage of $172,760, 3.7% above the national median of $166,570. The 10th to 90th percentile band runs from $111,000 to $329,110, and HUD’s $1,640 monthly one-bedroom fair market rent equals 11.4% of that median gross pay. The single-adult living wage benchmark for the area is $30.34 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+30.4%
New York-Newark-Jersey City, NY-NJ$221,010+27.9%
San Francisco-Oakland-Fremont, CA$216,150+25.1%
Bridgeport-Stamford-Danbury, CT$211,000+22.1%
Boston-Cambridge-Newton, MA-NH$209,780+21.4%
Denver-Aurora-Centennial, CO$193,400+11.9%
Boulder, CO$192,970+11.7%
Seattle-Tacoma-Bellevue, WA$185,550+7.4%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+7.2%
Trenton-Princeton, NJ$184,800+7.0%

Top-paying occupations benchmarked in Charlotte-Concord-Gastonia, NC-SC

OccupationMedian annual wageMedian hourly
Chief Executives$329,030$158.19/hr
Computer and Information Systems Managers$176,840$85.02/hr
Natural Sciences Managers$173,160$83.25/hr
Architectural and Engineering Managers$169,960$81.71/hr
Compensation and Benefits Managers$167,450$80.50/hr
Marketing Managers$166,200$79.90/hr
Sales Managers$162,000$77.88/hr
Human Resources Managers$158,930$76.41/hr
Purchasing Managers$144,270$69.36/hr
Data Engineer$138,870$66.76/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Charlotte-Concord-Gastonia, NC-SC (2026) Overview

Financial Manager median pay in Charlotte-Concord-Gastonia, NC-SC is $172,760 a year ($83.06/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Financial Manager in Charlotte-Concord-Gastonia, NC-SC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in Charlotte-Concord-Gastonia, NC-SC?

The median annual wage is $172,760 ($83.06 per hour). The middle 80% of earners make between $111,000 and $329,110. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Charlotte-Concord-Gastonia, NC-SC after taxes?

On the median wage of $172,760, a single filer with no pre-tax deductions takes home about $122,963 a year ($10,247 a month) after $49,797 in federal, FICA, state and local taxes, an effective rate of 28.82%, using 2026 tax rules.