SOC 49-9021

HVAC/R Technician Salary in Fort Wayne, IN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IN + Municipal
COL Index: 101.58 (+1.6% vs US)
Net Compensation Yield 74.5% Realized
$45,295 / net annual direct deposit
Gross Adjusted $60,830 $29.25/hr
Effective Tax Drag 19.54% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$11,886 $457.14/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $29.25 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,650/yr)
0% Tax Shield: ~$438/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,682
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,771
Medicare Hospital Insurance
Statutory 1.45%
-$882
Indiana Individual Income Tax
State Marginal Bracket
-$1,657
Allen County income tax
1.59%
-$893
Net Take-Home Annual Realized
$45,295 ($1,742.10 / check)
Category 2 of 6

Fort Wayne, IN HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $60,830
MIDDLE 50% (IQR RANGE) 10th $39.5k 25th $48.4k Median: $60,830 50th (Median) $60.8k 75th $85.1k 90th $97.0k You: $60,830
10th (Entry) $39,450 $18.97/hr
25th (Junior) $48,400 $23.27/hr
50th (Median) $60,830 $29.25/hr
75th (Senior) $85,130 $40.93/hr
90th (Lead/Master) $96,980 $46.63/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Fort Wayne, IN
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$38,087$18.31/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$58,826$28.28/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$78,268$37.63/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$107,681$51.77/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Fort Wayne, IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
27% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,026/month Requires minimum annual gross of $41,040
HUD Fair Market Rent (2-Bedroom) $1,248/month Requires minimum annual gross of $49,920
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.46/hr
Per adult, 2 working adults + 1 child: $20.62/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Fort Wayne, IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$60,830-$11,886$45,295$1,742.10
+5h Overtime/Wk45 hrs$72,236-$14,672$53,230$2,047.30
+10h Overtime/Wk50 hrs$83,641-$18,390$60,233$2,316.66
+15h Overtime/Wk55 hrs$95,047-$22,108$67,236$2,586.02
+20h Overtime/Wk60 hrs$106,453-$25,826$74,240$2,855.38
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Fort Wayne, IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Indiana tax codes.

Market Baseline
$60,830/yr
$29.25/hr · SOC 49-9021
Statutory Tax Drag
19.54% Effective
-$11,886 in Total Taxes
HUD 1BR Shelter Ratio
27% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,749/mo
Post-$1,026/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Fort Wayne, IN: Market Snapshot

HVAC/R Technician roles in Fort Wayne, IN report a median annual wage of $60,830, 0.3% below the national median of $61,010. The 10th to 90th percentile band runs from $39,450 to $96,980, and HUD’s $1,026 monthly one-bedroom fair market rent equals 20.2% of that median gross pay. The single-adult living wage benchmark for the area is $22.46 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+54.2%
Anchorage, AK$85,620+40.8%
Napa, CA$84,570+39.0%
San Jose-Sunnyvale-Santa Clara, CA$82,050+34.9%
Seattle-Tacoma-Bellevue, WA$80,100+31.7%
Santa Rosa-Petaluma, CA$79,510+30.7%
Peoria, IL$78,710+29.4%
Santa Maria-Santa Barbara, CA$78,640+29.3%
Boston-Cambridge-Newton, MA-NH$78,530+29.1%
San Francisco-Oakland-Fremont, CA$78,490+29.0%

Top-paying occupations benchmarked in Fort Wayne, IN

OccupationMedian annual wageMedian hourly
Chief Executives$213,720$102.75/hr
Marketing Managers$140,270$67.44/hr
Computer and Information Systems Managers$138,350$66.51/hr
Architectural and Engineering Managers$134,010$64.43/hr
Physician Assistant$131,400$63.17/hr
Financial Manager$130,900$62.93/hr
Actuary$128,290$61.68/hr
Nurse Practitioner$127,050$61.08/hr
Training and Development Managers$124,440$59.83/hr
Sales Managers$122,540$58.91/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Fort Wayne, IN (2026) Overview

HVAC/R Technician median pay in Fort Wayne, IN is $60,830 a year ($29.25/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living.

Quick answers
What is the median salary for a HVAC/R Technician in Fort Wayne, IN?

The median annual wage is $60,830 ($29.25 per hour). The middle 80% of earners make between $39,450 and $96,980. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Fort Wayne, IN after taxes?

On the median wage of $60,830, a single filer with no pre-tax deductions takes home about $48,341 a year ($4,028 a month) after $12,489 in federal, FICA, state and local taxes, an effective rate of 20.53%, using 2026 tax rules.