SOC 49-9021

HVAC/R Technician Salary in Bloomington, IL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IL
COL Index: 105.69 (+5.7% vs US)
Net Compensation Yield 74.0% Realized
$47,413 / net annual direct deposit
Gross Adjusted $64,030 $30.78/hr
Effective Tax Drag 19.95% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$12,775 $491.36/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $30.78 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,842/yr)
0% Tax Shield: ~$461/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$5,043
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,970
Medicare Hospital Insurance
Statutory 1.45%
-$928
Illinois Individual Income Tax
State Marginal Bracket
-$2,835
Net Take-Home Annual Realized
$47,413 ($1,823.57 / check)
Category 2 of 6

Bloomington, IL HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $64,030
MIDDLE 50% (IQR RANGE) 10th $39.2k 25th $49.9k Median: $64,030 50th (Median) $64.0k 75th $81.7k 90th $91.5k You: $64,030
10th (Entry) $39,200 $18.85/hr
25th (Junior) $49,890 $23.99/hr
50th (Median) $64,030 $30.78/hr
75th (Senior) $81,670 $39.26/hr
90th (Lead/Master) $91,500 $43.99/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Bloomington, IL
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$40,091$19.27/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$61,921$29.77/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$82,386$39.61/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$113,346$54.49/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Bloomington, IL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
25% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $996/month Requires minimum annual gross of $39,840
HUD Fair Market Rent (2-Bedroom) $1,287/month Requires minimum annual gross of $51,480
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.37/hr
Per adult, 2 working adults + 1 child: $24.73/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Bloomington, IL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$64,030-$12,775$47,413$1,823.57
+5h Overtime/Wk45 hrs$76,036-$16,104$55,369$2,129.59
+10h Overtime/Wk50 hrs$88,041-$20,064$62,695$2,411.34
+15h Overtime/Wk55 hrs$100,047-$24,024$70,020$2,693.09
+20h Overtime/Wk60 hrs$112,053-$27,983$77,346$2,974.84
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Bloomington, IL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Illinois tax codes.

Market Baseline
$64,030/yr
$30.78/hr · SOC 49-9021
Statutory Tax Drag
19.95% Effective
-$12,775 in Total Taxes
HUD 1BR Shelter Ratio
25% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,955/mo
Post-$996/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Bloomington, IL: Market Snapshot

HVAC/R Technician roles in Bloomington, IL report a median annual wage of $64,030, 5.0% above the national median of $61,010. The 10th to 90th percentile band runs from $39,200 to $91,500, and HUD’s $996 monthly one-bedroom fair market rent equals 18.7% of that median gross pay. The single-adult living wage benchmark for the area is $23.37 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+46.5%
Anchorage, AK$85,620+33.7%
Napa, CA$84,570+32.1%
San Jose-Sunnyvale-Santa Clara, CA$82,050+28.1%
Seattle-Tacoma-Bellevue, WA$80,100+25.1%
Santa Rosa-Petaluma, CA$79,510+24.2%
Peoria, IL$78,710+22.9%
Santa Maria-Santa Barbara, CA$78,640+22.8%
Boston-Cambridge-Newton, MA-NH$78,530+22.6%
San Francisco-Oakland-Fremont, CA$78,490+22.6%

Top-paying occupations benchmarked in Bloomington, IL

OccupationMedian annual wageMedian hourly
Computer and Information Systems Managers$169,720$81.60/hr
Data Engineer$161,430$77.61/hr
Financial Manager$156,240$75.12/hr
Sales Managers$154,300$74.18/hr
Human Resources Managers$144,780$69.61/hr
Nurse Practitioner$139,190$66.92/hr
Architectural and Engineering Managers$133,260$64.07/hr
Cybersecurity Analyst$125,110$60.15/hr
Software Engineer$123,320$59.29/hr
Data Scientist$120,760$58.06/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Bloomington, IL (2026) Overview

HVAC/R Technician median pay in Bloomington, IL is $64,030 a year ($30.78/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Bloomington, IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Bloomington, IL?

The median annual wage is $64,030 ($30.78 per hour). The middle 80% of earners make between $39,200 and $91,500. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Bloomington, IL after taxes?

On the median wage of $64,030, a single filer with no pre-tax deductions takes home about $50,603 a year ($4,217 a month) after $13,427 in federal, FICA, state and local taxes, an effective rate of 20.97%, using 2026 tax rules.