SOC 11-3031

Financial Manager Salary in Lake Havasu City-Kingman, AZ (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + AZ
COL Index: 109.83 (+9.8% vs US)
Net Compensation Yield 72.1% Realized
$75,902 / net annual direct deposit
Gross Adjusted $105,290 $50.62/hr
Effective Tax Drag 21.91% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$23,070 $887.33/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $50.62 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,317/yr)
0% Tax Shield: ~$1,390/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,944
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,528
Medicare Hospital Insurance
Statutory 1.45%
-$1,527
Arizona Individual Income Tax
State Marginal Bracket
-$2,072
Net Take-Home Annual Realized
$75,902 ($2,919.31 / check)
Category 2 of 6

Lake Havasu City-Kingman, AZ Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $105,290
MIDDLE 50% (IQR RANGE) 10th $57.7k 25th $71.1k Median: $105,290 50th (Median) $105k 75th $151k 90th $196k You: $105,290
10th (Entry) $57,740 $27.76/hr
25th (Junior) $71,140 $34.20/hr
50th (Median) $105,290 $50.62/hr
75th (Senior) $151,040 $72.62/hr
90th (Lead/Master) $195,560 $94.02/hr
Career Progression & Licensing Milestones for Financial Manager in Lake Havasu City-Kingman, AZ
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$59,608$28.66/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$79,329$38.14/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$105,309$50.63/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$139,063$66.86/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$204,360$98.25/hr · 14+ Years
Scaled to the Lake Havasu City-Kingman, AZ medianView National Financial Manager Salary Data
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Lake Havasu City-Kingman, AZ under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
15% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $959/month Requires minimum annual gross of $38,360
HUD Fair Market Rent (2-Bedroom) $1,229/month Requires minimum annual gross of $49,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.29/hr
Per adult, 2 working adults + 1 child: $21.77/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Lake Havasu City-Kingman, AZ.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$105,290-$23,070$75,902$2,919.31
+5h Overtime/Wk45 hrs$125,032-$29,127$88,403$3,400.10
+10h Overtime/Wk50 hrs$144,774-$35,470$100,617$3,869.90
+15h Overtime/Wk55 hrs$164,516-$41,898$112,747$4,336.42
+20h Overtime/Wk60 hrs$184,258-$48,326$124,876$4,802.93
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Lake Havasu City-Kingman, AZ: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Arizona tax codes.

Market Baseline
$105,290/yr
$50.62/hr · SOC 11-3031
Statutory Tax Drag
21.91% Effective
-$23,070 in Total Taxes
HUD 1BR Shelter Ratio
15% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,366/mo
Post-$959/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Lake Havasu City-Kingman, AZ: Market Snapshot

Financial Manager roles in Lake Havasu City-Kingman, AZ report a median annual wage of $105,290, 36.8% below the national median of $166,570. The 10th to 90th percentile band runs from $57,740 to $195,560, and HUD’s $959 monthly one-bedroom fair market rent equals 10.9% of that median gross pay. The single-adult living wage benchmark for the area is $24.29 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+114.0%
New York-Newark-Jersey City, NY-NJ$221,010+109.9%
San Francisco-Oakland-Fremont, CA$216,150+105.3%
Bridgeport-Stamford-Danbury, CT$211,000+100.4%
Boston-Cambridge-Newton, MA-NH$209,780+99.2%
Denver-Aurora-Centennial, CO$193,400+83.7%
Boulder, CO$192,970+83.3%
Seattle-Tacoma-Bellevue, WA$185,550+76.2%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+76.0%
Trenton-Princeton, NJ$184,800+75.5%

Top-paying occupations benchmarked in Lake Havasu City-Kingman, AZ

OccupationMedian annual wageMedian hourly
Computer and Information Systems Managers$133,980$64.41/hr
Nurse Practitioner$131,450$63.20/hr
Physician Assistant$129,460$62.24/hr
Human Resources Managers$123,310$59.28/hr
Chief Executives$120,900$58.12/hr
Software Engineer$114,750$55.17/hr
Sales Managers$113,850$54.74/hr
Architectural and Engineering Managers$113,320$54.48/hr
Construction Managers$111,060$53.39/hr
Industrial Production Managers$110,630$53.19/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Lake Havasu City-Kingman, AZ (2026) Overview

Financial Manager median pay in Lake Havasu City-Kingman, AZ is $105,290 a year ($50.62/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Financial Manager in Lake Havasu City-Kingman, AZ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in Lake Havasu City-Kingman, AZ?

The median annual wage is $105,290 ($50.62 per hour). The middle 80% of earners make between $57,740 and $195,560. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Lake Havasu City-Kingman, AZ after taxes?

On the median wage of $105,290, a single filer with no pre-tax deductions takes home about $80,672 a year ($6,723 a month) after $24,618 in federal, FICA, state and local taxes, an effective rate of 23.38%, using 2026 tax rules.