SOC 49-9021

HVAC/R Technician Salary in Santa Fe, NM (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NM
COL Index: 116.21 (+16.2% vs US)
Net Compensation Yield 77.4% Realized
$38,207 / net annual direct deposit
Gross Adjusted $49,360 $23.73/hr
Effective Tax Drag 16.6% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,192 $315.06/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $23.73 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$2,962/yr)
0% Tax Shield: ~$355/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,388
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,060
Medicare Hospital Insurance
Statutory 1.45%
-$716
New Mexico Individual Income Tax
State Marginal Bracket
-$1,028
Net Take-Home Annual Realized
$38,207 ($1,469.49 / check)
Category 2 of 6

Santa Fe, NM HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $49,360
MIDDLE 50% (IQR RANGE) 10th $39.3k 25th $48.7k Median: $49,360 50th (Median) $49.4k 75th $61.5k 90th $73.9k You: $49,360
10th (Entry) $39,300 $18.89/hr
25th (Junior) $48,710 $23.42/hr
50th (Median) $49,360 $23.73/hr
75th (Senior) $61,500 $29.57/hr
90th (Lead/Master) $73,860 $35.51/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Santa Fe, NM
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$30,906$14.86/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$47,734$22.95/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$63,510$30.53/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$87,377$42.01/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Santa Fe, NM under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
44% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,413/month Requires minimum annual gross of $56,520
HUD Fair Market Rent (2-Bedroom) $1,735/month Requires minimum annual gross of $69,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $25.70/hr
Per adult, 2 working adults + 1 child: $23.44/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Santa Fe, NM.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$49,360-$8,192$38,207$1,469.49
+5h Overtime/Wk45 hrs$58,615-$10,340$44,758$1,721.48
+10h Overtime/Wk50 hrs$67,870-$12,501$51,297$1,972.97
+15h Overtime/Wk55 hrs$77,125-$15,261$57,236$2,201.40
+20h Overtime/Wk60 hrs$86,380-$18,292$62,905$2,419.43
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Santa Fe, NM: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New Mexico tax codes.

Market Baseline
$49,360/yr
$23.73/hr · SOC 49-9021
Statutory Tax Drag
16.6% Effective
-$8,192 in Total Taxes
HUD 1BR Shelter Ratio
44% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$1,771/mo
Post-$1,413/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Santa Fe, NM: Market Snapshot

HVAC/R Technician roles in Santa Fe, NM report a median annual wage of $49,360, 19.1% below the national median of $61,010. The 10th to 90th percentile band runs from $39,300 to $73,860, and HUD’s $1,413 monthly one-bedroom fair market rent equals 34.4% of that median gross pay. The single-adult living wage benchmark for the area is $25.70 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+90.1%
Anchorage, AK$85,620+73.5%
Napa, CA$84,570+71.3%
San Jose-Sunnyvale-Santa Clara, CA$82,050+66.2%
Seattle-Tacoma-Bellevue, WA$80,100+62.3%
Santa Rosa-Petaluma, CA$79,510+61.1%
Peoria, IL$78,710+59.5%
Santa Maria-Santa Barbara, CA$78,640+59.3%
Boston-Cambridge-Newton, MA-NH$78,530+59.1%
San Francisco-Oakland-Fremont, CA$78,490+59.0%

Top-paying occupations benchmarked in Santa Fe, NM

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$195,350$93.92/hr
Sales Managers$146,510$70.44/hr
Nurse Practitioner$144,250$69.35/hr
Computer and Information Systems Managers$136,130$65.45/hr
Natural Sciences Managers$131,370$63.16/hr
Physician Assistant$127,730$61.41/hr
Financial Manager$126,380$60.76/hr
Medical and Health Services Managers$117,060$56.28/hr
Education Administrators, Kindergarten through Secondary$115,190$55.38/hr
Education Administrators, Postsecondary$114,690$55.14/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Santa Fe, NM (2026) Overview

HVAC/R Technician median pay in Santa Fe, NM is $49,360 a year ($23.73/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a HVAC/R Technician in Santa Fe, NM?

The median annual wage is $49,360 ($23.73 per hour). The middle 80% of earners make between $39,300 and $73,860. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Santa Fe, NM after taxes?

On the median wage of $49,360, a single filer with no pre-tax deductions takes home about $40,686 a year ($3,390 a month) after $8,674 in federal, FICA, state and local taxes, an effective rate of 17.57%, using 2026 tax rules.