SOC 49-9021

HVAC/R Technician Salary in Binghamton, NY (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NY
COL Index: 104.7 (+4.7% vs US)
Net Compensation Yield 74.5% Realized
$46,187 / net annual direct deposit
Gross Adjusted $62,020 $29.82/hr
Effective Tax Drag 19.53% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$12,112 $465.83/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $29.82 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,721/yr)
0% Tax Shield: ~$447/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,816
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,845
Medicare Hospital Insurance
Statutory 1.45%
-$899
New York Individual Income Tax
State Marginal Bracket
-$2,551
Net Take-Home Annual Realized
$46,187 ($1,776.43 / check)
Category 2 of 6

Binghamton, NY HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $62,020
MIDDLE 50% (IQR RANGE) 10th $46.6k 25th $51.3k Median: $62,020 50th (Median) $62.0k 75th $74.9k 90th $87.7k You: $62,020
10th (Entry) $46,650 $22.43/hr
25th (Junior) $51,310 $24.67/hr
50th (Median) $62,020 $29.82/hr
75th (Senior) $74,870 $36.00/hr
90th (Lead/Master) $87,710 $42.17/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Binghamton, NY
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$38,832$18.67/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$59,977$28.84/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$79,800$38.37/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$109,788$52.78/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Binghamton, NY under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
25% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $954/month Requires minimum annual gross of $38,160
HUD Fair Market Rent (2-Bedroom) $1,219/month Requires minimum annual gross of $48,760
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.15/hr
Per adult, 2 working adults + 1 child: $22.97/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Binghamton, NY.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$62,020-$12,112$46,187$1,776.43
+5h Overtime/Wk45 hrs$73,649-$15,176$54,054$2,078.99
+10h Overtime/Wk50 hrs$85,278-$19,061$61,100$2,350.00
+15h Overtime/Wk55 hrs$96,906-$22,958$68,134$2,620.54
+20h Overtime/Wk60 hrs$108,535-$26,897$75,126$2,889.46
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Binghamton, NY: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New York tax codes.

Market Baseline
$62,020/yr
$29.82/hr · SOC 49-9021
Statutory Tax Drag
19.53% Effective
-$12,112 in Total Taxes
HUD 1BR Shelter Ratio
25% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,895/mo
Post-$954/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Binghamton, NY: Market Snapshot

HVAC/R Technician roles in Binghamton, NY report a median annual wage of $62,020, 1.7% above the national median of $61,010. The 10th to 90th percentile band runs from $46,650 to $87,710, and HUD’s $954 monthly one-bedroom fair market rent equals 18.5% of that median gross pay. The single-adult living wage benchmark for the area is $23.15 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+51.3%
Anchorage, AK$85,620+38.1%
Napa, CA$84,570+36.4%
San Jose-Sunnyvale-Santa Clara, CA$82,050+32.3%
Seattle-Tacoma-Bellevue, WA$80,100+29.2%
Santa Rosa-Petaluma, CA$79,510+28.2%
Peoria, IL$78,710+26.9%
Santa Maria-Santa Barbara, CA$78,640+26.8%
Boston-Cambridge-Newton, MA-NH$78,530+26.6%
San Francisco-Oakland-Fremont, CA$78,490+26.6%

Top-paying occupations benchmarked in Binghamton, NY

OccupationMedian annual wageMedian hourly
Chief Executives$184,360$88.63/hr
Architectural and Engineering Managers$179,230$86.17/hr
Computer and Information Systems Managers$174,740$84.01/hr
Education Administrators, Postsecondary$166,660$80.12/hr
Financial Manager$160,780$77.30/hr
Sales Managers$160,440$77.13/hr
Human Resources Managers$156,640$75.31/hr
Purchasing Managers$154,610$74.33/hr
Marketing Managers$150,020$72.12/hr
Physician Assistant$146,120$70.25/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Binghamton, NY (2026) Overview

HVAC/R Technician median pay in Binghamton, NY is $62,020 a year ($29.82/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Binghamton, NY compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Binghamton, NY?

The median annual wage is $62,020 ($29.82 per hour). The middle 80% of earners make between $46,650 and $87,710. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Binghamton, NY after taxes?

On the median wage of $62,020, a single filer with no pre-tax deductions takes home about $49,261 a year ($4,105 a month) after $12,759 in federal, FICA, state and local taxes, an effective rate of 20.57%, using 2026 tax rules.