SOC 49-9021

HVAC/R Technician Salary in Clarksville, TN-KY (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TN
COL Index: 100.61 (+0.6% vs US)
Net Compensation Yield 79.4% Realized
$40,075 / net annual direct deposit
Gross Adjusted $50,480 $24.27/hr
Effective Tax Drag 14.61% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$7,376 $283.69/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $24.27 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,029/yr)
0% Tax Shield: ~$363/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,514
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,130
Medicare Hospital Insurance
Statutory 1.45%
-$732
Tennessee Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$40,075 ($1,541.36 / check)
Category 2 of 6

Clarksville, TN-KY HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $50,480
MIDDLE 50% (IQR RANGE) 10th $38.5k 25th $46.4k Median: $50,480 50th (Median) $50.5k 75th $61.0k 90th $71.8k You: $50,480
10th (Entry) $38,530 $18.52/hr
25th (Junior) $46,410 $22.31/hr
50th (Median) $50,480 $24.27/hr
75th (Senior) $60,980 $29.32/hr
90th (Lead/Master) $71,790 $34.51/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Clarksville, TN-KY
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$31,607$15.20/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$48,817$23.47/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$64,951$31.23/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$89,360$42.96/hr · 9+ Years
Scaled to the Clarksville, TN-KY medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Clarksville, TN-KY under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
32% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,068/month Requires minimum annual gross of $42,720
HUD Fair Market Rent (2-Bedroom) $1,307/month Requires minimum annual gross of $52,280
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.25/hr
Per adult, 2 working adults + 1 child: $19.71/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Clarksville, TN-KY.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$50,480-$7,376$40,075$1,541.36
+5h Overtime/Wk45 hrs$59,945-$9,168$47,181$1,814.64
+10h Overtime/Wk50 hrs$69,410-$10,959$54,286$2,087.93
+15h Overtime/Wk55 hrs$78,875-$13,515$60,627$2,331.82
+20h Overtime/Wk60 hrs$88,340-$16,197$66,843$2,570.88
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Clarksville, TN-KY: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Tennessee tax codes.

Market Baseline
$50,480/yr
$24.27/hr · SOC 49-9021
Statutory Tax Drag
14.61% Effective
-$7,376 in Total Taxes
HUD 1BR Shelter Ratio
32% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,272/mo
Post-$1,068/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Clarksville, TN-KY: Market Snapshot

HVAC/R Technician roles in Clarksville, TN-KY report a median annual wage of $50,480, 17.3% below the national median of $61,010. The 10th to 90th percentile band runs from $38,530 to $71,790, and HUD’s $1,068 monthly one-bedroom fair market rent equals 25.4% of that median gross pay. The single-adult living wage benchmark for the area is $22.25 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+85.9%
Anchorage, AK$85,620+69.6%
Napa, CA$84,570+67.5%
San Jose-Sunnyvale-Santa Clara, CA$82,050+62.5%
Seattle-Tacoma-Bellevue, WA$80,100+58.7%
Santa Rosa-Petaluma, CA$79,510+57.5%
Peoria, IL$78,710+55.9%
Santa Maria-Santa Barbara, CA$78,640+55.8%
Boston-Cambridge-Newton, MA-NH$78,530+55.6%
San Francisco-Oakland-Fremont, CA$78,490+55.5%

Top-paying occupations benchmarked in Clarksville, TN-KY

OccupationMedian annual wageMedian hourly
Chief Executives$172,410$82.89/hr
Architectural and Engineering Managers$141,260$67.91/hr
Financial Manager$133,620$64.24/hr
Sales Managers$126,820$60.97/hr
Computer and Information Systems Managers$125,790$60.48/hr
Physician Assistant$121,710$58.51/hr
Industrial Production Managers$121,110$58.23/hr
Purchasing Managers$121,060$58.20/hr
Cybersecurity Analyst$116,940$56.22/hr
Facilities Managers$115,860$55.70/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Clarksville, TN-KY (2026) Overview

HVAC/R Technician median pay in Clarksville, TN-KY is $50,480 a year ($24.27/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Clarksville, TN-KY compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Clarksville, TN-KY?

The median annual wage is $50,480 ($24.27 per hour). The middle 80% of earners make between $38,530 and $71,790. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Clarksville, TN-KY after taxes?

On the median wage of $50,480, a single filer with no pre-tax deductions takes home about $42,741 a year ($3,562 a month) after $7,739 in federal, FICA, state and local taxes, an effective rate of 15.33%, using 2026 tax rules.