SOC 49-9021

HVAC/R Technician Salary in Cape Girardeau, MO-IL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MO
COL Index: 98.49 (-1.5% vs US)
Net Compensation Yield 77.3% Realized
$36,467 / net annual direct deposit
Gross Adjusted $47,150 $22.67/hr
Effective Tax Drag 16.66% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$7,854 $302.09/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $22.67 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$2,829/yr)
0% Tax Shield: ~$339/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,139
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$2,923
Medicare Hospital Insurance
Statutory 1.45%
-$684
Missouri Individual Income Tax
State Marginal Bracket
-$1,109
Net Take-Home Annual Realized
$36,467 ($1,402.56 / check)
Category 2 of 6

Cape Girardeau, MO-IL HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $47,150
MIDDLE 50% (IQR RANGE) 10th $38.0k 25th $43.5k Median: $47,150 50th (Median) $47.1k 75th $60.6k 90th $72.7k You: $47,150
10th (Entry) $37,950 $18.25/hr
25th (Junior) $43,470 $20.90/hr
50th (Median) $47,150 $22.67/hr
75th (Senior) $60,570 $29.12/hr
90th (Lead/Master) $72,690 $34.95/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Cape Girardeau, MO-IL
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$29,522$14.19/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$45,597$21.92/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$60,667$29.17/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$83,465$40.13/hr · 9+ Years
Scaled to the Cape Girardeau, MO-IL medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Cape Girardeau, MO-IL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
27% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $833/month Requires minimum annual gross of $33,320
HUD Fair Market Rent (2-Bedroom) $1,012/month Requires minimum annual gross of $40,480
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.78/hr
Per adult, 2 working adults + 1 child: $19.27/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Cape Girardeau, MO-IL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$47,150-$7,854$36,467$1,402.56
+5h Overtime/Wk45 hrs$55,991-$9,926$42,705$1,642.50
+10h Overtime/Wk50 hrs$64,831-$11,983$48,958$1,883.00
+15h Overtime/Wk55 hrs$73,672-$14,314$54,938$2,113.00
+20h Overtime/Wk60 hrs$82,513-$17,196$60,366$2,321.77
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Cape Girardeau, MO-IL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Missouri tax codes.

Market Baseline
$47,150/yr
$22.67/hr · SOC 49-9021
Statutory Tax Drag
16.66% Effective
-$7,854 in Total Taxes
HUD 1BR Shelter Ratio
27% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,206/mo
Post-$833/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Cape Girardeau, MO-IL: Market Snapshot

HVAC/R Technician roles in Cape Girardeau, MO-IL report a median annual wage of $47,150, 22.7% below the national median of $61,010. The 10th to 90th percentile band runs from $37,950 to $72,690, and HUD’s $833 monthly one-bedroom fair market rent equals 21.2% of that median gross pay. The single-adult living wage benchmark for the area is $21.78 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+99.0%
Anchorage, AK$85,620+81.6%
Napa, CA$84,570+79.4%
San Jose-Sunnyvale-Santa Clara, CA$82,050+74.0%
Seattle-Tacoma-Bellevue, WA$80,100+69.9%
Santa Rosa-Petaluma, CA$79,510+68.6%
Peoria, IL$78,710+66.9%
Santa Maria-Santa Barbara, CA$78,640+66.8%
Boston-Cambridge-Newton, MA-NH$78,530+66.6%
San Francisco-Oakland-Fremont, CA$78,490+66.5%

Top-paying occupations benchmarked in Cape Girardeau, MO-IL

OccupationMedian annual wageMedian hourly
Physician Assistant$141,080$67.83/hr
Financial Manager$139,690$67.16/hr
Industrial Production Managers$133,110$64.00/hr
Nurse Practitioner$130,000$62.50/hr
Human Resources Managers$128,240$61.65/hr
Computer and Information Systems Managers$128,230$61.65/hr
Medical and Health Services Managers$104,010$50.00/hr
Construction Managers$102,980$49.51/hr
Software Engineer$100,220$48.18/hr
Electrical Power-Line Installer$99,650$47.91/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Cape Girardeau, MO-IL (2026) Overview

HVAC/R Technician median pay in Cape Girardeau, MO-IL is $47,150 a year ($22.67/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for HVAC/R Technician in Cape Girardeau, MO-IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Cape Girardeau, MO-IL?

The median annual wage is $47,150 ($22.67 per hour). The middle 80% of earners make between $37,950 and $72,690. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Cape Girardeau, MO-IL after taxes?

On the median wage of $47,150, a single filer with no pre-tax deductions takes home about $38,827 a year ($3,236 a month) after $8,323 in federal, FICA, state and local taxes, an effective rate of 17.65%, using 2026 tax rules.