SOC 49-9021

HVAC/R Technician Salary in Evansville, IN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IN + Municipal
COL Index: 95.4 (-4.6% vs US)
Net Compensation Yield 74.9% Realized
$44,540 / net annual direct deposit
Gross Adjusted $59,500 $28.61/hr
Effective Tax Drag 19.14% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$11,390 $438.09/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $28.61 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,570/yr)
0% Tax Shield: ~$428/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,532
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,689
Medicare Hospital Insurance
Statutory 1.45%
-$863
Indiana Individual Income Tax
State Marginal Bracket
-$1,620
Vanderburgh County income tax
1.25%
-$687
Net Take-Home Annual Realized
$44,540 ($1,713.06 / check)
Category 2 of 6

Evansville, IN HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $59,500
MIDDLE 50% (IQR RANGE) 10th $37.7k 25th $46.8k Median: $59,500 50th (Median) $59.5k 75th $78.2k 90th $96.8k You: $59,500
10th (Entry) $37,660 $18.11/hr
25th (Junior) $46,840 $22.52/hr
50th (Median) $59,500 $28.61/hr
75th (Senior) $78,230 $37.61/hr
90th (Lead/Master) $96,770 $46.52/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Evansville, IN
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$37,255$17.91/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$57,540$27.66/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$76,557$36.81/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$105,327$50.64/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Evansville, IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
23% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $872/month Requires minimum annual gross of $34,880
HUD Fair Market Rent (2-Bedroom) $1,127/month Requires minimum annual gross of $45,080
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.10/hr
Per adult, 2 working adults + 1 child: $19.65/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Evansville, IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$59,500-$11,390$44,540$1,713.06
+5h Overtime/Wk45 hrs$70,656-$13,943$52,474$2,018.24
+10h Overtime/Wk50 hrs$81,813-$17,535$59,368$2,283.40
+15h Overtime/Wk55 hrs$92,969-$21,136$66,254$2,548.24
+20h Overtime/Wk60 hrs$104,125-$24,737$73,140$2,813.08
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Evansville, IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Indiana tax codes.

Market Baseline
$59,500/yr
$28.61/hr · SOC 49-9021
Statutory Tax Drag
19.14% Effective
-$11,390 in Total Taxes
HUD 1BR Shelter Ratio
23% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,840/mo
Post-$872/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Evansville, IN: Market Snapshot

HVAC/R Technician roles in Evansville, IN report a median annual wage of $59,500, 2.5% below the national median of $61,010. The 10th to 90th percentile band runs from $37,660 to $96,770, and HUD’s $872 monthly one-bedroom fair market rent equals 17.6% of that median gross pay. The single-adult living wage benchmark for the area is $21.10 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+57.7%
Anchorage, AK$85,620+43.9%
Napa, CA$84,570+42.1%
San Jose-Sunnyvale-Santa Clara, CA$82,050+37.9%
Seattle-Tacoma-Bellevue, WA$80,100+34.6%
Santa Rosa-Petaluma, CA$79,510+33.6%
Peoria, IL$78,710+32.3%
Santa Maria-Santa Barbara, CA$78,640+32.2%
Boston-Cambridge-Newton, MA-NH$78,530+32.0%
San Francisco-Oakland-Fremont, CA$78,490+31.9%

Top-paying occupations benchmarked in Evansville, IN

OccupationMedian annual wageMedian hourly
Chief Executives$339,330$163.14/hr
Architectural and Engineering Managers$163,540$78.62/hr
Natural Sciences Managers$152,320$73.23/hr
Purchasing Managers$141,450$68.00/hr
Computer and Information Systems Managers$140,260$67.43/hr
Financial Manager$128,650$61.85/hr
Marketing Managers$127,800$61.44/hr
Sales Managers$125,360$60.27/hr
Human Resources Managers$125,180$60.18/hr
Nurse Practitioner$123,450$59.35/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Evansville, IN (2026) Overview

HVAC/R Technician median pay in Evansville, IN is $59,500 a year ($28.61/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Evansville, IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Evansville, IN?

The median annual wage is $59,500 ($28.61 per hour). The middle 80% of earners make between $37,660 and $96,770. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Evansville, IN after taxes?

On the median wage of $59,500, a single filer with no pre-tax deductions takes home about $47,531 a year ($3,961 a month) after $11,969 in federal, FICA, state and local taxes, an effective rate of 20.12%, using 2026 tax rules.