SOC 49-9021

HVAC/R Technician Salary in Farmington, NM (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NM
COL Index: 106.83 (+6.8% vs US)
Net Compensation Yield 77.1% Realized
$40,110 / net annual direct deposit
Gross Adjusted $52,040 $25.02/hr
Effective Tax Drag 16.92% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,807 $338.74/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $25.02 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,122/yr)
0% Tax Shield: ~$375/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,690
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,226
Medicare Hospital Insurance
Statutory 1.45%
-$755
New Mexico Individual Income Tax
State Marginal Bracket
-$1,136
Net Take-Home Annual Realized
$40,110 ($1,542.70 / check)
Category 2 of 6

Farmington, NM HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $52,040
MIDDLE 50% (IQR RANGE) 10th $36.6k 25th $45.2k Median: $52,040 50th (Median) $52.0k 75th $59.8k 90th $73.8k You: $52,040
10th (Entry) $36,630 $17.61/hr
25th (Junior) $45,190 $21.73/hr
50th (Median) $52,040 $25.02/hr
75th (Senior) $59,820 $28.76/hr
90th (Lead/Master) $73,790 $35.48/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Farmington, NM
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$32,584$15.67/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$50,326$24.20/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$66,959$32.19/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$92,121$44.29/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Farmington, NM under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
26% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $855/month Requires minimum annual gross of $34,200
HUD Fair Market Rent (2-Bedroom) $1,116/month Requires minimum annual gross of $44,640
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.62/hr
Per adult, 2 working adults + 1 child: $21.79/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Farmington, NM.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$52,040-$8,807$40,110$1,542.70
+5h Overtime/Wk45 hrs$61,798-$11,083$47,007$1,807.96
+10h Overtime/Wk50 hrs$71,555-$13,437$53,825$2,070.18
+15h Overtime/Wk55 hrs$81,313-$16,633$59,801$2,300.05
+20h Overtime/Wk60 hrs$91,070-$19,834$65,772$2,529.69
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Farmington, NM: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New Mexico tax codes.

Market Baseline
$52,040/yr
$25.02/hr · SOC 49-9021
Statutory Tax Drag
16.92% Effective
-$8,807 in Total Taxes
HUD 1BR Shelter Ratio
26% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,488/mo
Post-$855/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Farmington, NM: Market Snapshot

HVAC/R Technician roles in Farmington, NM report a median annual wage of $52,040, 14.7% below the national median of $61,010. The 10th to 90th percentile band runs from $36,630 to $73,790, and HUD’s $855 monthly one-bedroom fair market rent equals 19.7% of that median gross pay. The single-adult living wage benchmark for the area is $23.62 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+80.3%
Anchorage, AK$85,620+64.5%
Napa, CA$84,570+62.5%
San Jose-Sunnyvale-Santa Clara, CA$82,050+57.7%
Seattle-Tacoma-Bellevue, WA$80,100+53.9%
Santa Rosa-Petaluma, CA$79,510+52.8%
Peoria, IL$78,710+51.2%
Santa Maria-Santa Barbara, CA$78,640+51.1%
Boston-Cambridge-Newton, MA-NH$78,530+50.9%
San Francisco-Oakland-Fremont, CA$78,490+50.8%

Top-paying occupations benchmarked in Farmington, NM

OccupationMedian annual wageMedian hourly
Physician Assistant$142,890$68.70/hr
Medical and Health Services Managers$129,400$62.21/hr
Nurse Practitioner$126,900$61.01/hr
Financial Manager$125,990$60.57/hr
Industrial Production Managers$123,140$59.20/hr
Computer and Information Systems Managers$122,400$58.85/hr
Education Administrators, All Other$118,080$56.77/hr
Software Engineer$113,780$54.70/hr
Transportation, Storage, and Distribution Managers$108,750$52.28/hr
Sales Managers$107,110$51.50/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Farmington, NM (2026) Overview

HVAC/R Technician median pay in Farmington, NM is $52,040 a year ($25.02/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Farmington, NM compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Farmington, NM?

The median annual wage is $52,040 ($25.02 per hour). The middle 80% of earners make between $36,630 and $73,790. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Farmington, NM after taxes?

On the median wage of $52,040, a single filer with no pre-tax deductions takes home about $42,714 a year ($3,559 a month) after $9,326 in federal, FICA, state and local taxes, an effective rate of 17.92%, using 2026 tax rules.