HVAC/R Technician Salary in Chattanooga, TN-GA (2026)
Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
Wage Benchmarking & After-Tax Paycheck Engine
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Chattanooga, TN-GA HVAC/R Technician Wage Distribution
Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders
HUD Fair Market Rent & EPI Living Wage Affordability Index
Evaluating housing affordability vs. net take-home pay in Chattanooga, TN-GA under the HUD 30% housing cost guideline.
Hourly Wage to Annual & Overtime Matrix
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Interstate MSA Relocation & State Tax Migration Comparator
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HVAC/R Technician in Chattanooga, TN-GA: Compensation & Purchasing Power Briefing (2026)
Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Tennessee tax codes.
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Statutory Withholding Architecture
Frequently Asked Questions
Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.
- Federal Standard Deduction (Single) $16,100
- FICA OASDI Wage Base Cap $184,500
- Pre-Tax 401(k) Elective Deferral $24,500
- HSA Individual Annual Limit $4,400
HVAC/R Technician in Chattanooga, TN-GA: Market Snapshot
HVAC/R Technician roles in Chattanooga, TN-GA report a median annual wage of $50,950, 16.5% below the national median of $61,010. The 10th to 90th percentile band runs from $37,160 to $77,020, and HUD’s $1,231 monthly one-bedroom fair market rent equals 29.0% of that median gross pay. The single-adult living wage benchmark for the area is $24.97 per hour.
Highest-paying metropolitan areas for HVAC/R Technician
| Metropolitan area | Median annual wage | Vs this market |
|---|---|---|
| Fairbanks-College, AK | $93,820 | +84.1% |
| Anchorage, AK | $85,620 | +68.0% |
| Napa, CA | $84,570 | +66.0% |
| San Jose-Sunnyvale-Santa Clara, CA | $82,050 | +61.0% |
| Seattle-Tacoma-Bellevue, WA | $80,100 | +57.2% |
| Santa Rosa-Petaluma, CA | $79,510 | +56.1% |
| Peoria, IL | $78,710 | +54.5% |
| Santa Maria-Santa Barbara, CA | $78,640 | +54.3% |
| Boston-Cambridge-Newton, MA-NH | $78,530 | +54.1% |
| San Francisco-Oakland-Fremont, CA | $78,490 | +54.1% |
Top-paying occupations benchmarked in Chattanooga, TN-GA
| Occupation | Median annual wage | Median hourly |
|---|---|---|
| Chief Executives | $209,990 | $100.96/hr |
| Architectural and Engineering Managers | $163,720 | $78.71/hr |
| Computer and Information Systems Managers | $152,980 | $73.55/hr |
| Financial Manager | $151,530 | $72.85/hr |
| Administrative Services Managers | $130,540 | $62.76/hr |
| Human Resources Managers | $129,900 | $62.45/hr |
| Marketing Managers | $124,360 | $59.79/hr |
| Purchasing Managers | $123,750 | $59.50/hr |
| Industrial Production Managers | $121,670 | $58.50/hr |
| Physician Assistant | $121,600 | $58.46/hr |
Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .
Regional Labor Market & Career Mobility Network
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Related Skilled Trades Roles in Chattanooga, TN-GA
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Other Metros for HVAC/R Technician
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HVAC/R Technician median pay in Chattanooga, TN-GA is $50,950 a year ($24.50/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Chattanooga, TN-GA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.
Quick answers
The median annual wage is $50,950 ($24.50 per hour). The middle 80% of earners make between $37,160 and $77,020. Source: BLS OEWS (May 2025).
On the median wage of $50,950, a single filer with no pre-tax deductions takes home about $43,118 a year ($3,593 a month) after $7,832 in federal, FICA, state and local taxes, an effective rate of 15.37%, using 2026 tax rules.