SOC 49-9021

HVAC/R Technician Salary in Rockford, IL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IL
COL Index: 101.51 (+1.5% vs US)
Net Compensation Yield 73.0% Realized
$54,780 / net annual direct deposit
Gross Adjusted $75,070 $36.09/hr
Effective Tax Drag 21.03% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$15,786 $607.14/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $36.09 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,504/yr)
0% Tax Shield: ~$991/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$6,694
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,654
Medicare Hospital Insurance
Statutory 1.45%
-$1,089
Illinois Individual Income Tax
State Marginal Bracket
-$3,348
Net Take-Home Annual Realized
$54,780 ($2,106.93 / check)
Category 2 of 6

Rockford, IL HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $75,070
MIDDLE 50% (IQR RANGE) 10th $47.0k 25th $59.6k Median: $75,070 50th (Median) $75.1k 75th $100k 90th $118k You: $75,070
10th (Entry) $46,960 $22.58/hr
25th (Junior) $59,640 $28.67/hr
50th (Median) $75,070 $36.09/hr
75th (Senior) $100,470 $48.30/hr
90th (Lead/Master) $117,550 $56.51/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Rockford, IL
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$47,003$22.60/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$72,597$34.90/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$96,591$46.44/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$132,889$63.89/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Rockford, IL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
20% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $896/month Requires minimum annual gross of $35,840
HUD Fair Market Rent (2-Bedroom) $1,172/month Requires minimum annual gross of $46,880
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.45/hr
Per adult, 2 working adults + 1 child: $22.12/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Rockford, IL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$75,070-$15,786$54,780$2,106.93
+5h Overtime/Wk45 hrs$89,146-$20,428$63,369$2,437.26
+10h Overtime/Wk50 hrs$103,221-$25,071$71,957$2,767.59
+15h Overtime/Wk55 hrs$117,297-$29,713$80,546$3,097.92
+20h Overtime/Wk60 hrs$131,373-$34,390$89,101$3,426.94
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Rockford, IL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Illinois tax codes.

Market Baseline
$75,070/yr
$36.09/hr · SOC 49-9021
Statutory Tax Drag
21.03% Effective
-$15,786 in Total Taxes
HUD 1BR Shelter Ratio
20% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,669/mo
Post-$896/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Rockford, IL: Market Snapshot

HVAC/R Technician roles in Rockford, IL report a median annual wage of $75,070, 23.0% above the national median of $61,010. The 10th to 90th percentile band runs from $46,960 to $117,550, and HUD’s $896 monthly one-bedroom fair market rent equals 14.3% of that median gross pay. The single-adult living wage benchmark for the area is $22.45 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+25.0%
Anchorage, AK$85,620+14.1%
Napa, CA$84,570+12.7%
San Jose-Sunnyvale-Santa Clara, CA$82,050+9.3%
Seattle-Tacoma-Bellevue, WA$80,100+6.7%
Santa Rosa-Petaluma, CA$79,510+5.9%
Peoria, IL$78,710+4.8%
Santa Maria-Santa Barbara, CA$78,640+4.8%
Boston-Cambridge-Newton, MA-NH$78,530+4.6%
San Francisco-Oakland-Fremont, CA$78,490+4.6%

Top-paying occupations benchmarked in Rockford, IL

OccupationMedian annual wageMedian hourly
Chief Executives$323,030$155.30/hr
Architectural and Engineering Managers$146,930$70.64/hr
Computer and Information Systems Managers$146,600$70.48/hr
Financial Manager$135,650$65.22/hr
Sales Managers$133,560$64.21/hr
Physician Assistant$127,800$61.44/hr
Nurse Practitioner$127,720$61.40/hr
Purchasing Managers$126,970$61.04/hr
Marketing Managers$124,440$59.83/hr
Human Resources Managers$123,090$59.18/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Rockford, IL (2026) Overview

HVAC/R Technician median pay in Rockford, IL is $75,070 a year ($36.09/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a HVAC/R Technician in Rockford, IL?

The median annual wage is $75,070 ($36.09 per hour). The middle 80% of earners make between $46,960 and $117,550. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Rockford, IL after taxes?

On the median wage of $75,070, a single filer with no pre-tax deductions takes home about $58,071 a year ($4,839 a month) after $16,999 in federal, FICA, state and local taxes, an effective rate of 22.64%, using 2026 tax rules.